Liulin County optimizes financial services to help small, medium and micro enterprises relieves difficulties

(Reporter Liu Shaowei) "Notice of Luliang City to help enterprises to help enterprises to tease and promote the stable and healthy development support measures of the economy and society", Liulin County attaches great importance to it and immediately arranges deployment to coordinate financial institutions to adhere to "finance for the people, finance, finance, finance, finance The original mission of Limin, Financial benefits the people, and the people ", unswervingly implement financial policies, practice financial concepts, use high -quality financial services to take multiple measures and stabilize the economy, help small, medium and micro enterprises to relieve difficulties and develop healthy development.

Since the beginning of this year, in the face of the complicated and severe epidemic situation and the downward pressure on the economy, all financial institutions of Liulin County have conscientiously implemented the spirit of provincial and municipal related enterprises' rescue conferences, accurately exert their strength, increase credit support, arrange special personnel to take the initiative to actively treat individual industrial and commercial households Touch the ranking, timely understand its operating conditions and financing needs, and publicize the inclusive financial policy and inclusive financial products of small and micro enterprises and individual industrial and commercial households. And actively develop credit products with fast speed, preferential interest rates, flexible operations, and cyclical recyclables. Through direct silver tax, it has continuously increased credit loans of high -quality tax enterprises in the province. The Jinshang Bank Liulin Sub -branch adopted an early investigation to prepare for renewal procedures and handle the non -repayment loan business to achieve renewal loans. Construction Bank Liulin Sub -branch launched online products such as good loans, credit loans, and mortgage fast loans to flexibly allocate loans for customers and increase the proportion of credit loans.

In order to support the recovery of the real economy, all financial institutions in the county also actively actively reducing corporate financing costs. On the basis of reducing loan interest rates, CITIC Bank Liu Lin Sub -branch proactively undertakes the costs involved in the process of credit. "Delayed", "Can continue", "can turn around." After following the business of the enterprise, the ICBC Liu Lin Sub -branch implemented the LBR benchmark interest rate for enterprises with good operating conditions, and the guarantee fee was reduced to less than 1%. Construction Bank Liulin Sub -branch's impact on the epidemic has caused customers who have difficulty repayment to perform repayment postponed operations in a timely manner.

At the same time, all financial institutions in the county further simplified the approval process, and achieved credit approval paperless, convenient for landing loans, and saving customer waiting time. For customers who are difficult to repay on time due to market shocks, they cannot be repaid on time, and actively adopt measures such as moderate reduction of interest penalties and adjustment methods, implementation interest rates, and third -party reorganizations to reduce the pressure on the repayment of corporate borrowers and Financial burden.

As of now, the ICBC Liu Lin Sub -branch has followed up 115 small and micro enterprises and individual industrial and commercial households with financing needs to issue a total of 51.801 million yuan of loans to 27 households, an increase of 13.89 million yuan from the beginning of the year. Minsheng Bank Liulin Sub -branch actively strives for policies and business support from superiors, connects to two small and micro enterprises to issue 700,000 yuan in loans, and conducts "industrial chain cluster development" projects. The merchant industry chain provides a small and micro loan of 10 million yuan. CITIC Bank Liu Lin Sub -branch took the initiative to pay 2 million yuan in loans of Lingguang Hospital, loan of 1.18 million yuan to 9 individual industrial and commercial households.

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