Yunnan Pu'er: The minimum down payment of the provident fund loan is 20% up to 700,000 loans of 700,000

Zhongxin Jingwei, July 6th. Recently, the Yunnan Pu'er Housing Provident Fund Management Center issued the "Notice on Adjusting and Optimizing the Related Policies of Pu'er Housing Provident Fund" (hereinafter referred to as the "Notice"). The "Notice" clearly states that the highest amount of loans for the purchase of the first self -occupied housing provident fund is 700,000 yuan, and the ratio of the loan down payment is not less than 20%.

The "Notice" proposes to adjust the maximum loan amount of the housing provident fund. For those who buy their first self -occupied housing, the borrower who pays the housing provident fund unilaterally, the maximum amount of the personal housing provident fund loan is adjusted from the original 500,000 yuan to 600,000 yuan; the borrower's husband and wife pay the housing provident fund, apply for an individual to apply for an individual The maximum amount of housing provident fund loans was adjusted from the original 600,000 yuan to 700,000 yuan. For those who purchase two self -living housing, the borrower pays the housing provident fund unilaterally, the maximum amount of the personal housing provident fund loan is adjusted from the original 400,000 yuan to 500,000 yuan; The 500,000 adjustment was adjusted to 600,000 yuan. The highest amount of high -level talent housing provident fund loans floats up 20%on the basis of the original quota.

The "Notice" clearly reduces the proportion of down payment ratio of personal housing provident fund loans. For families with one house with 1 house and settle the corresponding commercial bank purchase loans, in order to improve the housing provident fund loan to purchase housing in order to improve the living conditions The original provisions are implemented. For families who have a house with a house but have not yet settled the corresponding commercial bank's housing loan, in order to improve the housing provident fund loan to purchase housing in order to improve the living conditions, the minimum down payment is 30%, and the loan interest rate is implemented in accordance with the original regulations.

In addition, the "Notice" also proposes to support the reasonable housing needs of employees, and further optimize the relevant payment regulations for provident fund loans: cancel the "payment employee pays the full purchase of the house for the house, Regulations for loans. Carry out personal commercial housing loans to transfer housing provident fund personal housing loan business. Expand the scope of withdrawal of housing provident fund withdrawal, and start withdrawal of the remaining provident fund loans to be repaid for the residential housing provident fund account balance. (Zhongxin Jingwei APP)

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