Shangshui Rural Commercial Bank: "Three Characters" help "Sanxia"

Henan Daily client correspondent Li Wentao Cui Yongqiang

"During the harvest of the wheat summer, our funds were relatively tight and the production pressure was relatively large. This loan relieved our funding pressure in time." On June 25, Wang Huawen, a large grain planner in Zhangzhuang Town, Shangshui County, told reporters.

Wang Huawen is a well -known grain farmer, and has grown more than 4,000 acres of wheat. In the "Summer Summer" season, the capital turnover pressure is large. After understanding the situation, the Shangshui Rural Commercial Bank helps him apply and issue a loan of 900,000 yuan.

Since the "Sanxia", the staff of the Shangshui Rural Commercial Bank has penetrated into the fields, understands farmers' funds, and escorted agricultural production with convenient financial services. Since May, the bank has issued a total of 99 "Sanxia" supporting farmers, totaling 34.852 million yuan.

Mobilizing the deployment of "early", "fast", and high -quality service "full" is the "three -character tactics" that Shangshui Rural Commercial Bank follows the "Sanxia" production timing. The staff of the bank understands the funds during the production of the villagers in advance, and find out the gap required for the funds; for the different situations of the shortage of funds, the appropriate credit products are used to simplify the credit process, improve the efficiency of approval, and realize the true conducive to the people and convenience to the convenience of the people and convenience. People; use ATM machines, POS machines, mobile banking and other payment settlement methods to establish a three -dimensional and comprehensive financial service system, and strengthen bank cash reserves and self -service withdrawal machine operations and maintenance to ensure that customers' all -weather funds are required during summer grain acquisition.

"In the next step, we will also vigorously carry out the popularity of financial knowledge, provide financial services consulting for customers, and let more farmers understand our credit policies, varieties and loan requirements, and better solve the customer's funding problems." Shang Shui Shui. The relevant person in charge of the Rural Commercial Bank said.

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