Strengthen credit to accurately launch and support long -term development of enterprises

A company in our city is producing smoothly

Recently, in order to stabilize the economic market, a package has a wider range, stronger, faster implementation, and more accurate support policies. For financial institutions in our city, it is urgent to continue to increase credit investment, accurately apply to promote the "financial force" for promoting economic operations in a reasonable range.

Standard enterprise needs

Bank credit "expansion and efficiency"

Since the beginning of this year, a series of measures with stable growth and stable market entities have been launched in a timely manner and have been implemented in an orderly manner. The banking industry in our city has also proactively actively actively "blood transfusion" for market stability and economic development.

Faced with the requirements of increasing the target of credit, all banks increased marketing on the one hand to achieve the "expansion of prices" in loans; on the other hand, to improve quality and efficiency through digitization, balance "promoting investment" and "risk control risks", and make finance " While living water "flowing towards the enterprise in time, maintaining its own continuous and steady operation.

"Thanks to the support of the bank, with this fund, we can definitely pass the difficulty!" Speaking of a loan recently, the person in charge of Sichuan Lianmao Machinery Manufacturing Co., Ltd. said. The company is a private enterprise engaged in automotive parts and accessories in our city, and has undertaken a number of negative pressure ambulance manufacturers to manufacture tasks. Affected by the economic environment, the company's receivables have recently changed, and the business operations have become difficult. After learning about the situation, Ya'an Rural Commercial Bank immediately tailored a comprehensive credit scheme of 50 million yuan for it, and made suggestions for the company's optimization of financial management and strengthening market expansion to help the enterprise stable production.

It is understood that in accordance with the work requirements of the Municipal Party Committee and the Municipal Government's "steady growth, stabilization of market entities, and keeping employment", the bank has formulated the main points of financial support to help enterprises to relieve the work, and increases financial support for the trapped industries and market entities. Establish a supervision mechanism for helping enterprises' rescue policies, establish financial service product menu for the trapped industries and market entities, refine the card to help the enterprise's rescue work, and effectively help the enterprise to relieve the rescue.

A number of banks said that the target limit for credit release this year has increased, especially since April, which has increased significantly in supporting the real economy. A relevant staff of a large state -owned commercial bank in our city said that the bank has recently formulated a rigid indicator for the inclusive small and micro loans, and the entire bank needs to increase its release on the original basis.

Open the financing block

Erothes the "urgent urgent" in the logistics field

Freight logistics, connecting the people's families, is related to the people's livelihood to protect the supply; the importance of the development of enterprises and the development of the national economy is self -evident.

In order to support the influence of the epidemic in the transportation industry, continue to resume development, ensure smooth logistics and stable supply chain, financial policies such as transportation and logistics re -loans, and extension of principal and interest, and other financial policies are introduced quickly. Financial institutions increase credit support and do well The trapped group relieces help and reduce the cost of financing, and uses "financial water" as the smooth "refueling" transportation.

"At the time of the company, the bank sent the 'timely rain'!" The relevant person in charge of Sichuan Yuxiang Smart Logistics Co., Ltd. introduced that due to the affected by the epidemic, the price of oil prices and increased costs, and the company urgently needed mobile funds. Due to the reduction of tax reduction policy dividends, the company's annual tax payment amount has decreased, and online financing cannot be carried out. After learning about the situation, the Bank of China Ya'an Branch used an offline model to apply for loans, and quickly issued 1.37 million yuan in one -year mobile fund loans to the company, which promptly resolved the company's urgency.

Logistics is smooth, and the circulation is stable. Not long ago, the city introduced the "Ten Measures for the resolution of the rescue difficulties in the rescue of market entities in Ya'an City", which guided financial institutions to combine the characteristics and difficulties of the transportation and logistics industry enterprises to open up financing blocks and solve what they need.

The bank's bank institutions appropriately tilt the loan of inclusive small and micro enterprises to transport enterprises and individual industrial and commercial households. If there is a difficulty in the affected carrier repayment of carrier repayment due to the epidemic, the scientific and reasonable arrangement of extension, exhibition or renewal of loans will be given. Flexible adjustment of credit repayment arrangements such as the personal housing mortgage and credit card of the truck driver, reasonably delay the repayment period, and help it pass the difficulty. Banks and insurance institutions optimize the approval process in accordance with the principles of marketization, open up green channels for transportation enterprises with severe epidemic prevention and control and transportation tasks, develop insurance products such as accidental damage and increase insurance debts, and moderately delay cargo driver car insurance, etc. Product payment time.

At the same time, increase support for the industrial chain supply chain financing, innovate supply chain financial products such as orders, warehouse orders, inventory, accounts receivables, etc., and increase credit support for upstream and downstream small and medium -sized enterprises upstream, downstream, and small and micro enterprises. Relying on the CIA's account receivable platform to promote the active docking of core enterprises and support the pledge financing of small and medium -sized enterprises' receivables.

Continue and accurate effort

Help build a new development pattern

Market subject is the "main engine" of economic development. In a complex economic environment, the anti -risk capacity of small and medium -sized enterprises and individual industrial and commercial households has decreased, and the pressure on loans to repay loans can easily lead to tight capital chain and cause business difficulties. In this regard, the city's financial institutions have continued to enhance the initiative of interviewing enterprises, increase the differentiated financial services of the trapped groups, and open up the financial service chain of people's livelihood.

In terms of focusing on effective investment, the city actively establishes a political and bank -enterprise docking mechanism. Based on its own business scope, various financial institutions will increase their financial support for key investment projects, actively connect major projects, increase water conservancy, transportation, pipeline networks, and networks, networks, and networks Hui people's livelihood, shortcomings projects and fifth -generation mobile communication (5G), industrial Internet, data centers and other new infrastructure construction in the fields of municipal infrastructure and other new infrastructure construction. Under the premise of controllable risks and compliance in accordance with the principle of marketization, the rational financing needs of the financing platform company shall be guaranteed in accordance with the principles of marketization, and it shall not blindly draw, press loan or suspension, and ensure the smooth implementation of projects under construction. These are not only an emergency movement of stable investment and stable growth, but also a long -term plan for building a new development pattern, stimulating the economy to continue to improve internal vitality, and strengthening the excellent real economy. At the same time, strengthen the interaction of fiscal and gold, continue to use innovative financial products such as emergency transfer funds, private and small and micro -enterprise loan risk compensation funds, improve the acquisition of private and small and micro enterprises' financing, and reduce corporate financing costs.

In short, we must stabilize the foundation for the annual growth goals to achieve the foundation of the annual growth goals. The city's financial institutions took the initiative to attack in front of the opportunity, and faced the difficulties in front of the challenge. Under the guidance of a package of financial support policies, accurately exerted their strength and broke the situation, and injecting "financial power" for the continuous economy of the economy.

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