Policy portfolios such as finance and taxation, finance, and other policies support science and technology -based SME innovation "little giants" to reduce the burden to move forward (economic new orientation · stabilize the market entity)

Technology -based small and medium -sized enterprises have high technical content and strong innovation capabilities, and are innovative subjects with vibrant and potential. In order to help science and technology SMEs respond to the impact of the epidemic, help them relieve their difficulties, take the road of innovation, and support policy portfolio for financial, taxation, finance, and technology to continuously optimize the growth environment of the enterprise. What are the implementation of these policies? The reporter investigated in depth.

Burden

Tax and fees are more supportive

Increasing investment in R & D is an important measure to enhance the vitality of innovation. At present, the epidemic has a greater impact on the development of SMEs. The greater efforts to effectively reduce the burden on enterprises and inspire enterprises to increase investment in R & D and enhance development stamina.

"This year, the proportion of deductions for the research and development expenses of science and technology SMEs in my country has increased to 100%. Pan Caihong, the financial leader of Technology Co., Ltd., told reporters that last year, the company enjoyed R & D expenses and deducted 1.659 million yuan, which has obvious role in reducing production costs, revitalizing the capital chain, and reducing business burden. Since the beginning of this year, the photovoltaic construction projects and product sales orders in the hands of enterprises have reached 33.48 million yuan, and the proportion of deductions will be further increased. It is expected that the R & D expenses can be deducted by 3.78 million yuan.

R & D expenses plus deduction policy are special preferential policies that specifically inspired enterprises to increase investment in R & D investment. They have strong targeted, high gold content, and obvious effects. The more investment in enterprise research and development, the more tax cuts are reduced, which has a "four or two pounds" effect on encouraging enterprises to continue to strengthen research and development. The State Administration of Taxation issued an announcement that since this year, the enterprise can apply for the application period in October to enjoy the first three quarters of R & D expenses plus deducting policy preferences, and further long -term and institutionalization of this policy to stabilize market expectations and support science and technology to support science and technology Innovation.

Since the beginning of this year, the fiscal and taxation departments have made full use of policies such as tax refund and tax reduction and increased fiscal subsidies to support science and technology SMEs.

The return of funds is accelerated, and the development of the development of the bottom is more full. In March, the Ministry of Finance and the State Administration of Taxation jointly issued the "Announcement on the Requesting Relevant Policies" on Small and Medium and Micro -Enterprise Equipment Equipment Tax Taxes. "This year we plan to buy CNC drilling and milling equipment for new energy vehicle accessories and laptop computers. Entry 5.3 million yuan in production equipment, which can be deducted by 50%before one -time tax, which is equivalent to the enterprise will return 660,000 yuan in advance.

Subsidies have increased, and the motivation for innovation is stronger. Since last year, the financial department of Shandong Province has made multiple measures to support technology -based SMEs to improve their innovation capabilities and core competitiveness. On the one hand, by establishing the increasing R & D investment reward mechanism of "multi -investment and multiple prizes, less investment and less prizes", the research and development expenses of eligible enterprises are subsidized according to a certain percentage; on the other hand, for different development stages and stages of high -growth enterprises It is characterized by rewards for enterprises, and forms a relatively complete enterprise full life cycle cultivation system.

Li Xuhong, a professor of Beijing National Accounting School, believes that SMEs have always been the focus of fiscal and tax policies. Through the implementation of large -scale retention tax refund, it will bring "real gold and silver" support for the development of science and technology -based SMEs, effectively enhance its confidence in development, and it is also far -reaching for improving the employment market and promoting the high -quality development of my country's economy.

Motion

Continuous financial water sources

Some time ago, thanks to the 3 million yuan credit loan provided by the Wuhan Branch of Pudong Development Bank, a biomedical technology enterprise in Wuhan, Hubei, successfully launched the research and development results to the market.

"We continue to promote the transformation of scientific research results and focus on research and development of products, but at a critical moment when the product moves to the sales stage, the process is stuck due to funds." Mr. Qi, the person in charge of the company, said that to promote the product to the market, a lot of funds need to buy raw materials for raw materials However, due to lack of effective guarantee, companies cannot obtain sufficient loans.

"At a bank -enterprise financing docking meeting, we learned that the needs of the enterprise took the initiative to connect with it." Yuan Bo, the customer manager of Wuhan Branch of SPD Bank, said that banks focused on analyzing the number of patents, technical level, gross profit margin, and number of orders for enterprises. , To operate flowing water, and combine the exclusive credit score model of technology companies, design a set of exclusive credit solutions.

