The first intellectual property pledge loan of Loudi Bank of Loudi is officially landed

Loudi News Network (Correspondent Guo Xiaoyan) Recently, with the "Patent Pure Registration Notice" sent by the State Intellectual Property Office, Li Tengzheng, the head of Hunan Xiangshan Biotechnology Co., Ltd. The Bank of Qiaotouhe Sub -branch handles the process of using the letter and immediately withdraws 3 million yuan, marking the official landing on the first intellectual property pledge loan of Loudi French Bank.

"Thanks to the government and bank's policy of benefiting enterprises, truly make knowledge changing assets, patents have changed dividends, and effectively solve the problem of financing difficulties and expensive financing that has long -term trouble in operating and development of our company. In the future Make due contributions to the revitalization of the countryside! "Li Tengzheng said happily.

Hunan Xiangshan Biotechnology Co., Ltd. was founded in 2015. It is located in Agricultural Comprehensive Industrial Park in Qiaotouhe Town, Lianyuan City. It is mainly engaged in the processing, research and development, sales and other agricultural and forestry products of tea oil, ganoderma, tung oil. There are scientific and technological achievements transformation units in the Science and Technology Cooperation Agreement of the Crop Research Institute and the Lianyuan Municipal People's Government. Because enterprises need to increase their investment in raw materials, they need to move funds, and they are suffering from sufficient pledges. After the People's Bank of China Lianyuan Municipal Sub -branch learned about this situation in the special actions of financial support to stabilize enterprises, it arranged for Lianyuan Rural Commercial Bank to come to dock as soon as possible. It is learned that the company has a patent right to "screening equipment for agricultural production and processing for rapeseed oil". After being authorized in May 2021, Lianyuan Rural Commercial Bank quickly acted to work overtime, and tailor -made for the enterprise to customize it for the corporate corporate customization. A set of exclusive optimal credit grants, which completed a full set of value assessment and pledge registration process in less than 10 days. Finally, through intellectual property pledge, it successfully issued 3 million yuan in liquidity fund loans to the enterprise. The interest rate was lower than the average The average interest rate of the loan was 2.69 percentage points, which effectively saved the annual interest expenditure of more than 80,000 yuan.

Since the beginning of this year, in order to effectively solve the problem of difficult financing and expensive financing of small and micro enterprises, it has promoted the establishment of a long -term mechanism for the banking institutions in the jurisdiction. The whole jurisdiction of innovation and development of intellectual property pledge financing "ice breaking" special actions, successfully promoted 8 banking institutions in the jurisdiction to sign an intellectual property pledge financing intention agreement with 10 science and innovation enterprises, with a total amount of 20 million yuan, and actively strive for financial support. The government agreed to give 50%discount on the assessment costs and interest, which greatly reduced the financing cost of the enterprise. In addition, the People's Bank of China has given the re -loan quota to local legal entities that have been prominently promoted to promote the effectiveness of intellectual property pledge financing loans. Since this year, a total of 675 million yuan will be issued, which effectively supports 7,100 farmers and 117 small and medium -sized enterprises to relieve difficulties.

At present, Lianyuan Banking Institution has implemented 4 intellectual property loans and a total of 8.5 million yuan. In the next stage, the PICC Lianyuan City Sub -branch will follow up and urge the remaining contract funds to implement it as soon as possible. At the same time, through strengthening work refining and summary, a new model of promoted and easy -to -copy, easy -to -copy, and easy replication. The business environment of Lianyuan City stimulates the vitality of social innovation and entrepreneurship, and promotes high -quality economic development.

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