Shaanxi Agricultural Credit gives "must answer questions" and "optimal solution" for guarding food security

Shaanxi Agricultural Credit gives "must answer questions" and "optimal solution" for guarding food security

High red election

In 2022, the Central Document No. 1 pointed out that "to protect the security of national food security and not occur in the two bottom lines." In 2022, the Central Rural Work Conference emphasized that "protecting the supply of primary products is a major strategic issue. The Chinese rice bowl must be firmly brought in their own hands at any time, and the rice bowl is mainly equipped with Chinese food." Since the beginning of this year, Shaanxi Agricultural Credit has thoroughly implemented the Party Central Committee and Shaanxi Province's grain safety related decision -making and deployment, conscientiously study and implement the spirit of the 14th provincial party congress, and in -depth implementation The implementation of the implementation of the implementation of the key work of rural revitalization and the spirit of the relevant documents of the Xi'an Branch of the People's Bank of China and the Shaanxi Banking Insurance Regulatory Bureau, focusing on the general requirements of the Provincial Union's "13531" work, further innovate products and services, improve service levels and capabilities, and do their best Good spring cultivation, agricultural capital guarantee stability, "Sanxia" production, revitalization of seed industry, high standard farmland construction, etc., and provide strong financial guarantees for supporting food security. As of the end of June, the balance of various loans of Shaanxi Agricultural Credit was 410.353 billion yuan, an increase of 212.52 billion yuan from the beginning of the year, an increase of 5.46%. Among them, the balance of agricultural loans was 287.579 billion yuan, an increase of 21.404 billion yuan from the beginning of the year, an increase of 8.04%, which was higher than the growth rate of various loans by 2.58 percentage points.

Fast early movement, increase spring cultivation and cultivation credit.

In accordance with the principles of early planning, early touch, and early investment, Shaanxi Agricultural Credit issued the "Opinions of Financial Supporting the Spring Plowing Multivarction of Rural Cooperation Financial Institutions in Shaanxi Province" at the beginning of the year. The "vegetable basket" project, the development of moderately large -scale operating entities, and the development of the results of the development of poverty alleviation and the development of poverty alleviation, in -depth promotion of the five service mechanisms such as "party building+finance", precision marketing, loan franchise, fast review, and due diligence exemption. Visit and docking, online and offline marketing, reduce financing costs, broaden the scope of pledge, enhance work effort, and create a good atmosphere, etc., effectively improve the quality and efficiency of spring cultivation financial services, strengthen credit offering, and help the province's spring plowing and cultivation work orderly work. Carry out to ensure that you do n’t make mistakes when you do n’t make mistakes. As of now, the province had issued a total of 17 billion yuan in spring farming loans, of which the proportion of loans from agricultural production such as seeds, fertilizers, pesticides, etc. accounted for 65%. In that year, the interest rate of the loan of 230,000 customers in the spring is to effectively reduce the cost of customer financing.

Strong and strong to ensure the stable supply price of agricultural resources

In order to do a good job in the financial service of agricultural capital, the financial service of the stable and price, in April, the Shaanxi Agricultural Credit and the Provincial Supply and Marketing Cooperative Corporation jointly issued the "Notice on Solid the Financial Services of Agricultural Capital Supply Protection and Price". The supply and marketing cooperative system and the province's agricultural credit institutions have established a three -level linkage docking mechanism for provinces, cities, and counties to effectively play the role of the main channels of agricultural supply and supply and marketing systems and the role of rural revitalization of rural credit cooperatives. Getton with the funds related to the stability of agricultural capital insurance, and the implementation of exclusive products, interest rate discounts, green channel policies, and unblocking production materials "going to the countryside" and "entering the city" two -way circulation channels. As of now, 10.3 million yuan has been issued for 32 agricultural capital insurance for enterprises.

Multiple measures, do a good job of "Sanxia" production and financial services

In early June, Shaanxi Rural Credit issued the "Notice of the Rural Cooperation Financial Institutions in Shaanxi Province on Doing a Better" Summer "production and financial service work", focusing on the three links of "summer grain collection and storage, summer sowing, and summer field pipe". , Visit farmers, enter agricultural enterprises, comprehensively arrange the needs of "Sanxia" production financial services, actively adapt to financial products, and provide food collection and processing enterprises, agricultural capital production and operation enterprises, agricultural and agricultural machinery distribution entities, and all types of grain planting. Financial services such as credit financing and account settlement. At the same time, in combination with local reality, all walks of life take the initiative to adopt service measures such as on -site collection, extend business hours, and open up green channels to provide a more secure and convenient foundation for the production, acquisition, processing, transportation, sales and summer broadcasts of summer grain production, acquisition, processing, transportation, sales and summer broadcasts. Financial services help Xia Gan's high yield and harvest. As of the end of June, the province had issued a total of 6.467 billion yuan in the "Sanxia" season in the past year, helping the food to stabilize the high yield.

Chain marketing, help to fight the breeding industry

Shaanxi Agricultural Credit actively responded to the national call, thoroughly implemented the decision -making and deployment of the national seed industry, focused on the cultivation of the leading enterprises of the breeding industry, supported the goals of the integrated development of seed enterprises, and promptly introduced the "Shaanxi Province rural cooperative financial institutions financial support "Guiding Opinions of the Industry Revitalization" provides customized financial services such as credit financing, account settlement, salary issuance, small and micro enterprise cloud, and electronic banking for seed companies. At the same time, actively carry out chain marketing, and provide supply chain finance and "rural V loan" and "E farmer loan" and other inclusive finance for the production of farmers, farmers 'cooperatives and generations of farmer cooperatives, farmers' cooperatives and generations of farmers in the seed industry chain. Products, support the capital needs of various entities in the process of seed reproduction and sales promotion. At the same time, in response to the characteristics of "light assets and weak mortgages" of seed enterprises, actively explore loan business with the right to pledge with new varieties, further improve the loan acquisition, and effectively solve the lack of the lack of financial products in modern species industry. As of the end of June, the province had invested 46 million yuan in loans for six key seed companies in the province.

Precise docking, supporting high -standard farmland construction

In order to actively implement the strategic decision -making of the country's "Tibetan Grain", Shaanxi Agricultural Credit issued the "Guidance Opinions of the Construction of High -standard Farmland Construction of Rural Cooperation Financial Institutions in Shaanxi Province", which focuses on the land flat projects in the construction of high standard farmland, water drainage water engineering, fields, and fields.Road engineering, farmland protection and ecological environment maintenance projects, actively docking related entities to meet financial needs such as China Credit Finance and Account Settlement, and help build a centralized connection, facilities, high -yield and stable production, good ecology, strong disaster resistance, and and.Modern agricultural production and business methods that are suitable for basic farmland.At the same time, we started to develop medium- and long -term loans for high -standard farmland construction, and strongly support the new agricultural business entities as the implementation of high -standard agricultural land to implement high -standard agricultural operations, and continuously improve the comprehensive agricultural competitiveness.

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