Let the enterprise loans early to "Save the Urgent Money" and "Puzhou Guarantee" to guarantee 1.027 billion yuan in 298 small, medium and micro enterprises

Zhejiang News Client Reporter Wang Bo Sharing Alliance Yuzhou Station Yu Lingling Xu Tingxian

"Thanks to the guarantee agency of the government's guarantee, we have solved the urgency of our funds." In the past two days, Ningbo Huaheng Printing Co., Ltd. has successfully received 2 million yuan loan from the bank. Formerly, I was still worried about the tension of flowing funds. Fortunately, "Fortunately, the SME Financing Guarantee Co., Ltd. (hereinafter referred to as" Lizhou Guarantee ") came forward and helped the enterprise."

The government financing guarantee institution has a guarantee loan, which is a precise "blood replenishment" for small and medium -sized enterprises. The relevant person in charge of the Dazhou District Party Committee stated that the Provincial Party Congress report proposed that it will increase support for small and medium -sized enterprises and individual industrial and commercial households, improve the long -acting mechanism of burden reduction and reduction, and do everything possible to help enterprises rely on rescue. In response to the tension of small and medium -sized enterprises' funding chain, Lizhou played the advantage of the only government financing guarantee institution in the district "Lizhou Guarantee", reducing the entry threshold, reducing costs, profitable, and integrating docking. Poor market entities provide financial guarantee, so that they should be delayed, reduced, and exempted. For the guaranteed companies, the "Guozhou Guarantee" and the establishment of a risk sharing mechanism for financial institutions, exert collaborative efforts, conduct online and offline tracking and visits to enterprises, and timely grasp the corporate dynamics to ensure that the company's stable operation and risks are controllable. As of the end of June, the "Qianzhou Guarantee" has provided a guarantee of 1.027 billion yuan to 298 companies this year, and no compensation occurred.

For enterprises with tight capital chains, whether it can be successfully renewed, it is often related to the existence. In this regard, the "Qianzhou Guarantee" should be delayed to alleviate the pressure on the funds of the enterprise's principal and interest. Some time ago, Ningbo Longxun Electronic Technology Co., Ltd. was blocked on the one hand, and a 5 million yuan loan was about to expire. After the investigation of the "Qianzhou Guarantee", it was found that the company's main business was developing in a good momentum, so it took timely to do the bank to formulate a plan for the enterprise. In less than 2 days, it helped the enterprise solve the problem of funding through the new model. At present, the "Qianzhou Guarantee" has provided 10 small and micro enterprises, providing an extension of 46.5 million yuan and no repayment of renewal services.

Through the exemption, the "Qianzhou Guarantee" also reduces the financing cost of small, medium and micro enterprises. According to the relevant person in charge of "Shengzhou Guarantee", this year they dropped the guarantee rate from 1.5%and 1%to 0.5%. In the first five months of this year, the guarantee fee for enterprises was 3.81 million yuan. For example, Ningbo Dikai Import and Export Co., Ltd. loaned 5.5 million yuan, and the guarantee fee was only 27,500 yuan, which saved half of the financing cost compared to before. At the same time, the "Qianzhou Guarantee" also focuses on the four industries: logistics, retail, cultural tourism and catering, which is affected by the epidemic, and is actively developing "assisted insurance" to implement "zero charges".

In order to allow the enterprise to loan to "rescue the urgent money" as soon as possible, Puzhou continues to simplify the business process and procedures, and the process "should be reduced". Since the beginning of this year, the "Qianzhou Guarantee" has opened a green service channel, and has implemented "one enterprise, one policy, one household and one batch" under the premise of controlling risks. Earlier, the outstanding hardware located in Jiangshan Town was urgently needed for production, but the person in charge of the enterprise could not go to the site for health isolation. Thanks to the "Pre -approval" process of "Qianzhou Guarantee", through the way of collecting data approval and field investigation after the front line, the company has successfully completed the guarantee procedures, and the next day has obtained a loan of 2 million yuan.

In addition, in response to the "urgency and anxiety" of enterprises in the jurisdiction, Lizhou targeted the launch of 33 measures to reduce the burden reduction and stabilized enterprise rescue. It helps enterprises through difficulties through tax reduction and fees, unblocking the industrial chain supply chain. The relevant person in charge of the Dazhou District Party Committee said that in the next step, the district will deepen measures to achieve accurate policy and direct policy, and further stimulate the vitality of the market subject.

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