Financial "Gan Rain" turns into the spring breeze for ten years and adheres to the agriculture and rural areas

Financial "Gan Rain" turns into the spring breeze for ten years and adheres to the agriculture and rural areas

Border Deda

Thousands of stone trees are far away, and the sound of water in the fields. Help agricultural production has become the main theme of the Rural Commercial Bank's work. At present, Lindu is full of vibrant. A different kind of rural commercial bank team climb mountains and wading, walking in the village. Send it to the farmers and open up the "last mile" of rural financial services.

Since 2012, the Heilongjiang Yichun Rural Commercial Bank, as the main force of rural finance, has continuously increased investment in capital organizations and credit funds, and has "loaned" spring on the vast land of forest capital. Since 2012, the city's Rural Commercial Bank has issued a total of 4.7 billion yuan in "preparation of spring plowing", involving 70,000 farmers, and nearly 3.2 million mu of spring farming, of which 718 million yuan of "spring plowing" loans were issued in 2022, with a loan balance of 6.41 100 million yuan, ranked first in the city's financial institutions.

Lead the party building and deepen: the three farmers behind 300 days and nights adhere to

At the beginning of the new year, the morning light was slightly light, and it was warm and cold. I have worked for 13 years in Yichun Rural Commercial Bank. Every year, after New Year's Day, we start to help "spring farming production" prepare for the war. Touched the demand for farmers' funds in the past, and the relevant materials are ready. How much can I pay for the people? It has been like this for more than ten years, and Wang Wenjun, deputy governor of Yichun Rural Commercial Bank Jinshan Tun Sub -branch, said.

On the "battlefield" that is effective in the effects of poverty alleviation and rural rejuvenation in Yichun City, a large number of "rural revitalization" in the village financial service team from Yichun Farmers and Commercial Banks like Lin Gang from Yichun Gang. In order to effectively implement the "National Grain Safety Belt" strategy, Yichun Rural Commercial Bank has persisted in the early ten years of persistence to help spring production early planning and early layout. "Team", further change the work style, organize credit personnel to go to the field, to the ground, and enter the farmers, carry out in -depth and meticulous foundation, investigation, and analysis, learn more about the capital needs of the majority of farmers in detail, and investigate the "three clarifications". That is to find out the credit demand of the district, the use of the use of loans of farmers, and the progress of the richer project of farmers. Yichun Rural Commercial Bank leads the credit officer and financial commissioner to further extend the wide -angle of supporting farmers, provide farmers with all -round financial services such as policies, information, and funds, so that the creditors and financial commissioners will become a financial bond to connect farmers, and it will help farmers Financial experts who get out of poverty and become rich, and actively contacted the local agricultural authorities to understand the arrangements and requirements of spring plowing and farming work, calculate the amount of credit funds, prepare the planning plan, implement the source of funds, and make every effort to ensure the issuance of spring farming production loans.

From 2012 to May 2022, Yichun Rural Commercial Bank under the jurisdiction of 3 legal entities in the jurisdiction of 36 "rural rejuvenation" in the village financial service team, with a total of 168 members participating in the village work, accumulated during the "preparation spring" period, accumulated accumulation Occupying more than 350 days of rest, 73,000 households visited farmers, 130 financial publicity, and a total of 7.436 billion yuan in credit. They attract funds, infusion concepts, supporting projects, diligence and stability ... Use financial sweet rain for precision poverty alleviation and rural rejuvenation.

Make financial services warm and intimate: the inclusive practice behind the 50 village outlets

"The Rural Commercial Bank not only has good service, but also has high loan efficiency. The credit personnel did not drink a sip. In just one day, the loan was done. I solved my urgent urgency. Now the greenhouse is good. "Xu Mou, who was engaged in the fungus cultivation industry in Donghong Village, Chenming Town, was excitedly thanked by Yichun Rural Commercial Bank to get a loan of 50,000 yuan.

Heilongjiang Province is a large agricultural province, and the agricultural production has been greatly affected by the season. The total demand for spring plowing and cultivation credit funds is large, the number of households involves a large number of households, a small amount of a single amount, a tight launch time, and a relatively concentrated acceptance. In order to effectively meet the needs of regional agricultural production funds, Yichun Rural Commercial Bank further improves service methods, and uses the advantages of large outlets, wide coverage, and geographical good. Extend business hours, temporarily increase credit personnel, online and offline union, mobile windows, and other methods to accelerate the launch of spring plowing production related credit. With the distribution, as of the end of May, the city's Rural Commercial Bank issued a total of 285 million yuan of purchase seed loans, 336 million yuan in fertilizer loans, and 97 million yuan of agricultural machinery purchases and maintenance loans to ensure that spring plowing funds were in place in time. It was really sent to the hearts of the farmers and the hearts of the farmers and the borrowing households.

Helping specialty agriculture is more prosperous and stable: the financial power behind 48 product policies

Ms. Zhang, a customer engaged in the planting industry, cordially reflects Jin Ziqiang, the president of Yichun Branch of Yichun Rural Commercial Bank. But you ca n’t get any mortgage at all. This money is borrowed by the owner and the west family. You have come to you, and we can expand our planting garden this time. "

Yichun Rural Commercial Bank launched the "farmers online+offline fusion loan" products with pure online, pure credit, and no (quality), as well as farmers 'mutual loan products, farmers' "one -certificate" loan products, etc. The approval time was shortened from the original 5 days to 5 minutes, forming a three -in -one marketing package for "traditional offline products+credit card products+online loan products" to flexibly meet the financial needs of individual farmers; in addition, in order to cooperate with the region The development of characteristic industries and meeting the demand for borrowing financing of small and micro enterprises related to agriculture -related forests, innovation and launching "Qingsong Financial" to support rural revitalization series loan products, including black fungus planting loan products, Chinese herbal medicine industry project loan products, farmers' professional cooperative guarantee loan products, grain offic (Quality) Pure guarantee loan products, etc., aims to better improve the quality of financial services for the three farmers and help the local real economy to move forward. The spring tide of the forest capital, Yichun's rural commercial supporting farmers are busy. On this vitality and vibrant soil, in the busy season for the spring farming, Yichun Rural Commercial Bank took the responsibility of serving the three farmers, and sent the true feelings of Yichun farmers to help agriculture and rural areas. Moon and autumn lays a solid foundation. We have reason to believe that Yichun Rural Commercial Bank must grow into a towering tree and will definitely become the most intimate bank around the people!

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