Help build a multi -level medical security system

On July 5, 2022, Hengshui exclusive city customized inclusive supplementary medical insurance "Henghui Insurance" version 2.0 arrived as expected, officially launched!

"Henghui Insurance" is the implementation of the "Health Hengshui" planning outline, establish a sustainable multi -level medical security system, and specifically a inclusive supplementary medical insurance for Hengshui people. It is underwritten by the Hengshui City Branch of the People's Property and Insurance Co., Ltd., which aims to strengthen the effective connection with basic medical insurance, major illness insurance, and medical assistance policies, effectively reduce the burden on the medical treatment of the insurance, and further meet the many levels of the people's many levels and diverse medical care Health protection needs.

"Henghui Insurance" version 2.0, 99 yuan guarantee for one year, less than 3 cents a day, up to 3 million yuan in medical protection. Based on last year, a comprehensive upgrade was made:

Two increases and one drop, comprehensively upgrade

"Zeng" Including medical expenses for hospitalization. In 2022, the "Henghui Insurance" guarantee responsibility was expanded from medical insurance to outside medical insurance, which greatly alleviated the pressure on the medical expenses of Hengshui People's Medical Insurance.

"Downside" low free compensation. In 2022, the "Henghui Insurance" medical insurance expenses in the medical insurance were reduced from 20,000 yuan to 15,000 yuan, which would benefit the majority of insureds with a larger amount of compensation scope and more closely connecting basic medical insurance to reduce the people's economy. burden.

It is agreed that past symptoms can be paid

Whether it is a health body or a certain disease before participating in the insurance, you can participate in the insurance and pay the corresponding proportion of compensation. Preservation of previous symptoms and rare diseases, no medical examination!

The proportion of inpatient medical expenses in the basic medical insurance catalog is 80%, which is 35%of the compensation ratio of four major past symptoms;

The proportion of medical expenses for hospitalization outside the basic medical insurance directory is 50%, and the four types of major constant symptoms can be guaranteed without paying;

The cost of paying for specific drug costs at home and abroad is 80%, and the percentage of the previous symptoms is 20%.

Four types of major past symptoms refer to:

[1] Tumor: malignant tumors (containing leukemia, lymphoma);

[2] Liver and kidney disease: renal incomplete; liver cirrhosis, liver dysfunction;

[3] Cardiovascular and cerebrovascular and sugar -lipid metabolic diseases;

[4] Lung disease: chronic obstructive pulmonary disease, chronic respiratory failure;

There is no limit to the threshold for participation

As an exclusive Hengshui inclusive supplementary medical insurance, the "Henghui Insurance" to maximizes the threshold for participation. Essence

Unlimited age: up to the 100 -year -old elderly and newborn can participate in insurance, the same price, uniform premiums; uniform premiums;

Unlimited occupations: civil servants, corporate employees, retirees, freelance occupations, and students can guarantee;

Unlimited household registration: No matter where the hukou is, as long as the basic medical insurance in Hengshui City can participate in the insurance personnel;

There is no health restriction: no physical examination or illness can also be insured, suitable for the whole family to protect them together.

"Henghui Insurance" version 2.0 guarantee details:

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