The long triangle demonstration area pilot digital RMB "cross -regional" scene aiming at the "double carbon" goal

A few days ago, the Executive Committee of the Ecological Green Integration Development Demonstration Zone of the Yangtze River Delta jointly issued the "Yangtze River Delta Ecological Green Integration, Shanghai Local Financial Supervision and Administration Bureau, and Jiangsu Provincial Local Finance and Administration Bureau The Development Demonstration Zone Digital RMB 2022 Pilot Work Arrangement (hereinafter referred to as the "Work Arrangement"), which clarifies the division of work scenes and tasks of the digital renminbi innovation pilot project in 2022.

According to the "Work Arrangement", the 2022 Demonstration Zone will focus on the three aspects of "further exploring innovation application scenarios", "continuous deepening of characteristic application scenarios" and "promoting innovation pilot achievements".

Specifically, the demonstration zone will further explore and innovate application scenarios to continue to innovate across regional pilot scenes and create regional characteristics as the starting point. Focusing on people's livelihood services, closely fit market needs, explore the combination of digital RMB payment, that is, settlement, full process, and full process. The characteristics of traceability, intelligent contracts, etc., focus on promoting the implementation of nine application scenarios such as cross -regional credit medical treatment, characteristic digital villages, and special financial services.

According to official disclosure, in 2021, the pilot work of the digital RMB in the demonstration area has created a batch of highlights of cross -regional scientific and technological innovation coupons, cross -regional tax payment, cross -regional public transportation, cross -regional public payment, etc., which has been effectively verified. The theoretical reliability, system stability, functional availability and risk controllability of digital RMB in cross -regional scenarios.

The joint director, researcher Pan and Lin, the co -director, researcher of the Digital Economy and Financial Innovation Research Center of Zhejiang University, stated that the highlight of the "Work Arrangement" is to explore more diverse digital RMB application scenarios. The expression of incremental and cross -regional integration is conducive to further popularizing digital RMB, and it also provides new ideas for other digital RMB pilot areas.

Wang Pengbo, a senior analyst at the Broadcom consulting financial industry, told the Securities Daily that the "Work Arrangement" has accumulated experience for digital renminbi to promote the larger scale across the country, and has positive significance in the connection between regions and the opening of the digital RMB system.

In addition, the reporter noticed that the digital RMB pilot application scenarios in the demonstration area deeply cultivated green "double carbon" and "agricultural -related" areas.

The "Work Arrangement" emphasizes that on the basis of cross -regional business districts and consumption, the demonstration area continues to explore more green consumption payment scenarios for agricultural subsidies, deepen the construction of ancient town digital RMB payment in all aspects of the construction, housing, housing, travel, and purchase. The consumption system further highlights the convenience and inclusiveness of digital RMB.

"The rural economy in the Yangtze River Delta region is relatively developed, and the degree of modernization is high. It is the general trend to promote digital RMB in depth of the" agriculture -related ". From the early landing scene to the acquisition scene of the autumn grain to the use of digital RMB to achieve agricultural insurance 'insurance — payment -consumption' full -process coverage, and then By this time, the green consumption payment scenario that continues to explore more agricultural subsidies is a manifestation of the deep cultivation of the scene, which effectively helps the rural revitalization and development. "Pan and Lin said.

"The implementation of digital renminbi in the field of" agricultural -related "field will effectively improve the digital gap in urban and rural areas. Digital RMB will have high exploration value in the fields of green 'dual carbon' and 'agricultural -related". Experience will be reference by other pilot areas. "Wang Pengbo said.

According to Su Xiaorui, a senior analyst of the financial industry, there are three aspects of the future development of digital RMB in the demonstration area. One is how to use the many new features of digital RMB; the other is how to combine the new features with specific scenarios; The third is to combine the first two items, how to achieve linkage within the cross -zone, and then form a demonstration effect.

"The Yangtze River Delivery Demonstration Zone focuses on the application of the field application of 'double carbon' '' and the" green value 'and' agricultural -related "field. It is a microcosm of the current green economy and green finance. The in -depth construction of the scene will also become the general trend of other pilot areas. "Su Xiaorui said.

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