Seize the new opportunities! SMEs move from "blood transfusion" to "hematopoietic"

China Well -off Network Exclusive Specialty

Wen | Chi Renyong Guo Yuanyuan

Under multiple difficulties, SMEs take forward. While short -term assistance to help out of trouble, it is necessary to establish a long -term mechanism to promote the self -"hematopoietic" of SMEs, thereby continuously stimulating vitality and potential, and setting off the second wave of rapid growth of small and medium -sized enterprises.

To seize the opportunity of new opportunities to seize the opportunity of industrial change, experts suggest, make full use of the radiation effect and spillover effect of the digital economy, explore the in -depth integration path of the digital economy and traditional industries, promote the popularization of the industrial Internet and corporate clouds in traditional industries SMEs of SMEs in traditional industries. Essence

For a long time, as an important part of the socialist market economy, small and medium -sized enterprises are not only the main force of employment, but also the cockpit stones that stabilize economic development. It is also a storage pool for my country to promote financial stability. However, the epidemic and its market uncertainty has a great impact on the healthy development of small and medium -sized enterprises. SMEs generally face a series of issues such as irregular suspension, low market demand, severe product sales, and hindering contract performance.

In terms of employment, raw materials and costs, according to the relevant data of surging news, nearly half of the companies have had the problem of employment shortage since 2020, and more than 80 % of the enterprises are facing cost pressure. In terms of corporate financing, the survey of the Economic Daily in July 2020 showed that due to the impact of the epidemic, 90%of small and medium -sized enterprises were in trouble. The contradictions of difficult financing and expensive financing are further prominent. In terms of corporate operations, the joint survey data of Tsinghua and Peking University showed that nearly 30%of small and medium -sized enterprises declined by more than 50%in 2020, 58.05%of enterprises decreased by more than 20%, and 85.01%of enterprises were difficult to maintain for 3 months for 3 months. Essence

Under multiple difficulties, SMEs take forward. To this end, governments at all levels have continuously introduced a number of policies to "blood transfusion and qi" of small and medium -sized enterprises. The second wave of the rapid growth of small and medium -sized enterprises.

Leading the construction of the rule of law

Create a suitable environment for continuous growth

First, further implement the principle of "law without prohibition", eliminate policy barriers that violate fair, open, and transparent market rules, ensure fair competition between SME and other types of market entities, and encourage SMEs to explore new areas.

Second, further sort out difficult problems encountered by SMEs in terms of market access, property rights protection, investment and financing, fair competition, etc., and ensure that supporting policies and resource tilt can be implemented.

Third, evaluate and clean up the current laws and regulations that hinders the development of SMEs, gradually improve the symposium and hearing system for enterprise -related policies, and strengthen the fair review and coordinated assessment of the proposed policy. In the implementation of legislation, the regular evaluation system is established, dynamically adjusted in a timely manner according to the actual situation of the policy implementation. At the same time, the fair supervision of enterprise competition is incorporated into the scope of the market regulatory authorities, and the normalized coordination solution mechanism of complaints is gradually explored.

Leading scientific and technological innovation

The core momentum of enhancing sustainable development

Scientific and technological innovation is the first driving force. Enterprises rely on innovation to win the initiative, win advantage, win the market, win the future, and embark on a high -quality development track.

First, give full play to the resource agglomeration effect of innovative carriers, relying on the advantages of high -end institutes, high -end research institutes, overseas high -level technical talents, etc., led by the government, joint enterprises, research institutes, industry associations, etc. Technology research and development and supply, strengthen the construction of industrial innovation service complexes, small and micro parks, and technology incubators, and provide strong support for the innovation activities of SMEs.

Second, give full play to the guiding role of government support for financial and taxation policies, establish diversified private enterprises innovation and development funds through financial subsidies, government -enterprise cooperation, and risk compensation to guide social resources to gather in the field of innovation.

Third, improve the technical service network of universities and scientific research institutions, optimize the distribution and assessment system of achievements, promote the transfer of scientific research results to the practice field, and give full play to the role of the transformation of the results of scientific and technological SMEs and the bridgehead of technology radiation.

Fourth, strengthen talent cultivation and echelon construction, and conduct technical innovation, business model innovation, strategic management, brand building, and improve investment and financing capabilities for the characteristics of the characteristics of SMEs. Provide education and vocational education for enterprise employees.