Technology -based SMEs have taken a good way to innovate, and financial support is indispensable. In recent years, relevant departments and many regions have continued to improve the financial support scientific and technological innovation policy system, encouraged financial institutions to innovate scientific and technological financial products and services, and continuously flowing to science and technology enterprises in financial living water.

——The policy system is more complete.

At the end of last year, the Beijing Stock Exchange officially opened, positioning the main position of SMEs in service innovative SMEs. From improving the construction of multi -level capital markets to increasing credit support for scientific and technological innovation, to improving the technology insurance product system, the development of science and technology -based SMEs is inseparable from the escort of financial policies.

"In recent years, my country has actively guided financial institutions to increase support for the fields of real economy, especially scientific and technological innovation, and the relevant fields have been introduced densely. Really used on the "blade '." Minsheng Bank chief economist Wen Bin said.

——Che product and service more.

Construction Bank Guangdong Branch creates a "technical flow" evaluation method to achieve "credit" in the financial sector through big data; Bank of China Shandong Branch explores the green approval mechanism of science and technology enterprises, giving grassroots institutions more autonomy ... Finance ... Finance The products and services provided by institutions for technology -based enterprises are constantly enriched. "In the process of rapid development of science and technology SMEs, there are often problems with light assets and mortgage difficulties, and loans cannot be obtained through traditional financing methods." Wen Bin believes that to solve the financing problems of technology -based enterprises, financial institutions need to innovate technology Financial products and services change the evaluation system of the original technology -based enterprise, and support the development of enterprise through various financing methods such as investment and loan linkage. At the same time, give full play to the important role of capital market resource allocation, encourage more specialized new technology -based enterprises to increase the proportion of direct financing, and further optimize the financing structure.

Excellent environment

Contract the expert resources with the platform

In order to solve the problem of water treatment technology, a few years ago, Lu Caike, chairman of Shandong Dayu Shui Treatment Co., Ltd., ran a lot of places, but the effect was not ideal. "Once, our company is relatively small, and it is not easy to carry online with experts; second, there is no long -term technical consulting mechanism." Lu Caike talked about his former distress.

Like Dayu, the lack of high -level expert resources is the pain point of many technology -based SMEs. In response to this demand, the Chinese Association for Science and Technology has launched the "Science and Technology Innovation China" platform, giving full play to the advantages of the National Society and local science and technology associations, and building a bridge from the docking experts of science and technology -based SMEs.

With the help of the "Science and Technology Innovation China" platform, through the docking of the Tai'an Science and Technology Association, Dayu Company has established a connection with experts from the Industrial Water Treatment Professional Committee of the Chinese Chemical Society, and also jointly established a laboratory with many scientific research institutes. "We can't figure out the problems that we can't figure it out. There are top experts to help." Lu Caike said that there are now problems to find experts to ask for advice. Technology is no longer a "block tiger" that affects the development of the enterprise.

Joint technology research, science and technology service groups enter the factory workshop ... Today, more and more high -quality technology resources are sinking to the front line of the industry, improving the innovation capabilities of scientific and technological small and medium -sized enterprises.

The support model for supporting technology -based SMEs is also optimized. Song Xu, a professor at Sichuan University, registered for the establishment of Chengdu Lingtai Xing Biotechnology Co., Ltd. last year. The biomedical industry has a long R & D cycle and a large investment in funds. Some experimental equipment will be millions of yuan. For startups, it is definitely not cost -effective to buy equipment. After Ling Taiyin settled in Tianfu International Biological City in Chengdu, Sichuan, the innovation platform that launched operations in the park- "Semo Fei -International Biological City Joint Innovation Lab" helped Song Xu Da. There are many instruments and equipment on the innovation platform, and enterprises can enjoy high -quality scientific research conditions at lower costs. "The platform also provides a complete incubation unit. The enterprise and the laboratory go up and downstairs. We can settle in almost the bag." Song Xu introduced that thanks to the support of the platform, the company's rapid development, the progress of drug development is more advanced than expected to advance earlier than expected 1 year. The company has grown from the first three founders to the innovation team of nearly 60 people in May this year.

Earlier this year, the Ministry of Science and Technology issued a notice that among the national key research and development plans key special projects, a single row of certain budget -funded science and technology SME R & D activities. Support technology research and development of technology -based SMEs will be an important evaluation indicator of high -tech zones. In the future, in terms of technology research and development, trial maturity bases, and platform construction, high -tech zones will increase support for technology -based SMEs and provide a better environment for their growth.

(People's Daily reporter Wang Guan Yu Sinan Ge Mengchao)

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