The payment industry shuffled and exacerbated the central bank in late June to cancel 17 payment licenses

The payment industry has continued. After the results of the fourth batch of payment licenses renewed in late June, the central bank's official website recently updated the list of cancellation permits, adding 17 third -party payment, plus Shanghai, which had proactively canceled before the renewal exhibition, Xinhua Media Electronic Commerce Co., Ltd. and Shaanxi Post Western Post Electronic Payment Co., Ltd., the cancellation results of 19 payment licenses in the renewal of the exhibition in June were officially settled.

The reporter noticed that among the 17 newly canceled payment licenses, the prepaid card licenses occupy the vast majority, involving 15; in addition, there are two ground -based digital TV payment licenses. In addition to the issuance and acceptance of the prepaid card payment card, commercial banking payment is also qualified for Internet payment. Of these 17 licenses, 10 holders of payment licenses did not submit an application for renewal, and 6 were proactively canceled by the holding agency, and 1 did not pass the renewal.

According to the central bank's official website, there are currently 68 payment licenses that have been canceled, and there are 203 license payment institutions.

The fourth batch of payment licenses renewed results: 8 are suspended, and 19 are canceled

On June 26, the central bank announced the results of the fourth batch of non -bank payment institutions payment licenses, including 52 institutions such as Card Friends Payment, Suning Yibao, Didi Payment, etc. The exhibition application was suspended, and the 19 institutions paid licenses were canceled.

Specifically, the eight payment institutions of the eight suspension renewal are Huichao Payment Co., Ltd., Shanghai Hanyin Information Technology Co., Ltd., Yinshitong Information Technology Co., Ltd., Jialian Payment Co., Ltd. Steel Yintong Information Technology Services Co., Ltd., Jiangxi Payment Information Technology Co., Ltd., Yunnan Yuanyuan Payment Management Co., Ltd..

According to the information, due to the "Implementation Measures for the Administrative License of the People's Bank of China" (referred to as the "Measures"), the central bank decided to suspend the review of the application for the renewal of the "Payment Business License" for the "Payment Business License".

The reporter sorted out the relevant provisions of the "Measures" and found that the situation that the central bank's suspension of review may involve includes: the applicant was investigated by the central bank or other administrative agencies for suspected violations of laws and regulations, or was investigated by the judicial organs. Or other administrative agencies have adopted regulatory measures such as restricting business activities and or ordering business activities, or ordering business and rectification, which have not been terminated; they have not yet expired by the central bank or other administrative agencies; Clarifying the specific meaning, the central bank requested relevant agencies to explain; the applicant took the initiative to ask for suspension of review and had a legitimate reason.

Among the eight of the above -mentioned institutions of the renewal review, Jialian Payment is a well -known third -party payment institution held by listed companies (SZ300130, a stock price of 12.46 yuan, and a market value of 6.219 billion yuan). say. The new country also announced a few days ago that the company will closely involve matters with the regulatory department's communication. After the suspension of the situation disappears, it will immediately launch renewal matters.

It is worth mentioning that 19 institutions paid licenses were canceled. Among them, they were not renewed because they did not submit renewal applications, and there were also situations that took the initiative to withdraw from the license.

Specifically, 10 payment institutions do not renew the exhibition because they have not submitted the application for renewal. Getting Enterprise Service Co., Ltd., Commercial Bank Information Payment Service Co., Ltd., Beijing Yinbo Shengshi Electronic Commerce Co., Ltd., Yinxinlian (Beijing) Payment Co., Ltd., Beijing Guangju Pay Co., Ltd., China Travel (Beijing) Information Technology Co., Ltd. Company, Guangxi Payon Business Service Co., Ltd..

8 payment institutions have taken the initiative to withdraw from the validity period of "Payment Business License", namely Shanghai Xinhua Media Electronic Commerce Co., Ltd., Shandong City Union Cartoon Payment Co., Ltd., Shenzhen Commercial Electronic Technology Co., Ltd., Shaanxi Post West Mailing Electronic Payment Co., Ltd., Xiamen Xiangyu Payment Co., Ltd., Kunming Card Mutual Card Payment Technology Co., Ltd., Zhoushan Mingsheng Commercial League Technology Service Co., Ltd., Zhejiang Yinfong Information Technology Co., Ltd.

In addition, one payment institution failed to pass this renewal to Huitongbao Payment Co., Ltd. The information shows that due to the situation stipulated in Article 17 of the "Implementation Measures for the People's Bank of China", the central bank decided not to accept its application for renewal.

The reporter sorted out the relevant provisions of the "Measures" and found that the situation that the central bank did not accept the possible involved included: applications do not belong to the scope of the central bank's authority; Other situations that meet the acceptance conditions and so on.

Broadcom analyzed the senior analyst of the financial industry, Wang Pengbo, said that according to the previous disclosure of renewal, it is not common because "the relevant materials are not submitted and reflected in the real situation" are not common.

The number of licenses in the prepaid card industry will continue to shrink

The reporter noticed that most of the 19 -note licenses involved in the issuance and acceptance of local prepaid cards.

In an interview with reporters, Wang Pengbo said that from an industry perspective, the main reason is that the rise of mobile payment has driven the changes in the overall business logic. As a result, there are many cases of survival of the fittest. "In the future, the overall prepaid card industry will continue to reduce the number of licenses without new policies, and market share will be concentrated to institutions that can issue and accept prepaid cards nationwide." Wang Pengbo told reporters.

According to the statistics of the central bank's administrative approval, the license plate licenses have been reduced from 271 in the peak to 203, and the total amount has been reduced by 68.

"On the whole, the main force of exiting the market is still the prepaid card institution, and the operation of the payment market is still very stable. There is no major change in rumors. , Continue to optimize the structural reform of the supply -side supply market. It is expected that the People's Bank of China will continue to promote the healthy development of the payment market. "Wang Pengbo told reporters.

Daily Economic News

- END -