Money bags for the people for financial consumption ｜ Be wary of fancy credit card scams

Credit cards are one of the most commonly used tools for daily consumption. On average, one of the two people holds 1 credit card. How can illegal elements let go of this "good opportunity"? China UnionPay Anhui Branch will tell you three most common scamming techniques!

Credit card withdrawal scam

1. Scammers often claim to be a bank customer service or a bank relationship, which can increase the amount of credit cards for free.

2. Then claim that "banks" have relevant regulations, requiring a bank card with funds in the card as a "repayment guarantee" in order to handle the amount.

3. Then ask the victim to ask the victim to ask the victim to ask the SMS verification code on the grounds of "verifying the card of the card".

4. Once the victim provides a verification code, the card in the card is smoothly stolen or transferred by the fraud, and the fund fraud will be completed.

Credit card scam

1. Scammers often claim that the credit card does not need to provide information such as wages, personal credit records, etc., as long as the ID card and mobile phone number can be processed.

2. It is required to pay a certain amount of handling fees first, and then use excuses such as strict review and dredging relationships, and require supplementary payment fees.

3. In the end, the victim may come to the phone that unattended, it may be a counterfeit credit card, or even a scammer to use your ID card to apply for loan and credit card arrears.

Credit Repair scam

1. Scammers open illegal business or advertising in the name of "credit repair, whitewashing, shovel orders", "objection, and agency".

2. This type of business is expensive, but the owners generally have fantasies about the authenticity of this type of business. They believe that scammers really have doorway to repair personal credit reporting.

3. Scammers often lose contact after charging high fees, or use illegal means such as false materials to modify bad information, and lose contact after modifying.

4. Some illegal institutions provide the so -called related consultation and agents after charging, that is, instigating or assisting the owner of the arrears to use the "non -malicious overdue" reasons to unreasonably appeal, harass financial institutions and disrupt social order.

How to prevent and identify credit card scams

1. Be sure to apply for a credit card through regular channels. Any card to handle cards is fraud.

2. Remember the date and amount of the credit card held, and repay it on time on time to maintain a good personal credit record.

3. Establish an outlook on scientific and rational consumption, and adhere to the consumption concept of "quantitativeness".

4. Be wary of all kinds of credit retention scams, and resolutely resist illegal services such as "credit card repayment" and "credit card withdrawal".

- END -