Science and Technology Finance Jiaxing Sample | Run "New" "Green, add" golden motivation "to science and technology enterprises

In January 2022, the Ministry of Science and Technology and the Zhejiang Provincial People's Government on the Printing and Distribution of the Science and Technology Innovation Action Plan of "Promoting High -quality Development and Construction Combined Wealth Demonstration Zone" clearly put forward the support of Hangzhou and Jiaxing to create a national science and technology financial reform pilot zone. Today, the comprehensive strength of Jiaxing's scientific and technological innovation has been increasing, and technology and financial reforms are at the forefront of the province. The achievements of Jiaxing technology innovation fields are inseparable from the strong support of major financial institutions in Jiaxing. To this end, with the support of the Jiaxing Financial Office and the Jiaxing Banking Regulatory Bureau, the Science and Technology Finance Times planned the launch of the "Help Jiaxing Creation of the National Family -level Science and Technology Financial Reform Pilot Zone -Finding 'Science and Technology Finance Jiaxing Sample' Sample '" series reports, as to as " Jiaxing founded the national -level science and technology financial reform pilot area.

Finance is the "blood" of the real economy, and the development of technology -based enterprises is inseparable from the pouring of financial live water. As a "state -owned bank next to the Red Boat", the Bank of China Jiaxing Branch accurately exerts its strength and fights forward, and adopted a number of measures to fully ensure the financing needs of science and technology enterprises to develop "blood transfusion and oxygen" for the high -quality development of Jiaxing's real economy.

In recent years, Jiaxing has promoted the transformation and upgrading of traditional industries and the new manufacturing "555" operation. In 2021, the total industrial output value of Jiaxing regulations reached 1.33 trillion yuan, 1.7 times in 2016, the core economy core industry, equipment manufacturing and high -tech technology The added value of the industry has doubled.

Behind the high -quality development of Jiaxing's economy, financial assistance is inseparable. The Bank of China Jiaxing Branch has always regarded technology finance as its first strategy, and insists on the high -quality development of enterprises with science and technology finance. In October 2021, the bank issued a science and technology financial action plan, giving full play to the role of the Central Bank in promoting the transformation of scientific and technological achievements in Jiaxing City and achieving high -quality economic support and support. As of the end of June this year, the technological loan of the China Bank Jiaxing Branch increased by 2.067 billion yuan, ranking second in the province, with a growth rate of 17.89%.

Run "Xin" not only comes from the surging power of science and technology enterprises

"Specialty new" is a strong guarantee for stabilizing the broader market and enhancing economic toughness. This year, the National Two Sessions wrote the "Focusing on Cultivating the" Specialty New "Enterprise" for the first time into the government work report.

Standing at the new outlet of the development of "specialized new" enterprises, Jiaxing City seized opportunities to create a new growth pole for high -quality development in manufacturing.

Zhejiang Parkson Optoelectronics Co., Ltd. was established in June 2011. It is a national high -tech enterprise, specialized new enterprise, and technology -based small and medium -sized enterprises. The company mainly designs and manufacture various optical polishing lenses. Good reputation is widely used in important areas such as monitoring, digital cameras, mobile phone cameras, and other digital camera lens systems. The industry development prospects are broad.

"The glass filter for domestic mobile phones accounts for 40%of the entire market share, with an annual output value of more than 200 million yuan." Chu Yewen, general manager of Zhejiang Parkson Optoelectronics Co., Ltd., said that they have been walking at the front end of optical precision instruments.

As a technology -based enterprise, it generally has the characteristics of long R & D cycle and slow return on investment. In the past three years, a total of 600 million yuan of sales, we invested more than 55 million yuan in R & D expenses. However, some projects may not be successful after investing in research and development. "Chu Yewen can be said to be the same.

4 invention patents, 5 software copyrights, 48 ​​practical new patents ... Several sayings of research and development of these years, Chu Yewen is proud. From production to sales all ERP systems are developed by ourselves, and there are many of them intelligent transformation of some production equipment. "

How to make science and technology enterprises more developed "confidence"? The Bank of China used its own actions to answer. "We have always maintained a good cooperation with the Bank of China, and the Bank of China is also very concerned about us. The policy we can use is as much as possible to promote services as much as possible. For example The cash flow situation provides a credit loan quota of 15 million yuan, which solves our urgent urgency. "Chu Yewen said.

Xuan Ning, a member of the Party Committee and Vice President of the China Bank Jiaxing Branch, said: "Financial empowering the development of technology enterprises has optimized the customer structure to a certain extent and added a high -quality customer group with core technologies and risk capital. The business characteristics of the enterprise will inevitably guide the credit risk control model to make corresponding adjustments. In addition to financial statements, we must pay more attention to the characteristics and growth of the enterprise industry. "

In recent years, Jiaxing has adhered to enterprises as the main body, market -oriented, innovation as the power, and quality as the fundamental, and guide enterprises to follow the new development of specialty special development. At present, Jiaxing has accumulated 34 national specialized new "little giant" enterprises, 20 provincial "invisible champion" enterprises, and 200 provincial "specialized new" SMEs, all of which are at the forefront of Zhejiang Province.

