Qixia City Finance Bureau: Accelerate the "acquisition of credit improvement"

Qilu.com · Lightning News July 5th. Since the beginning of this year, the Ibixia Finance Bureau has resolutely implemented the decision -making and deployment of provincial and municipalities to overall the prevention and control of epidemic and economic development, and effectively help enterprises to alleviate financing difficulties. "Credit service improvement" is an important starting point. It uses the "finance+finance" regulation method to make a multi -measure to build roads and build a bridge for enterprise development and add vitality.

Strong guidance. Supervise financial institutions to implement differentiated credit policies, and provide key support for companies that meet the development direction of national industrial development, the main business is relatively concentrated in the real economy, technology advanced, products with markets, and temporary difficulties. Coordinate and promote practical difficulties. It is strictly forbidden to blindly withdraw loans, break loans, and loan restrictions, and help enterprises to alleviate financing pressure in accordance with laws and regulations. Since the beginning of this year, Qixia Rural Commercial Bank has developed "inclusive small WeChat credit loans" for small and micro enterprises and individual industrial and commercial households in production and operation, with a maximum loan of 10 million yuan and an annual interest rate of 4.35%. Sales exemption, effectively alleviate the pressure of enterprise operation, and at the same time extend the principal and medium -sized enterprises in 101 small and medium -sized enterprises in the jurisdiction, a total of 1.135 billion yuan.

Take the platform. The Qixia Finance Bureau has given full play to the leading role and established a bridge of banking and enterprises. This year, a seminar on government and banking enterprises has been held in conjunction with multiple departments. The bank -enterprise docking activities guide banking agencies to actively increase docking with small and medium -sized, private enterprises, and rural revitalization construction, enrich the docking situation, and improve the quality and efficiency.

lower the cost. All banking institutions are required to further implement the policy of reducing the comprehensive cost of corporate financing, reasonably determine the price of inclusive small and micro loans, and provide the "epidemic interest rate reduction" services in the field of inclusive small and micro -loan, and adjust the interest rate of "epidemic reduction", and adjust the interest rate of stock loans. The Postal Savings Bank uses credit and product policy adjustments to strengthen bank -enterprise docking, helping enterprises to resume labor, and develop new products such as small and micro -loan and engineering. The micro -mortgage pain point of micro -enterprise financing has reduced the cost of corporate financing.

Excellent service. Qixia Finance Bureau organizes all banks and enterprises to enter the comprehensive financial service platform of Yantai City to comprehensively promote the credit model of "online application, online approval, and self -service model" to further improve the efficiency of bank -enterprise docking, and effectively promote enterprises to solve financing difficulties. In terms of financing expensive.