Based on industrial upgrading

Improving the self -reliance of sustainable development

First, accelerate the transformation of traditional industries. Seize the opportunity of industrial change, make full use of the radiation effects and spillover effects of the digital economy, explore the in -depth integration path of the digital economy and traditional industries, and promote the popularization of industrial Internet and enterprise cloud in traditional industries. Simple practices, together with multiple departments and professional scientific research institutions such as reforming, industrial information, environmental protection, etc., on the basis of multiple rounds of opinion solicitation and demonstration, the guidance and implementation rules of industrial renewal are scientifically formulated to gradually promote the original industry, products, and energy The standard elimination mechanism is transformed into an industrial renewal mechanism based on technological leadership, advanced process, cleaning, and scarcity in the field. While maintaining the regional industrial chain and maintaining the inherent industrial collaboration system, it promotes the self -upgrade of enterprises in all aspects of the industrial chain.

Second, encourage new industries to make bigger and stronger SMEs. According to the resource conditions and development characteristics of various provinces across the country, scientifically planning a new round of emerging industries in the country, and on this basis, guide SMEs to actively participate, and promote the development of SMEs through layered cultivation and rolling support. strength. Third, strengthen cooperative ecological construction. Encourage large enterprises to make full use of the production and manufacturing capabilities of SMEs, implement OEM, ODM, EMS, and CRO, outsourcing processing and even non -core designs, low -end services, and constructing enterprise innovation ecosystems containing open innovative resources; Conditioned companies, under the framework of the Industrial Technology Innovation Strategic Alliance, and their partners and even competitors, jointly carry out the development of strategic technology roadmaps, give full play to complementary effects, and achieve efficient allocation of innovative resources.

Support for financing expansion

Provide rich nutrients that continue to grow

First, improve the loan credit mechanism. Further improve the credit reporting system, and learn from the risk identification method of "Three Versions and Three" risk recognition methods of Xiaowei Gold in Taizhou in Zhejiang, focusing on highlighting non -financial information such as personal characteristics, quality and safety, law -abiding operations, and social responsibility; seize the opportunity of digital technology development opportunities , Accelerate the establishment of a standardized enterprise cloud platform, promote the joint clouds of SMEs and credit reporting agencies, while reducing the cost of the construction of the enterprise information system, laying a hardware foundation for the information transmission channels of credit reporting institutions and private enterprises; promoting digital credit reporting services Models, guide credit reporting agencies to use big data technology to make up for congenital defects such as the lack of financial information of private enterprises and insufficient asset mortgage.

Second, properly respond to corporate dilemma. While giving play to the fiscal funds seed effect and led by the government to help small and medium -sized enterprises with better growth to relieve short -term difficulties, further expand the size of policy financing guarantee funds, build a multi -level guarantee system, advocate "no renewal loans" and "Emergency transfer", SMEs who have difficulty in operating in the epidemic do not blindly suspend loans, loans, draw, and disconnect loans to avoid "one -size -fits -all".

Third, actively expand financing channels. Give full play to the role of financial infrastructure such as accounts receivable financing service platform, accelerate the popularization of new financing models such as supply chain financing, innovate financing methods, simplify financing procedures, reduce financing costs, provide convenient conditions for financing of SMEs, better drainage finance, Water irrigation SMEs.

Based on mechanism reform as a guarantee

Establish a strong atmosphere of sustainable development

It is necessary to further clarify the government's service functions and create convenient conditions for the development of SMEs.

First, promote governments at all levels to further simplify administration and decentralization, accelerate the digital transformation of government affairs, make full use of the advantages of digital technology to improve the efficiency of work, and achieve "the enterprise is worried and the politics is solved; Fresh the channels for communication between government and enterprises, and explore the government's main responsible comrades and corporate face -to -face negotiation mechanisms in some preliminary areas.

Second, accelerate the construction of a public service system, plan the public service network of SMEs at the national level, and increase the financial expenditure of public service platforms, institutions, projects, and activities in accordance with the idea of ​​"government support agency and intermediary service enterprises" at the same time. The most basic public service of small and medium -sized enterprises is paid by the government.

Third, based on the expansion of publicity. On the one hand, we will effectively increase the publicity of governments at all levels to promote the development of small and medium -sized enterprises to develop the development of small and medium -sized enterprises, so that the majority of small and medium -sized enterprises will know the policies, grasp the policies, and use policies, and effectively give full play to the support, guidance and incentive effectiveness of policies; on the other hand, To sum up and promote the successful model of small and medium -sized enterprises that have achieved progress in the promotion of the epidemic, set typical examples through selection and rewards, boost confidence for the majority of small and medium -sized enterprises, and demonstrate the continuous and stable development. (Author Chi Renyong is the dean of the China Small and Medium Enterprise Research Institute of Zhejiang University of Technology, associate professor of the School of Management of Zhejiang University of Technology)

("Well -off" · China Well -off Exclusive Draft)

This article was published in "Well -off" in early June 2022

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