In order to help push the small shop economy "ride the wind and waves", the city in Shandong has used wonderful tricks
Author:Jinan Times Time:2022.07.06
The small shop economy is like the "capillaries" of the real economy, which has an irreplaceable role in stimulating consumption, increasing employment, and maintaining social stability. Under the impact of the epidemic, it has become a policy of actively promoting internal circulation and promoting economic stability and recovery. Power point.
Today, how does the economy develop in the new situation of the epidemic? How can individual industrial and commercial households get rid of the dilemma on the verge of failure? Zibo has given warm answers. By issuing measures such as shop rental loans to relieve loans, it can alleviate the operating pressure of individual industrial and commercial households in the city, and make many shops be in danger.
Merchant Zhang Guangcheng operated a car beauty business in Guoli Town, Huantai County, Zibo City. Not long ago, he received 10,000 yuan of commercial shop rental loans issued by Qi Shang Bank, and he was the first to receive shop rent in Zibo City Individual industrial and commercial households with bailout loans.
"This loan is very helpful to our small merchants. During the epidemic period, our operations have been affected, with less income, and there are many expenditures. After the interest -free loan is received, we greatly reduce our business burden." Zhang Guangcheng Say.
In May of this year, in order to crack the stalemate of physical shop operations under the epidemic, Zibo City issued the "Notice on Providing Rental Loans for Reasonable Loans for Reasoning Relief Loans for Entalizing Stores Management of Non -State -owned Real Estate". Households have solved difficulties. The reporter learned from the Zibo Municipal Bureau of Finance that as of July 3, Zibo City had issued a total of 4,450 rental loans, a total of 52.388 million yuan. Among them, 294 more than 10,000 yuan, totaling 10.8644 million yuan.
A few days ago, Zibo City also adjusted the loan quota and discount policies of the store rented loan loan, which increased the rural commercial banks as a new bank to handle banks and upgraded it to "store rent bailout loan 2.0". Compared with the preliminary policy, the "store rent bailout loan 2.0" increased the loan amount, and the amount of fiscal discount loan was adjusted from 10,000 yuan to 50,000 yuan. The discounted discount was changed to discounts. The municipal finance sticked the loan within 50,000 yuan in three grades, and loans within 10,000 yuan (inclusive) were still in accordance with the preliminary policy. The municipal finance is discounted at a ratio of 80%; the part of the municipal finance is discounted at a ratio of 50%.
Gao Wenqiang, the head of the Circulation Industry Development Section of the Zibo Municipal Bureau of Commerce, introduced to reporters that in order to help more individual industrial and commercial households and facilitate them to apply for store rental bailout loans, the application date of this loan has been extended from the end of June to the end of July. The continuous adjustment and upgrading of the policy can further help small and micro market entities such as physical stores to solve the difficulties in operations, and promote the important role of individual industrial and commercial households to better play the important role of stable employment, consumption, and market under normalization. , Ensure its healthy development.
And these are just Zibo's reduction in shop operation costs, build a diversified support system for the development of shops, improve the infrastructure of shop development, and promote one trick in the transformation and upgrading of shops.
In Zibo City's "Several Measures to Support the Healthy Development of the City in the City", in addition to providing store rental loans to reduce shop operating costs, Zibo City continued to implement a total of 1%of the total unemployment insurance fee in 2022, of which the unit fee rate was 0.7%, the individual's individual Treat rate 0.3%. Help the shops and small and micro -service industries reduce operating costs, and implement the entrepreneurial guarantee loan policy for the eligible market business entities.
In terms of building a diversified support system for the development of shops, Zibo City has launched a "spring breeze action" to support the development of small and micro enterprises, and Caixin takes three parties to provide credit loan products "Spring Wind Qixin Loan" and strives to solve the financing problem of small and micro enterprises such as shops. Essence At the same time, actively promote the "supply chain+guarantee" financing service model, promote the expansion of "talent loan", "entrepreneurial innovation insurance", and establish a "political and banks" cooperation mechanism to provide financing support for business entities such as stores, and continuously improve small and micro Enterprises obtain credit convenience.
In addition, the reporter also learned that Zibo City will also reasonably plan the setting and supervision of the promotional booth to appropriately relax the restrictions on the outside of the store. During the holidays, under the premise of preventing and controlling the epidemic, the shops are allowed to conduct outdoor promotions in the regional scope without occupying blind roads and sidewalks. Gao Wenqiang said that during the traditional holidays such as the Mid -Autumn Festival, the districts and counties support the restrictions on the outer plans appropriately according to the situation, and meet the business needs of merchants and the shopping needs of the people.
Stabilize shops to recruit workers, expand parking berth resources, optimize the traffic order of the commercial district, promote the development of new e -commerce formats in the store ... Careful and subtle related measures, starting from the actual needs of the development of the store, the relevant policies of Zibo City can be described as "intimate". The implementation of Zibo City is also closely grasped, and the government of various districts (counties) has further improved their positions, strengthened their responsibilities, refined work measures, and continuously promoted various policies to take effect.
The introduction and implementation of many support policies and measures in Zibo City have revitalized a small shop and small and micro enterprises on the streets. The small store's economy "rides the wind and waves", continuously drives the diversified and innovative development of the city's economy, and the city's economic vitality is increasingly surging.
Source: Volkswagen Daily
Edit: Weekend
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