"Hard measures" fully serve the development of individual industrial and commercial households

"Hard measures" fully serve the development of individual industrial and commercial households

Individual industrial and commercial households are the "small saplings" in the national economy. Whether it can grow up healthily is directly related to the vitality and growth of the national economy. Since the beginning of this year, in order to effectively solve the financing problem of "urgent and sorrow" of individual industrial and commercial households, the Zhenglan Banner Agricultural Credit Association in Inner Mongolia has passed a series of real "hard measures" such as supporting support, innovative financial products, and optimizing service processes. , Inject financial vitality into the steady development of individual industrial and commercial households.

Increase support. The joint committee has implemented a preferential interest rate based on the condition of increasing the amount of credit in accordance with the condition of the conditional increase, according to the type of loan type, guarantee method, and credit level. Arrangement, insisting on "sending charcoal in the snow" in the intention service will never "receive umbrellas in the rain". As of the end of May, it was postponed for more than 4,800 million yuan of loans for 38 individual industrial and commercial households.

Innovate financial products. Taking the opportunity to carry out the "Spring Action", the joint cooperation continues to promote the inclusive financial network marketing activities, and organizes the customer manager of Qi Town outlets to go deep into the key business districts, major streets, and wholesale markets to gather areas. Asking, asking, and asking difficulties. As of the end of May, there were 1068 individual industrial and commercial households, and successively launched a number of financial products such as "business district loans" and "chamber of commerce loan" to effectively unblock financing points and solve financing difficulties.

Optimize the service process. Give full play to the advantages of short and high efficiency of their own decision -making chain, Zhenglan Banner Agricultural Credit Press simplified business processes and improved the efficiency of loan management. As of the end of May, the balance of operating loans of individual industrial and commercial households was 85.59 million yuan, an increase of 28.58%year -on -year, and the balance households 2560 households, a year -on -year increase of 25%.

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