"Bamboo" ecological advantages explore the "financial password" that helps rural rejuvenation

"Bamboo" ecological advantages explore the "financial password" that helps rural rejuvenation

Cao Xin

This year, the Sichuan Changning Bamboo Sea Rural Commercial Bank focused on the deployment of the revitalization of the rural rural rural Sichuan, and established the "bamboo" ecological advantage to focus on the "five articles" and do a good job of "five one" to paint the beautiful picture of the rural rejuvenation. Agricultural loan was 1.781 billion yuan, which was 269 million yuan year -on -year, of which the balance of agricultural loans increased by 311 million yuan from the beginning of the year, reaching 4.328 billion yuan, accounting for 42.15%of the county's peers.

A blueprint is painted to the end -focusing on "industrial prosperity" and stabilizing the foundation of getting rich. List grain production, "vegetable basket", "rice bag" and "bamboo garden" project, etc. as the key support targets of credit support, and use the intelligent micro loan system to make "Shuxin E loan" and "farm e loan" into serving three, rural areas, rural areas. "Fist" products, granted and guaranteed in terms of credit access, loan scale, interest rates, green channels and other aspects. Relying on the local agricultural and rural bureaus and industrial and commercial bureaus, obtain a list of new types of agricultural business entities, establish accounts, and follow -up visit to the progress of the visit. At present, the balance of the new type of agricultural business entities is 282 million yuan, 844 new agricultural business entities have loans, and 18 party -building funds loans are issued, with a amount of 13.7 million yuan; Machining 256 companies establish a customer list, 100%visit to dock the park's main body, and provide "a settlement" financial services for the park's entry into enterprises and new agricultural business entities.

One way to go to the bottom -focusing on "ecological livability", drip irrigation "live water". Focusing on the new layout of the tourism industry in the integration of bamboo resources, aiming at the "B & B+" industrial positioning, and innovated the launch of the "homestay loan" special loan product. This product has a high credit quota. It can reach 40 million yuan, the loan period has a longest three years, and the loan interest rate is low. It is 1-2 percentage points to customers; by comprehensively sorting out the list of homestays industry, the owner of the hostel with demand provides credit services. , Into 40 credit, the amount is 65 million yuan. It is expected to reach about 80 households in 2023. After the "Hundred Bom homestays" are completed, it is expected that the project loan will support 80 households, with a loan amount of 100 million yuan, and the deposit funds will be 2000- 40 million yuan; actively explore the economic development of bamboo forests, such as "planting beam under the forest" and "underwriting black chicken breeding". Credit products such as helping farmers revitalize loans, introduce third -party credit increase measures such as government guarantee funds, risk compensation funds, and various guarantee companies. At the beginning of the year, an increase of 3.15 million yuan.

A ruler is measured to the end -focusing on "rural wind civilization" to cultivate rich soil. Carry out the work of "walking a thousand visits", conduct rating credit to credit villages and creditors, and carry out various ways of entertaining "film culture to send to the countryside, financial knowledge into farmhouses" through relying on the public welfare film screening platform. More than 150 villagers in administrative villages under the jurisdiction of the county have screened at least one movie, and carried out financial publicity activities with the main position of the administrative village. Regularly contact the village group, organize local villagers to carry out financial night schools and courtyard dams, build inclusive finance and financial night school platforms, strengthen the popularization and publicity of financial knowledge, lay a solid foundation for the construction of rural civilization, and build a rural financial ecosystem.

One banner to the end -focusing on "effective governance" and creating a wealthy position. With "party building+rural revitalization" as an important starting point, with six party branches as a fulcrum, more than 150 party members as pioneers, set up 32 party branch financial service teams, and jointly established by party and mass activity rooms and rural financial service stations. The entry point, actively promoting the "dual -funded cooperation to benefit farmers' loans" model, accumulated a total of 766 double -funded farmers loans, with a amount of 28.857 million yuan, 17,100 farmers of "whole village credit", and 1.691 billion yuan in credit. Each party branch takes the "branch joint construction, the branch committee membership films, and the party members pair" as the carrier, and promotes the six party branches with the six village committees to conduct pairs of co -construction with 6 village committees. A new pattern of grass -roots party building work with the union and solution of the problem, and the problem of solving the problem, and give play to the role of the grass -roots party branch to help the rural rejuvenation.

A goal to the end -focusing on "rich life" and broadening the channels for getting rich. Actively promote the application of "Shu Xin E · Hui Life" and the agricultural variety station, and use the "online+offline" model as a platform and a bridge displayed by agricultural and sideline products to help poor farmers sell slow -selling agricultural products. There are 169 farmers' models, and the coverage rate of administrative villages is 100%; 11 rural financial service stations are constructed in accordance with the standard of "four streams". The old man town Xuhong Village created two benchmarking farm stations to improve the rural payment settlement system and open up the rural basic financial service channels; rely on Shu Xin E. Hui Life Life Platform to carry out live and bring goods, to Changning County Jiu Niu Food Co., Ltd., Zhuhai Old Shanzhu professional cooperatives carried out special live broadcast activities, 1,200 live transactions, with a cumulative sales amount of 160,000 yuan, broadening online marketing channels and resolving slow -selling problems.

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