As of the end of May, the centralized platform has achieved a total of 761 billion yuan in financing for enterprises

Tianshan News (Reporter Wang Yongfei) The reporter learned from the Urumqi Center Sub -branch of the People's Bank of China: Since it was launched at the end of 2013, as of the end of May this year, the China -China account receivable financing service platform has achieved a total of 761 billion yuan in financing for enterprises. Among them, the financing proportion of small and medium -sized enterprises is as high as 77%.

Screenshot of the official website of the account receivable financing service platform

The China -Alumni Credit Financing Service Platform is led by the People's Bank of China Credit Center and is organized by the subsidiaries (Tianjin) Real Estate Financing Registration Service Co., Ltd. The one -stop service of lending loans has effectively revitalized the company's account receivables. The total annual financing has exceeded the 100 billion yuan mark for 4 consecutive years, effectively broadening the corporate financing channels.

"The stock of activation of accounts receivable is an effective way to promote the financing of small and medium -sized enterprises. It can convert the long -term cash flow formed by the company's sales into the right -term financing capacity, and strengthen the production cooperative relationship of the supply chain enterprise with finance as the bond." Wang Xiufang, deputy researcher at the Credit Management Office of the Central Sub -branch.

It is worth mentioning that, through this platform, the People's Bank of China Urumqi Center Sub -branch also launched the "core enterprise+platform+bank+small and medium -sized enterprise" online supply chain financing model. Since its launch, as of May this year, relying on core enterprises, the platform has helped suppliers on the chain to achieve low -cost rapid financing of 65.03 million yuan.

"The platform is committed to creating an online account receivable financing service system, especially through systematic docking with the financial department, the core enterprise of the supply chain, and commercial banks to automatically transmit financing related information online to achieve the full process and high efficiency , Sustainable online accounts receivable financing to solve the problem of corporate financing. "Wang Xiufang said.

Special transformers actively connect with the platform to realize the direct connection of the system. The upstream suppliers send financing needs through the platform. Special transformers automatically upload data to confirm the account through the system interface to help supplier companies achieve low -cost rapid financing. "From the initiated financing application to the loan to the account, each loan is usually not more than 3 days. Compared with the previous offline financing, the financing cost is reduced by 45 basis points compared with offline, effectively alleviating traditional accounts receivable financing The information asymmetry and the confirmation of the authenticity of the account. "Wang Xiufang said.

In the next step, the People's Bank of China Urumqi Center Sub -branch will continue to do a good job of promoting and applied exploration of platforms, give full play to the platform as financial infrastructure to help enterprises' financing functions, focus on the development of the industrial chain, and provide accurate personalized services for the upstream and downstream of the industrial chain.

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