Enterprise and benefit the people's rescue comprehensive efforts to show their efforts

Enterprise and benefit the people's rescue comprehensive efforts to show their efforts

Rigid

"Thank you so much for the British Rural Commercial Bank. This 5 million yuan bailout loan not only alleviates the impact of the epidemic, but also allows us to have the confidence and courage to expand the scale of kiwi planting in the economic recovery, haha ​​... ... "In the face of the visit of the customer manager of the Sichuan British Rural Commercial Bank, the person in charge of the kiwi planting base laughed happily.

Since the beginning of this year, the Sichuan Great British Rural Commercial Bank has further implemented the spirit of Secretary Ai Yubin's research and instructions, took the initiative to implement the responsibility and responsibility of the main military bank, actively implemented the requirements for helping the enterprise to help the enterprises, and the party building activities of the "Breaking the Party Basels" brand party building activities Promoting the implementation of various benefit enterprises, benefit the people, and bailout policies. Since the beginning of this year, 1.09 billion yuan will be issued for new customers, accounting for 18.7%of the loan balance.

Pay attention to special deployment

Strong deployment. The British Rural Commercial Bank deeply understands the spirit of the TV phone conference on the economic market, and integrates the requirements of governments at all levels, regulators to benefit enterprises, benefit the people, and relieves work. Deployment work, condense people's hearts, and hardships.

Outside the linkage. Take the initiative to report to the county party committee and county government, actively promote the joint meeting of "finance+n" rural rejuvenation, and sign and sign with the only financial enterprise representatives to sign the "Strategic Cooperation Agreement of the Village Collective Economic Organization Loan" and the ten departments such as finance "Financial+N" to help rural revitalization strategic cooperation agreements ", at the same time, also actively promoted the signing with the county government to sign the" Agricultural Branch Small Small Strategic Cooperation Agreement ". The annual credit of 10 billion yuan and the bank's credit products are used as the strategic cooperation goal of the government to help enterprises and the main product of rural revitalization.

Complete special optimization

Excellent system. In order to solve the problem of "difficulty loans" and promote customers to loans and employees dare to lend, the British Rural Commercial Bank held a special discussion of credit to sort out employees, customer opinions, suggestions, specially issued special support for enterprises, extended repayment of principal and interest, etc. Support files, within the institutional framework, focus on expanding the scope of credit investment, extending loan periods, improving loan quotas, reducing access conditions, optimizing loan procedures and information, and comprehensive reduction in expenses.

Excellent product. Combined with the characteristics of the agricultural industry, formulate series of special products such as "Hui Commercial Loan", "Family Farm Strip Loan" and "Revitalizing Loan" to support customer production and operation in all aspects and angles. System, improve credit product attractiveness.

Excellent service. Implement the daily ending approval system. For customers who meet the loan conditions, the system process will be settled one day, and the credit "whitelist" customers will be established to collect customer information in batches, centralized and uniformly grant letters, and facilitate customers to use letters and easily use letter at any time.

Concentrated promotion special publicity

Concentrate to preach. In accordance with the requirements of the "Strategic Cooperation Agreement", the bank took the initiative to dock with relevant departments of the county and Jiuzhen Yidi to organize entrepreneurial groups such as small and micro enterprises, individual industrial and commercial households, new agricultural business entities, and other officers in the jurisdiction to hold rural revitalization and help enterprises. Special lectures on bailout credit product products will make the social commitments of "non -stop loans, non -loan, and non -loan", "helping enterprises to help the enterprise", "extended the principal and interest", "reduction of charges", " Huishang Loan "," Entrepreneurship Guarantee Loan "," Revitalizing Loan "The preferential low -interest specialty products covered by the customer group to preach and enter the enterprise and households. Through 13 centralized preaching, the list of more than 30 customers in intention loans has been collected, and 8 business loans have been issued More than 95 million yuan.

Street preaching. The preaching team is sent to the intensive and dense streets, set up stalls, and distribute more than 1,200 parties, governments, governments, regulators, and the latest help companies in the bank.

Try to the household. By carrying out the work of thousands of visits, customer managers entered enterprises, communities, and farmers. One -to -one preaching and answering the policies for benefiting enterprises and the people, through preaching and establishing a channel for credit exchanges, boosting the entrepreneurial confidence of market players, making market entities willing to be willing to be willing Loan, dare to loan, be able to loan.

Quickly promote the special implementation

All staff marketing lending. The British Rural Commercial Bank formulated a marketing plan for all employees to directly reach all employees in front, middle and background in the task and assessment plan, and guide all members to go out and welcome customers to promote business development with all employees. The loan was 1.09 billion yuan, accounting for 18.7%of the loan balance, of which 570 million yuan was produced and operated, and the employees of the department issued about 68 million yuan, and the per capita issued about 900,000 yuan.

Extension of the principal and interest. Always care about customers 'production and operation, actively provide customers with measures to repay the principal and interest payment help measures, reduce the pressure on customers' repayment, and ensure the steady development of customer operations. Since this year 10,000 yuan) Providing help measures such as extended principal and interest rate payment and reduction rates have greatly stabilized the county economy.

Fully reduced the cost. Through the development of low -interest credit products such as "Entrepreneurship Guarantee Loan" to reduce the overall interest rate of credit products, since the epidemic, it has saved more than 35.1 million yuan in interest expenses for customers; actively undertake customer mortgage registration fees and asset evaluation fees, with an average of about 720,000 expenditures for customers each year. Yuan; sorting out financial services charging projects, actively reducing the charging standards, and saving customers 450,000 yuan for customers.

- END -