The first in Jiangsu!Xuzhou "Medical Insurance Code Loan" digital empowerment project successfully landed
Author:Xuzhou report Time:2022.07.05
On July 1st, with the 3 million yuan loan issued by the Bank of Communications Xuzhou Tongshan Road Sub -branch to Xuzhou Five -dimensional Blood Analysis Center, it successfully landed, marking the first formal operation of the Xuzhou "medical insurance code" project in the province.
It is reported that the "medical insurance code" is another "E insurance peer" digital application landing project after the successful launch of the Xuzhou Medical Insurance Bureau. The fixed -point pharmaceutical institution swept through the QR code and followed the "Xuzhou Medical Guarantee" public account to submit the loan demand to the online application. The institution provides one -stop financial services to effectively improve the financing efficiency of small and medium -sized micro -fixed -point pharmaceutical institutions.
As the first signing bank of Xuzhou Xuzhou Branch, Xuzhou Branch, under the guidance of the Xuzhou Medical Insurance Bureau, based on the shared medical insurance data, comprehensively evaluates the credit of the designated pharmaceutical institution, and combines its operating conditions and needs, it provides " "One -family one policy" loan plan. The bank awarded the credit limit of 3 million yuan for the five -dimensional blood analysis center of Xuzhou City this time, mainly based on the comprehensive approval of data information such as the quarterly settlement volume of the medical insurance fund and the supervision review deduction. The loan interest rate is 1 percentage point. Return to the monthly and expire, which effectively relieves the pressure of its operating funds.
In recent years, the Xuzhou Medical Insurance Bureau has comprehensively improved the optimization of the business environment and actively implemented the three -year action plan of the digital economy development of Xuzhou. Actively explore the opening of government data. This time, it guides financial institutions to launch a medical insurance scenario exclusive financing product- "medical insurance code on loan" business, which effectively realizes the medical insurance-related industries to relieve difficulties, empower hematopoietic, and value medical insurance data. This type of "short -level and fast" products, the approval time limit is shortened, the repayment process is reduced, providing low interest rates and unsecured credit loans for small and medium -sized pharmaceutical institutions with difficulty in financing, which can better meet small and medium -sized institutions "short, small, frequent frequency frequency, frequent frequency The financing needs of urgent "help to help designated pharmaceutical institutions to resist the impact of the epidemic.
"Only strive for the responsibility of the superstructure, and the implementation of good achievements. In the next step, the Xuzhou Medical Insurance Bureau will effectively play its functional advantages and actively use technical means such as big data. On the premise of ensuring data security, closely track the use of fixed -point pharmaceutical institutions and financial institutions. Feedback, continuously improve the functions, and introduce key information such as medical insurance settlement, recruitment, and supervision. "Huang Guangzhen, secretary of the party group and director of the bureau, said that through data value," medical insurance code on loan "will be added to financing docking and fixed -point institutions. Letter, "Medical Insurance+Bank" high -level and high -quality cooperation play a greater role, build "medical insurance codes" into a special brand in the city's digital economy and optimize the business environment, and provide more Xuzhou's designated pharmaceutical institutions and insured masses to provide more more people with more insured people. Convenient and high -quality service. (Xie Lihong)
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