Give full play to the role of the small main force of the agricultural branch to help small, medium and micro enterprises to relieve difficulties

Author:China Agricultural Credit News Time:2022.06.24

Give full play to the role of the small main force of the agricultural branch to help small, medium and micro enterprises to relieve difficulties

Lin Wenxing

Under the influence of the epidemic, small and medium -sized enterprises have limited operations, and financing has become an urgent demand for enterprise development. The Hainan Agricultural Credit System plays the role of the small main force of the agricultural branch, actively connects to the trapped enterprises due to the epidemic, and gives preferential measures such as reducing loan interest rates, reducing interest rate reductions or reducing interests, optimizing renewal procedures for the exhibition period, to effectively help the epidemic affects small, medium and micro enterprises to relieve the rescue of small and medium -sized enterprises. Difficulty.

In the coconut forest town of Lingshui County, thousands of acres of land are full of golden pineapples, and many workers are packaging and loading the picked pineapple category. "We are the collective land planting pineapple in the village. It has been more than ten years." A certain Agricultural Development Co., Ltd. in Lingshui, Hainan has been cultivating here for many years. Now the pineapple planting area has reached about 4,000 acres. There are hundreds of workers in the picking season. Work here.

Xing Anyan, general manager of the company, told reporters that although the company's operations have entered the right track, in recent years, they have been affected by the epidemic, difficulty in recruiting workers, rising fertilizer import prices, and large restrictions on transportation and sales. "When the capital turnover is needed, it is Hainan Lingshui Agricultural Credit Association for help." Xing Anyan told reporters that this year the company applied to Lingshui Agricultural Credit Society for a nearly 5 million loan to purchase agricultural resources, and it was used to purchase agricultural resources. It was approved for about three days, and the urgent urgency was relieved.

It is also operating agricultural products. Hainan Leifeng Mango Farmers 'Professional Cooperatives in Hainan Leifeng Mango Farmers' Professional Cooperative in Lingjian Town has been focusing on the development of the mango industry for more than 10 years. Thousands of acres, technical service stations radiate more than 50,000 acres in the province. During this period, financial support played an important role in the development of cooperatives. According to statistics, since 2015, the Lingshui Agricultural Credit Cooperative has issued a total of 27 million yuan in loans for Hainan Leifeng Mango Farmers Professional Cooperative.

Jiang Tianlun, director of Lingshui Agricultural Credit Society, said that the investment in agricultural -related enterprises is large, the cost of production is high, and the demand for funds is also urgent. To this end, the agency has firmly fulfilled the positioning of the agricultural branch of the agricultural credit system and provided convenient credit services for enterprise organizations.

Especially after Hainan Agricultural Credit issued the "Nine Measures on the Prevention and Control of Financial Support Epidemias to help small and medium -sized enterprises to relieve difficulties", Lingshui Agricultural Credit Association took the initiative to connect with the outbreak of the company to be trapped and introduced Hainan Agricultural Credit to relieve nine measures. Give preferential measures such as "new loans to reduce interest rates". At present, the Lingshui Agricultural Credit Association has issued 85 million yuan of new loans to 6 trapped enterprises, and 7 loans are being handled, with a total amount of 74 million yuan.

In addition, the Lingshui Agricultural Credit Association also provided financial support for small and micro enterprises affected by the epidemic, and has completed 7 households for reducing interest rate reductions or interest -exemption. It has completed 7 households and benefited from 262,300 yuan. "In addition, customers who have temporarily experience liquidity in the impact of the epidemic will help the repayment of the plan, the loan exhibition period, the renewal of loans, etc." Jiang Tianlun said that the next step will be The supporting role of finance for the prevention and control of the epidemic and the real economy has effectively implemented Hainan's agricultural credit rescue difficulties.

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