Good!"Smart change to the loan" is here

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Major benefits!

June 30

Changzhou's first marketization

"Intelligent changes to the loan" product

Official release

This product was launched by Rural Commercial Bank of Jiangnan, which is mainly used to support the equipment and software required by enterprises to purchase "intelligent changes", as well as intelligent transformation and digital transformation for production lines and workshops.

For

For the company that devoted to the "Zhixu Turn"

How much can I loan?

How long is the loan period?

What is the interest rate?

The questions you care about are here

Loan amount

(1) For the purchase of equipment, the maximum loan amount can reach 70%of the total price of the equipment purchased by the borrower;

(2) For the intelligent transformation and digital transformation of production lines and workshops, the maximum loan amount can reach 70%of the total investment;

(3) The loan quota under the protocol model follows its respective agreement.

Under the conditions of the country's minimum capital of fixed asset investment projects, Jiangnan Rural Commercial Bank did not set the upper limit of the financing limit for "intelligent transformation" products.

Loan period

Based on different industries, products, output cycles, production planning and other factors, the period of "transforming loans" is determined in principle. In principle, it does not exceed five years. It can be discussed for high -quality projects; The loan period is agreed in the agreement.

Lending rates

The loan under the agreement model is implemented in accordance with the interest rate of the respective agreement, and the minimum interest rate of other loans can be reached to the loan market quotation interest rate (LPR), and high -quality enterprises and high -quality projects can apply for preferential interest rates.

For projects that have been included in the "Zhixiang Turn" project library, the loan interest paid by the enterprise can be discounted at 50%of the LPR standard at the same period. Yuan.

Promoting the "wisdom change" acceleration, Changzhou has been working unremittingly.

This year, the "First Meeting" of Changzhou Spring Festival City's industrial development conference listed "Zhi Zhi Number" as the main direction of the high -quality development of the industry.

To this end, Changzhou frequently comes out, multi -sector linkage, implementing discounts, subsidies, and rewards, each of which flows "real gold and silver".

Heavy gold reward "model student"

In order to improve the enthusiasm of the company's transformation, the city has cultivated a multi -level pilot demonstration to allow enterprises to take the initiative from "passive changes."

Accelerate the intelligent transformation of enterprises: give rewards of up to 2 million yuan and 500,000 yuan for the newly identified national intelligent manufacturing demonstration factories and provincial demonstration intelligent workshops.

Accelerate the digital transformation of enterprises: give a reward of up to 2 million yuan for the new national "double -cross" platform and two -way integration of demonstration enterprises;

Build a full -connected factory of the provincial "5G+Industrial Internet", with a maximum reward of 1 million yuan; the "5G+Industrial Internet" application project and provincial 5G application excellent cases will be given up to 500,000 yuan and 200,000 yuan.

At present, the city has accumulated 15 provincial -level intelligent factories and 165 provincial -level smart manufacturing demonstration workshops, ranking third in the province; 13 provincial -level industrial Internet benchmark factories have been established; 11 municipal smart factories are created, and 11 municipal smart factories and municipal intelligence -level intelligence are created. There are 83 demonstration workshops and 346 municipal smart workshops.

Sincerely hire "famous mentor"

Intelligent manufacturing is not a simple "machine substitution". In the face of strange digitalization, many small and medium -sized enterprises are "dare" and "no."

According to the relevant person in charge of the Municipal Bureau of Industry and Credit Bureau, Changzhou took the lead in the province of Jiangsu Province to introduce the "Implementation Plan for" Intelligent Reform "Diagnosis Service (Trial)" to guide the solution of "what to do", "who do", "how to do" and so on. Reality.

Changzhou selected 11 "leading -level" service providers from the whole country. , Difficulty, blocking some problems. During the year, the city will complete the free diagnostic services of 3,000 industrial enterprises.

As of now, the diagnostic services of 330 key enterprises at the municipal level and the district -level small and micro digitalization application diagnostic services have been fully rolled out.

At the same time, increase support for service providers, and qualified service providers can receive up to 2 million yuan in subsidies.

Precision subsidy "potential stocks"

In the early investigation of the "transform of intelligence", many small and medium -sized enterprises said that "the hearts have more than enough power", and the high -cost transformation investment made them discouraged.

To this end, the city has made full use of financial and financial means to eliminate the concerns of "lack of funds and dare not turn" in enterprises, and to "change the" difficulties "and" change ".

Give up to a maximum 2 million yuan subsidy for the intelligent transformation project of more than 10 million yuan;

The "Intelligent Transformation and Digital Transformation Special Loan Receive Rules Implementation Rules (Trial)" jointly issued by the Municipal Bureau of Industry and Credit Bureau, the Finance Bureau, and the Local Financial Supervision Bureau pointed out that it is incorporated into the city's "smart reform" project library The project, the "smart manufacturing loan" loan interest on the actual payment of the enterprise is discounted at 50%of the LPR standard at the same time, and the maximum of up to 2 million yuan during the validity period of the policy is not exceeding 2 million yuan.

At the same time, companies are encouraged to carry out "intelligent changes" through financial leasing, and enjoy equivalent reward policies for interest generated by the use of direct leasing methods.

The Jiangnan Rural Commercial Bank, which is in the service industry, actively embraces the wave of "wisdom to change", uses the government's favorable policies, innovative product services, and fully supports the construction of advanced manufacturing clusters in Changzhou in the era of digital economy.Explore the use of the data of the enterprise Shangyun as the new model and new path for corporate credit.

Since the beginning of this year, the Changzhou Municipal Bureau of Industry and Information Technology has rehearsed 642 manufacturing intelligent transformation projects, and intelligent equipment and industrial control software have invested 35.644 billion yuan.

Our city plans to use a comprehensive use of free diagnosis, investment subsidies, and loan discounts to set off a wave of intelligence reforms. By 2025, industrial enterprises will basically achieve digital transformation.

"Smart changes" is Changzhou

A must -answer question to modernization

Changzhou in this main direction

It is through strong service, strong foundation, and strong demonstration

Let "manufacture Changzhou"

Accelerate the butterfly becomes "Changzhou Intelligent Manufacturing"

Reporter: Yan Naihe

Edit: Li Mengna

Review: Pan Jianwei Qian Tao Wei Xiying Zhang Yingying

Produced: Huangjiang Ma Lingyun

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