Low -carbon environmental protection and recycling papermaking "breakout" road

"Previously, we also talked about financial needs with many banks, but some as long as they heard the paper industry, there was no following." Hong Zhengwei, manager of Pinghu Rongcheng Environmental Protection Technology Co., Ltd., said helplessly.

"From the beginning of the factory, we have started cooperating with the Bank of China. From project loans, operating funds to 140 million yuan of green financial loans, each year's support is quite large. China Bank's support for enterprises is relatively stable. Well, professionalism is even more trustworthy. "Hong Zhengwei said with gratefulness to this that if there is no financial support, it is difficult for the paper industry to develop. This is a high -cost industry. Circular and stable financing support is particularly important. "We have been emphasizing the circular economy. All of our raw materials are from recycled waste paper, and then make a paper box packaging factory to make cartons in the downstream. The cardboard discarded after returning home, etc., we will recycle it again. "Hong Zhengwei said a long focus.

Driven by the "double carbon" target, Pinghu Rongcheng Environmental Protection Technology Co., Ltd. has continuously increased equipment and R & D investment, practiced scientific and technological innovation, and embarked on a sustainable development of green manufacturing. "So, in the past few years, our main R & D investment is how the products made when the fiber characteristics have deteriorated."

In fact, Pinghu Rongcheng Environmental Protection Technology Co., Ltd. has always incorporated the "gene" of innovation, energy conservation and consumption reduction into the development of the enterprise.

"The loan of the 140 million yuan fixed asset project (special loan of carbon emission reduction) is mainly used for the construction of the" thermoelectric energy -saving coal reduction technology reform project 'for paper mills. The loan period is 5 years. With more than 1,000 tons of coal and higher coal -fired efficiency, it will inevitably have a great contribution to the entire energy consumption environmental protection indicators of Pinghu. The Bank of China has really achieved 'centered on customers', starting from customer needs, and at the critical moment of corporate technical reform, I sent financial support. "Hong Zhengwei lamented.

Science and technology integrity precision drip irrigation enterprise

Since being approved by Zhejiang Science and Technology Financial Reform and Innovation Pilot Zone in 2014, Jiaxing has focused on promoting the development of scientific and technological finance around the overall requirements of promoting the development of small and medium -sized enterprises with financial innovation. Institutional mechanism of efficient connection of financial capital.

In March of this year, the Central Bank, the CBRC, the CSRC, the CSRC, the Foreign Exchange Bureau, and the Zhejiang Provincial Government jointly issued the "Opinions on Financial Support Zhejiang's High -quality Development and Construction Combined Wealth Demonstration Zone", which clearly put forward the support of Jiaxing to create a long -term highland and the transformation highland and the transformation highland and the transformation of the triangle of the triangle. The integrated service base of science and technology financial services, which is also the first time that Jiaxing's science and technology reform reform has been supported by the Ministry of National Committee.

Strong science and technology, financial work, and more importantly, to promote the integration of innovation between the two, and leave the technological innovation of financial support, it is tantamount to the wood -free wood and waterless fish. "I did not expect that the credit loan approval of the Bank of China was large and extremely efficient, and helped us!" After successfully obtaining the first science and technology cumulative loan loan, the person in charge of the main producer of environmentally friendly battery technology enterprises in Jiaxing praised again and again.

In December last year, the staff of the Bank of China Nanhu Sub -branch learned that the company's recent capital demand, and immediately visited the door. In accordance with the actual situation of the enterprise, the "Science and Technology Points Loan" product was introduced in detail, and the customer finally determined the credit scheme of 8 million yuan. After confirming the plan on December 17, the bank was connected online and down online, and it was approved in only 3 days, and it successfully put into time loan loans on December 23.

"Science and Technology Points Loan" is an inclusive scenario service plan for the integration of the "science and technology points" data of the Nanhu District Science and Technology Bureau for the "scientific and technological points" data integration of scientific and technological enterprises in accordance with the integration of science and technology enterprises. "The product has achieved the innovation of the" data 'replacement guarantee, the "credit' change 'credit' inclusive financial model, which largely solves the problem of difficulty in financing and slow financing of high -investment small and micro enterprises in technology -based small and micro -enterprises. The relevant person in charge of the bank said that it has passed a single -to -service information to obtain the information needs of each enterprise. In just one month, we contacted 15 companies and completed the total credit amount of 31.6 million yuan.

On June 29, the Nanhu District Government signed a contract with the Central Bank Branch.

In the next step, Jiaxing Central Bank will deeply integrate into Jiaxing's science and technology financial reform reform, further develop new ideas, innovate models, put financial support technology in a more important position, fully promote the integration of finance and technology Development contribution.

Science and Technology Financial Times reporter Chen Haofei Jiaxing Working Station Lu Shanshan Correspondent Gu Shengting Gu Zhihao

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