Innovate financial services to help merchants in Xialiang acquisition "big harvest"
Author:China Agricultural Credit News Time:2022.07.06
Innovate financial services to help merchants in Xialiang acquisition "big harvest"
Qiao Yu and Hubei
Nowadays, it is the season of summer grain harvest. Hubei Laohekou Rural Commercial Bank innovative credit products, actively issue summer grain acquisition loans, solve farmers selling food, cashfulness, and protecting the enthusiasm of farmers to grow food.
The loan of 1 million yuan stretched the eyebrows that boss Wang was locked
"Rural Commercial Bank's" Store Xiaofe "is really not afraid of heat. High -temperature weather comes out to investigate. Come and blow the electric fan!" Chen Yingchun, the customer manager of the Optical Branch of the Optical Bank of Rural Commercial Bank of Hubei, came to the entrance of Wang Yuanming's house, Wang Yuanming's house, Wang The boss greeted enthusiastically.
"At the time of a large number of food acquisitions, the 300,000 yuan that I have given you before is not enough?" Chen Yingchun said while rubbing the sweat on his forehead.
"Yes, I ca n’t eat the busy meals these days, and I do n’t have time to go to the branch to find you. The purchase price of wheat has been rising, which is expensive than the price of a pound of purchase last year. Lock the eyebrows.
After learning about the funding needs of Boss Wang, Chen Yingchun quickly carried out on -site office and collected information, and soon successfully awarded the "family loan" harvest version of 1 million yuan for Boss Wang. This product is mainly distributed for customers who have long been engaged in wheat, rice, peanuts, corn and other agricultural products. They have the characteristics of mortgage -free, fast lending, high amount, low interest rates, and simple procedures.
"Your Rural Commercial Bank is really awesome. I can buy more wheat when I financed 1 million, and I can earn more this year. Now the national credit policy is really good, thank you so much!" Boss Wang said happily.
Boss Jia laughed and couldn't hold his mouth
"Manager Chen, my brother collects food in his hometown. It took 1.1 million yuan of wheat to collect 1 million pounds of wheat last year. This year, 1.5 million yuan will be needed. You can help me see if the Rural Commercial Bank can transfer funds to him!"
"Where is his business place? I will see it now to see it now!" Chen Yingchun drove to his destination. After a detailed consultation on the spot, open the mobile bank to the on -site calculation of flowing water for customers.
"Really? The loan variety of‘ family loan ’bumped editions can give me 700,000 yuan for me!" Boss Jia who acquired the grain laughed.
"When will Boss Jia use the money? After collecting the information now, you can receive the withdrawal information tomorrow morning!" Chen Yingchun rammed the customer information.
"Such high efficiency?! When the farm is busy, I must pick you up for a meal!" Boss Jia smiled.
"No need to provide you with financial services, solving trouble. This is the duty that our agricultural and commercial" shop primary two "should do. As long as there is financing needs, call me directly, follow the call!" In the following, Chen Yingchun's smile was particularly bright and brilliant.
Shop Xiao Er's door -to -door service solved the worries of President Wang
"Did Xiao Chen go to work today? The wheat market is good these days, and the price has been rising. I want to collect more grains and seal the warehouse. Today, my daughter -in -law is back today. Can I apply for a loan for me? Early in the morning, Wang Shuangyin, a big grain, hurriedly said.
"Yes, today the outlets are not open on the outlet today. I will sign it in your house right away." Chen Yingchun grabbed the work package and went out quickly.
"President Wang, according to the information you provided and the bank flow, it is recommended to use" harvest loan "products, which can grant about 800,000 credit, and you can withdraw money tomorrow."
"So fast?!"
"Yes, you are anxious, we will do it right away!"
At two o'clock the next afternoon, President Wang did not leave home. He fingertips a little on the mobile banking APP and raised 800,000 yuan.
"The service of the Rural Commercial Bank is really good. It is worthy of our banks and banks around us!" President Wang said with satisfaction.
For a month since the listing of Xialiang, the customer manager Chen Yingchun has fully carried forward the work style of the "financial store", listened to the customer's voice in face, and solved the problem for customers. Frequent and urgent financing needs.
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