The latest data of 180 insurance companies' average comprehensive settlement capacity adequacy ratio is released

On July 7, the Capital State learned that the official website of the China Banking Regulatory Commission issued an announcement. Recently, the association held the 15th working meeting of the payment capacity supervision committee, analyzed the insurance industry solvency and risk status, and studied the insurance in the first quarter of 2022 Comprehensive risk rating results.

As of the end of the first quarter of 2022, the average comprehensive settlement rate of the 180 insurance companies reviewed into the meeting was 224.2%, and the average core solvency adequacy ratio was 150%; the actual capital was 4.9 trillion yuan, and the minimum capital was 22 trillion yuan. Yuan.

In terms of classification, the average comprehensive payment capacity adequacy ratio of property insurance companies, personal insurance companies, and reinsurance companies is 236.3%, 219.3%, and 298.5%, respectively; the average core solvency adequacy ratio is 204.2%, 136.6%, and 267.5%, respectively.

In recent years, with the continuous changes in my country's economic and financial situation and insurance business environment, business model and risk characteristics, some new situations encountered some new situations during the implementation of the second -generation repayment, and some problems have been exposed during the implementation of the system, which requires further reform and optimization. As a result, the CBRC has thus a comprehensive revision and upgrading of the current second -generation regulatory rules to enhance the scientific, effective and comprehensiveness of the solvency supervision system.

According to public information, in December 2021, the Banking Insurance Regulatory Commission released the insurance company's solvency supervision rules II to comprehensively revise and upgrade the second -generation regulatory rules released by the former Insurance Regulatory Commission in 2015, and implemented in 2022.

Judging from the implementation of the first quarter of this year, rules II improved the risk sensitivity and effectiveness of regulatory indicators, consolidated the quality of the industry's capital, and conducive to promoting insurance companies to improve risk management capabilities.

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