40 listed banks in 2021 have increased more than 10%from the previous year.

On July 12, Industrial and Commercial Bank of China, Bank of Communications, Postal Savings Bank, and Ningbo Bank will pay dividends. In addition, the Bank of Hangzhou, Agricultural Bank, Bank of China, China Merchants Bank, and Bank of Beijing will also complete the dividend issuance this week. In 2021, the total score of 40 listed banks exceeded 540 billion yuan. Among them, the total dividend amount of the six state -owned banks was as high as 382.193 billion yuan (including tax, the same below), and the proportion of dividends was stable at more than 30%.

The increase in the number of participating dividends listed banks

Industrial and Commercial Bank of China, Bank of Communications, Postal Savings Bank, and Ningbo Bank will pay dividends today, and Bank of Hangzhou will complete dividends on July 13. Agricultural Bank of China, Bank of China, China Merchants, and Bank of Beijing will pay dividends on July 15.

In 2021, the number of listed banks participating in dividends increased compared with previously. In 2019 and 2020, the listed banks that launched the dividend plan were 36 and 38, and the number was expanded to 40 in 2021. In addition, due to the good performance of the banking industry in 2021 and the steady proportion of dividends, the total amount of dividends participating in the dividend listed banks reached 545.249 billion yuan, an increase of more than 10 % over the previous year.

Liao Zhiming, chief analyst of China Merchants Securities Banking industry, pointed out that the listed banks have been returning shareholders with real gold and silver for many years, and the cash dividend intensity is consistent with the growth rate of performance. This reflects the determination of continuously improving the quality and efficiency of the real economy and maintaining stable performance, and the determination of listed banks to fulfill the reasonable return of shareholders' obligations.

State -owned banks are the main force of dividends

ICBC's dividend amount is noticeable. ICBC's 2021 Annual Dividend Implementation Announcement showed that the total dividend of this issue was about 104.534 billion yuan. ICBC is the only listed bank with a dividend of more than 100 billion yuan in 2021.

"A moderate cash dividend ratio and moderate capital adequacy ratio can not only meet the current cash dividend needs, but also help the long -term value growth of listed companies. ICBC is committed to creating a supplementary endogenous capital supplement through profit retention Investment returns. "The director of the ICBC said to the reporter of the China Securities News.

The six state -owned banks are the well -deserved dividend of listed companies. According to statistics, in 2021, the net profit of the six major state -owned banks totaled 1288.890 billion yuan, with a total dividend amount of 382.193 billion yuan.

The Construction Bank first opened the prelude to the issuance of the state -owned bank dividends last week. The remaining five state -owned bank dividends will also be available this week.

From the perspective of dividend ratio, considering the return of shareholders' return demands and business development needs, all six state -owned banks have maintained the proportion of dividends to a stable ratio of more than 30%, and the gaps are not large. In this regard, Liu Jin, president of Bank of China, said: "From the perspective of Bank of China and several large banks, the large shareholders have determined 30%of the dividend ratio. ","

Among the joint -stock banks, China Merchants Bank is a large dividend, and in 2021, the total cash dividend is 38.385 billion yuan. In addition, Industrial Bank and Everbright Bank have also completed a cash dividend of over 10 billion yuan.

High dividend rate highlights long -term investment value

China Securities News reporters calculated based on the closing price of each bank on July 11. The dividend rate of 19 banks exceeded 5%, and the dividend rate of 14 banks was between 3%and 5%. The average dividend rate of listed banks is 4.77%.

From the overall perspective, compared with the yield of bank wealth management products in 2021, the dividend rate of listed banks is more eye -catching. According to the statistics of Guohai Securities Research Report, in 2021, the weighted yield trend of bank wealth management products fluctuated in the range of 3%to 4%, and the yield fluctuations were relatively stable.

Not only that, the average dividend rate of listed banks also exceeds the three -year large deposit interest rate of most banks. Since 2021, the interest rate of large bank deposits in various banks has gradually reduced. Since the second quarter of 2022, some state -owned banks' three -year large -scale deposit interest rates have been around 3.25%.

Liao Zhiming believes that the high dividend rate of listed banks reflects its growth and stability, and also makes the long -term investment value of listed banks more prominent.

(Editor in charge: Tan Mengtong)

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