Money bags for the people for financial consumption ｜ How to identify illegal financial advertisements

Illegal financial advertisements refer to advertisements that violate laws and regulations and promote financial products or services.

The information transmitted by illegal financial advertisements is often too exaggerated, misunderstood or false, and it is easy to make financial consumers misunderstanding of product income, ignore potential risks, and bias of cognition. And property equity and other damage. To put it plainly, it is "flicker" consumers. China UnionPay Anhui Branch takes you to understand illegal financial advertisements and keep the money bag!

Features of illegal financial advertising

1. No qualifications: financial products that have no deposit business qualifications but publish absorbing deposits.

2. No risk reminder: no potential risk of financial products.

3. False commitment: explicit or imply financial products to keep capital, guarantee income, and no risks.

4. Exaggerate publicity: exaggerate past performance, abuse the title of "national leader", "industry leader".

The main hazards of illegal financial advertising

Of course, it is the "money bag" of the general public! The criminals will put illegal financial advertisements through various channels and platforms. Misacuating consumers to buy financial products and services that do not meet their own risk preferences, and even trick consumers to participate in illegal financial activities. Consumers bear losses.

How to identify illegal financial ads?

Three "more" must be kept in mind:

The first is to ask more. Asked whether the company has legal qualifications, inquire about the company's relevant qualifications and past performance, or consult a professional personnel through regular financial institutions.

The second is to think about it. Think about where the risk of financial advertisements is, how big your risk tolerance is. Keep in mind the coexistence of risks and benefits. High income is inevitable that high risk is accompanied by high risks, and pieces will not fall in the sky.

The third is to learn more. Regardless of how the financial advertisement says the sky is messy, the essence of such financial products has not changed. Learn more basic financial knowledge, cultivate good investment and financial habits, and improve the ability to identify risks.

How to prevent illegal financial ads?

1. A calm analysis of propaganda words such as "excellent performance", "among the best", "top of the forefront", "most valuable", "only", "only", etc. to avoid being deceived.

2. Grasp the basic financial knowledge, enhance the awareness of rational investment, consciously resist illegal financial advertisements, and avoid being trapped by the temptation of Gaoli.

3. Careful identification of illegal financial advertisements. Anyone who publicly sells high -interest deposits, stocks, bonds, funds and other projects in high investment returns high -interest deposits, remember to increase their vigilance, and once it is confirmed to be a police financial advertisement immediately report to the police.

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