Can I make money from CCB's 91 billion yuan dividends this week?We have studied the data of the past 11 years ~

Author | Yu Xi

Understand the founder of the app mini program

Key points: In the past 11 years, if you set 3%to the investment yield target, there is a probability of 91%, and investors will get at least 3%of the income within half a year after buying the shares of CCB on the dividend registration date.

This week, as the first state -owned bank to pay dividends this year, the CCB will soon conduct dividend dividends in 2021. The pre -tax tax per share is 0.364 yuan. The registration date is on Thursday (July 7, 2022). Day is this Friday (July 8, 2022).

In the past, when real estate prices continued to rise and the yields of wealth management products were high, no one could see the income of bank dividends. Because the rights must be removed after paying dividends, the dividend of the stock price will fall, so even if you get the dividend, you need to wait for the right to fill in the right to get positive returns. This uncertainty has made many people discourage.

But now, the yield of wealth management products generally declines, high -yield products are frequently mines, and the investment value of state -owned banks such as CCB? Catching up the dividend of CCB is exactly a good retrieval opportunity.

In order to figure out, we used the DataYES database to call out historical data and trace back in the past 11 years. The stock price trend after the CCB pays dividends and calculates the yield of one year after the investment.

The following is the assumption and calculation method of the chart below:

1) Assuming registration date

2) Profit = Selling day closing price (selling price)-registered daily closing price (buying price)+tax deduction income after dividends (divided dividends)

3) High yield = profit/registration daily closing price

4) Tax revenue after dividends = annual dividend amount*80%

5) In order to calculate the simplicity, the income after paying dividends is calculated according to the income tax rate of 20%.

6) Original data uses the daily closing price that CCB has not removed power

Tips: stock dividend tax deduction rules

1. If the shareholding period is within 1 month (inclusive), the full tax burden of the dividend dividends is 20%; 2. If the shareholding period is more than one month to 1 year (inclusive), the temporary reduction is 50%at 50% The taxable income is included, and the tax burden is 10%; 3. If the shareholding period exceeds 1 year, there is no need to pay personal income tax.

Data source: dataYES

We can see that in the past 11 years in this article, if 3%set the target of investment yields, there is a probability of 91%. After buying CCB shares on the dividend registration date, investors will get at least 3%within half a year. Income.

Therefore, under the premise that domestic demand is insufficient and the risk -free yield decreases, buying CCB is relatively attractive.

Of course, this investment may also have the risk of black swan, that is, the overall banking system has a relatively large uncertainty risk. This is a risk factor that cannot be ignored at the moment, but take a step back. The four major banks including China Construction are also the most stable investment targets, because one is that the deposit of small and medium banks may concentrate on the big bank, and the other is that the state -owned bank may have a deeper hidden guarantee guarantee. Essence

Finally, a reminder. If you participate in dividends, you can buy CCB stocks on Thursday's registration day. Then the question comes, will you participate? Leave your views on the comment area.

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