Relieve that small and micro enterprises financing difficult to serve the real economy development o

Relieve that small and micro enterprises financing difficult to serve the real economy development of high -quality development

Liu Hao

"Recently, as the price of aluminum profiles continued to rise, our funds were under great pressure. Thanks to the 3 million yuan loan of Rural Commercial Bank's loans to the door, not only fast lending, low interest rates, and high amounts, but also flexible repayment methods, thank you very much. Jianli Rural Commercial Bank! "Recently, Hubei Jianli Aluminum Company obtained a 3 million yuan small and micro enterprise entrepreneurial guarantee loan from Jianli Rural Merchants, which greatly reduced the pressure on funds.

It is understood that the enterprise is a production and sales of various aluminum profiles, due to the purchase of many raw materials in the early stage, causing shortage of mobile funds. On the occasion of the person in charge of the enterprise, Zhou Jianli Rural Commercial Bank took the initiative to make the financial plan for them, and used entrepreneurial guarantee loans to teach 3 million yuan in credit. The staff of the outlets cooperated with the enterprise to apply for a fiscal discount application. The company prepared the loan material and conducted on -site investigations. In less than 3 days, it successfully issued a 3 million yuan of entrepreneurial guarantee discount loans to the company, which solved the company's urgent need.

It is reported that the loan is the first small and micro enterprise entrepreneurial guarantee loan issued by Jianli Rural Commercial Bank.

"Entrepreneurship and interest loan" is mainly used to solve the problem of insufficient mobile funds in the process of expanding production and operation, independent entrepreneurship and employment that meets the loan conditions or small and micro enterprises. It is mainly for key entrepreneurial employment groups such as urban registered unemployed, re -employed retired soldiers, college graduates, returning entrepreneurial migrant workers, online merchants, and rural independent entrepreneurial farmers. Among them, personal loan quota is up to 200,000 yuan, and small and micro enterprises have a maximum of 3 million yuan. At present, the annual interest rate after fiscal discount is only 2.2%.

The main person in charge of the bank stated that: Jianli Rural Commercial Bank will continue to carry forward the work style of the "small and micro financial store", practice the responsibility of the "rural revitalization organizer", and actively take the initiative to connect with the Employment Bureau, the Youth League Committee, Taxation Bureau, and Market Supervision Administration, etc., obtain groups of small and medium -sized enterprises, tax customers, individual industrial and commercial households, entrepreneurial customers and other groups of small and medium -sized enterprises, and continuously increase the promotion of entrepreneurial employment support such as "entrepreneurial discount loans" and "Qingchuang Loan". Continuously optimize services, solve the problem of difficulties in various market entities, and make every effort to serve the high -quality development of the real economy.

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