Dalian Bank Shanghai Branch virtual increase loan and other loans were fined 4.4 million yuan

Zhongxin Jingwei, July 6th. The website of the Banking Insurance Regulatory Commission announced that the Shanghai Branch of Dalian Bank Co., Ltd. received two tickets and was fined a total of 4.4 million yuan.

According to public information, on June 27, 2022, the Shanghai Branch of the Bank of Dalian was ordered to make corrections and fined a total of 2.1 million yuan. The facts of the main violations of laws and regulations include: 1. In October 2019, the branch's personal business loan loans seriously violated the rules of prudent business; 2. In December 2019, the branch increased the deposit loan; in July 2020, the branch did not strictly supervise the liquid fund loan loan Usage; 4. In January 2020, the branch exceeded the borrower's actual capital demand to issue mobile fund loans; in June 2020, the branch as the equity of the mortgage property insurance claims and did not jointly bear insurance costs with the borrowing enterprise.

Screenshot source: The website of the China Banking Regulatory Commission, the same.

On June 28, 2022, the Shanghai Branch of Dalian Bank was ordered to make corrections and fined a total of 2.3 million yuan. The facts of the main violations of laws and regulations include: 1. In October and November 2016, the branch violated the regulations to issue a commission loan to a real estate project of an incomplete real estate project; 2. From December 2017 to January 2018 Careful business rules; 3. From September 2018 to June 2019, the branch exceeded the borrower's actual funding needs to issue mobile fund loans; 4. From August 2018 to April 2019, some mobile funds loans of the branch did not calculate the borrower operation in accordance with regulations. Fund demand; 5. From November 2016 to December 2020, the branch provided government financing in violation of regulations.

The website of the CBRC found that since 2022, Dalian Bank has received multiple tickets.

On June 13, 2022, due to the failure to provide documents and materials such as reports, reports and other documents in accordance with regulations, and not corrected, the Beijing Branch of the Bank of Dalian was ordered to make corrections and gave a fine of 200,000 yuan in administrative penalties.

On May 11, 2022, Dalian Bank was ordered to make corrections due to the insufficient review of the down payment fund for personal housing mortgage loans and fined 300,000 yuan.

On January 26, 2022, due to the inadequate management of related parties, the personal mortgage loan conditions issued to the affiliates were better than the same loan conditions of other borrowers. Dalian Bank was ordered to make corrections and imposed a fine of 500,000 yuan.

On January 25, 2022, due to the inadequate credit management, the loan was in poor formation. Dalian Bank Wafang Store Sub -branch was ordered to make corrections and fined 200,000 yuan.

Dalian Bank's official website information shows that Dalian Bank is an important subsidiary of China Oriental Asset Management Co., Ltd., with a registered capital of 7.55 billion yuan. At present, eight branches have been established in Beijing, Shanghai, Tianjin, Chongqing, Chengdu, Shenyang, Dandong, and Yingkou. (Zhongxin Jingwei APP)

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