Focusing 丨 Herkin is lift off the financial label?"Industrial Investment Bank" is more focused on the integration of production and integration

Recently, the small commodity city (600415.SH) issued an announcement that the acquisition of Express has been approved by the central bank. The announcement states that the approval of the actual controller of the Express Conference Haier Group (Qingdao) Financial Holdings Co., Ltd. (hereinafter referred to as "Haier Financial Control") transferred 100%equity of Zhejiang Haier Network Technology Co., Ltd. (hereinafter referred to as "Haier Network") to small goods city. After the change, the small commodity city will indirectly hold a 100%stake in Haier network, becoming the actual controller of the fast -way. Prior to this, the parties to the transaction had signed the "Equity Transfer Agreement", which agreed to trade at 449.3 million yuan.

Some media found that on the 13th of the same month, domestic head securities company Zhongjin Company also issued an announcement saying that Haier Financial Holdings will be reduced through 6 months after the end of the day from the end of the day. More than 135 million shares, accounting for no more than 2.8%of the total share capital. As of now, Haier Financial Holdings has reduced its holdings of 93.55 million shares of CICC A shares through the large transaction method, and the cumulative reduction of the number of holdings has been more than half.

The two seemingly unrelated incidents were in touch with Haierkin, which caused media attention. To this end, the reporter sorted out the above issues.

What is Haierkin's control?

It is understood that the Express Business License was obtained in July 2013. Its business type is Internet payment. The renewal was completed in 2018, and the validity period was on July 5, 2023. The acquisition means that the small commodity city has obtained the qualifications of the Internet payment business.

In fact, the announcement issued by the small commodity city clearly states: "This transaction will empower the offline physical market and the ChinaGoods platform to achieve payment functions, combine the digital RMB pilot, open the data closed loop, enhance the payment and settlement advantage of the ChinaGoods platform, and realize the 'order order The closed -loop operation of data, payment data, logistics data ', serving the needs of Yiwu market operating entities and related small, medium and micro enterprises in terms of trade capital settlement, etc., and promote the transformation of the market to digital trade platforms. For the bond, support the platform as the support to build the development strategy of the international trade comprehensive service provider '. "Prior to this, the small commodity city has tried to obtain a third -party payment license many times. Since 2019 The negotiation, judgment, and screening, after comprehensive consideration, finally selected the quick -pass payment of Haierkin's control as the acquisition target.

In the "2021 Third -Party Payment Industry Research Report" released by iResearch, under the comprehensive effect of scientific and technological development, policy support, and epidemic influence, traditional offline industries may have sufficient motivation to step into the industrial Internet transformation and digital upgrade process This will create new opportunities for third -party payment institutions.

In response to some columns such as Haierkin's reduction of CICC, Sale Express, etc., some media speculated that this move may be the label of Haier Golden to solve the problem of performance pressure in order to go to the financial label. The reporter also inspected this.

It is understood that Haier Financial Holdings, which was established in 2014, was a member of the Haier Group. It used supply chain finance as a support for the Group's upstream and downstream enterprises to provide comprehensive financial solutions in the early days of Haier's core industry. With the increasingly mature exploration of Haier Financial Control Business, the company extends financial services to more fields by creating an industrial ecosystem, involving many industries such as home appliances, big health, intelligent manufacturing, new generation of information technology, transportation travel, education and consumption and other industries Essence The above model is the "Industrial Investment Bank" model called Haier Financial Holdings.

A business executive with business exchanges with Haierkin revealed that in order to cope with the current complex economic environment and better respond to my country's current financial regulatory policies, at the same time, in order to focus more on related industrial fields, Haier Gold Control in recent years Laizheng actively adjusts the asset structure and seek business and focus. The person said that Haier Financial Holdings has always been a financial service real economy in a strategic direction, and it is not the expansion of financial licenses that the outside world pays attention to. Under the epidemic, Haier Gold Control is also actively exploring scientific and technological innovation and digital work. Through the "integration of production and finance", the purpose is to hope that the industrial investment banking model it has launched can have higher compatibility in the process of reaching the physical industry, thereby. Promoting industrial upgrading play a positive role.

In response to the future development direction of Haier Financial Holdings, in some media reports, Haier Financial Holdings stated that it will further focus on the financial service real economy, focus on technology and digital innovation, and further focus on the "industrial investment banking" model to focus on funding, management, technology and other advantageous resources. Promote industrial transformation and upgrading and high -quality development of the real economy. From this point of view, Haier Financial's strategy has not stepped on the brake or subversive adjustment, and the combination of production and finance is still the business direction.

Deep cultivation of the real economy is difficult to do

However, it is undeniable that in the process of adjusting the scale of assets, enterprises have indeed achieved the effect of capital repayment. But for enterprises, is there any other deeper reasons?

In an interview with a reporter, a senior media person introduced that considering the current economic situation and the current situation of the epidemic, enterprises take certain measures to respond. In essence, it is understandable. Come worthy of positive positive effects. When a large -scale enterprise group engaged in financial business explores, if the strategic direction is deeply bound with the real economy, it will inevitably give birth to the continuous demand for funds and resources. Especially in recent years, in the country that encourages financial services to the real economy, helps the healthy development of small and medium -sized enterprises, solve the problem of corporate financing problems, and for industrial bailout, the financial industry wants to operate in compliance and effective risk control in compliance operations and effective risk control. In the context, it is not easy to create good economic and social benefits. According to media reports, during the epidemic, Haier Financial Holdings adopted "video review", "electronic signing", "online customer service" and other methods through its scientific and technological innovation methods of its company. Essence In June of this year, Haier Gold Control's company issued a five -year social responsibility bond to fund medical health, education culture, agriculture, animal husbandry food, small and micro enterprises, and female enterprises. Ineviation and support for women's development. At the same time, they hope to help Chinese enterprises resume work and re -production, and stabilize the epidemic difficulties. And reports from other media show that at present Haierjin Control in the model exploration of a single segment of the agricultural and animal husbandry industry has reached 7 provinces, 60 counties, over 560 farmers, and more than 70 small and medium -sized farmers across the country. An animal husbandry enterprises have invested over 300 million yuan in support funds.

The epidemic and complex economic changes are a big test for the country and society, especially for enterprises. Whether you can get wider support and understanding, companies must first be able to adhere to their original intentions, especially financial business companies. Only in this way, its innovative business model and concept can create more value in the future.

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