The balance of various loans from Sichuan and foreign currencies in Sichuan was 14.4%year -on -year, which was the highest growth rate in 15 months.

On June 24, the Chengdu Branch of the People's Bank of China held a press conference in the second quarter of 2022, notifying the implementation of policies and results in financial benefits to enterprises and the people's rescue, corporate exchange rate risk management. "Daily Economic News" reporter learned from the end of May that at the end of May, the balance of various loans of various domestic and foreign currencies in the province increased by 14.4%year -on -year, the highest growth rate in 15 months, high than the national average of 3.7 percentage points. The number of new loans from January to May, a year-on-year increase of 160.6 billion yuan.

Financial benefits to enterprises and the people's rescue policy help stabilize the Sichuan economic market

Since April, in order to cope with the changes in a new round of epidemic and international situation, the State Council has introduced 33 policies and measures in 6 aspects, and the head office has introduced "23 financial" measures. In accordance with the overall ideas of "stable total, stable expectations, focusing on key points, regulating structures, and cost reduction", the People's Bank of China has promoted the accurate implementation of various financial benefits and people's rescue policies and measures, and fully supported the stabilization of the Sichuan economic market.

According to the relevant person in charge of the Monetary Credit Office of the Chengdu Branch of the People's Bank of China, the bank led the six departments to print out Sichuan's "19 financial assistance to the enterprise for relief", and jointly produced the "Card of the Save Policies to help the enterprise", pushing it to the small and micro market entities 415 financial products, established 40,000 households to stabilize enterprise insurance and focus on key enterprise list. At the end of May, the balance of inclusive small loans in the province increased by 23.6%year -on -year, with a growth rate of more than 20%for 25 consecutive months. The total number of enterprises, individual industrial and commercial households, and small and micro -enterprise households with operating loans increased by 26.1%year -on -year. At the same time, the balance of transportation, warehousing, and postal loans in the province increased by 15.3%year -on -year, an increase of 63.08 billion yuan from the beginning of the year.

Strengthen the financing guarantee of key projects, establish a "one project, one special class, one plan" working mechanism, promote the implementation of loan conditions such as project capital in place, and fully ensure the demand for infrastructure investment and financing. As of the end of May, the balance of infrastructure construction in the province was 2.7 trillion yuan, an increase of 18.1%year -on -year, and the credit balance of 700 provincial key projects was 1.6 trillion yuan, an increase of 150 billion yuan over the same period last year.

Do a good job of comprehensively promoting rural revitalization financial services, and carry out special activities for rural revitalization "sending code and entering the household, one -click loan". As of the end of May, Sichuan Province's agricultural loan -related loan increased by 12.8%, a year -on -year increase of 3.9 percentage points.

Focusing on the "reduction of costs", finance has continued to make profits from the real economy. The Chengdu Branch of the People's Bank of China has continued to improve the market -oriented interest rate transmission mechanism to promote the reduction of comprehensive financing costs of enterprises. In May, the average interest rates of general loans, corporate loans, and inclusive small loans in Sichuan Province were 5.23%, 4.64%, and 4.94%, respectively, a year -on -year decrease of 0.24, 0.27, and 0.29 percentage points.

Three reform convenience measures to help enterprises cross -border financing

Since the beginning of this year, the Sichuan Branch of the Foreign Exchange Bureau has continuously strengthened the promotion of exchange rate avoidance policies, products and typical cases, and promoted banks to improve the level of exchange rate shelter services. From January to May this year, the province's foreign exchange derivatives signed a contract of US $ 13.348 billion, a year-on-year increase of 1.1 times; of which, small and medium-sized enterprises' foreign exchange derivatives signed a contract of US $ 2.145 billion, an increase of 1.5 times year-on-year. The ratio of the signing caliber is 44.74%, an increase of 12.3 percentage points from the same period last year. 356 companies participating in exchange rates (310 small and medium -sized enterprises), and 142 new foreign exchange sets of "first households" (136 small and medium -sized heads).

"Since Sichuan was approved in Sichuan in September 2020, since the pilot of the facilitation of high -quality corporate trade foreign exchange revenue and expenditure, we are in accordance with the principle of" mature and pilot "principles and steadily promoted the pilot work." According to the introduction, as of the end of May 2022, the pilot bank was expanded from 1 in the early days to 10, and the pilot enterprise expanded from 3 in the early days to 166, with a cumulative process of 13,700 pilot business, with a total amount of 9.638 billion US dollars.

The pilot work has greatly improved the settlement efficiency of revenue and expenditure, helped enterprises reduce comprehensive costs, improved the level of internal management, and promoted banks to transform authenticity review methods.

In order to increase financial support for the prevention and control of the epidemic and the development of the real economy, to help enterprises make full use of the two domestic and international markets and two resources, and integrate low -cost funds from overseas efficient and conveniently, this year, the Sichuan Branch of the Foreign Exchange Bureau has actively strived and promoted to promote Two reform pilots and 1 convenience policy are effectively landed.

According to the "Daily Economic News" reporter, these two reform pilots are: support high -tech and "specialized new" enterprises cross -border financing, and supporting Chengdu enterprises to carry out one -time foreign debt registration. up to now,.

The convenience policy supports the company's multiple foreign debts to share a foreign debt account. This policy reduces the cost of corporate account management and the foot cost of the bank's exhibition industry, increases the speed of foreign debt funds, and also simplifies the internal approval process of bank accounts and improves business processing efficiency.

As of now, a total of 6 banks in the province have handled multiple foreign debts to share a foreign debt account business for 8 companies. At the same time, actively guides enterprises to carry out remote online business handling, and supports 6 registrations for foreign debt signing (changes) for foreign debt signing (changes), involving an amount of $ 1.776 billion.

Daily Economic News

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