Agricultural Issuance Changzhou Branch has a good job of "combination boxing" to support the inclusive small and micro enterprises

Agricultural Issuance Changzhou Branch has a good job of "combination boxing" to support the inclusive small and micro enterprises

Agricultural Issuance Changzhou Branch adheres to the positioning of agricultural policy banks, and does a good job of financial services for small and micro enterprises as an important starting point for serving rural rejuvenation, serving the real economy, and preventing and resolving financial risks. To implement it.

The first is to improve ideological standing and find the direction of power. The bank quickly implemented various policies and measures to support small and micro enterprises to support small and micro enterprises at the Party Central Committee. Work. Quickly launch the "small and micro promotion project", leaders leaders to command, carefully plan, promote implementation, and effectively promote the high -quality development of small and micro enterprises in financial development. The bank actively carried out the "big survey, big marketing, and big visit" activities, accurately connecting the "vegetable basket" project, wholly -owned holding of the state -owned group, and the development of high -quality small and micro enterprises in the development of grain and oil. Demand to ensure "precise drip irrigation" of credit funds. As of late June, the bank invested a total of 53.5 million yuan in small and micro loans.

The second is to optimize financial services and transmit policy temperature. The bank adopts a plan for one enterprise and one strategy. Based on the existing policies, the scope of support for small and micro enterprises will be increased, and it will actively strive for preferential interest rates for enterprises to help enterprises reduce financing costs to the greatest extent. At present, three new enterprises have been admitted to the market, and the average preferential interest rate has decreased by 70 base points to help more enterprises achieve financial rescue. Fully implement the preferential policies of the head office, dig deeper and deepen fee reduction measures, and reduce the four categories of service fees for enterprises, effectively alleviate the operating pressure of the enterprise during the epidemic, and effectively reduce the operating costs of the enterprise.

The third is to grasp the risk prevention and control and help the enterprise to relieve it. In the process of supporting the credit business of small and micro enterprises, the bank adheres to the principles of properly handling the relationship between business development and risk prevention and control, which not only helps enterprises through difficulties, but also prevent systemic risks. By strengthening the monitoring of the risk of small and micro enterprises, the investigation of the resumption of labor and re -production of small and micro enterprises, and one enterprise and one policy formulate support strategies and risk resolution measures. For the impact of the epidemic, the business that encounters difficulties for the time being, does not blindly draw loans, actively help enterprises do a good job of rating, credit and credit work in advance, and ensure that small and micro enterprise loans that meet the requirements of renewal loans ensure 3 working days. Complete the renewal work internally, to be seamlessly connected, delayed, and support to help enterprises normally produce. Since the beginning of the year, the bank has handled the business for 3 working days for three working days, with a total amount of 21 million yuan. (Chen Jiajie)

Responsible editor: Zhang Wei Guo Jinhui

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