China's ten years · series theme news release 丨 The average annual growth rate of bank loans in my country in the past ten years has reached 13.1%

Xinhua News Agency, Beijing, June 23 (Reporter Li Yanxia) Xiao Yuan, vice chairman of the China Banking Regulatory Commission, said on the 23rd that in the past ten years, the average annual growth rate of bank loans and bond investment in my country was 13.1%and 14.7%, respectively. Fast matches.

He introduced the above situation at the "China Ten Years" series of theme press conferences held by the Propaganda Department of the Central Committee of the Communist Party of China on the 23rd.

Xiao Yuan Enterprise said that the virtuous cycle of finance and the real economy has gradually formed, and the industry's wealth management and trust channel business has shrunk significantly compared with historical peaks, and the financial disconnection has been reversed.

Information from this conference shows that in the past ten years, the banking insurance industry has been focusing on serving the development of the real economy, helping to stabilize the macroeconomic market, and achieve positive results. The depth of insurance rose from 2.98%to 3.93%, and the insurance density rose from 1144 yuan/per person to 3179 yuan/per person. Since its establishment in 2012 in 2012, it has covered 1.2 billion urban and rural residents, and long -term nursing insurance covers nearly 150 million people. The average annual growth rate of inclusive small and micro enterprise loans and inclusive agricultural loans reached 25.5%and 14.9%, respectively, which was greatly higher than the average growth rate of loans. There are about 9.5 per capita bank accounts, and inclusive financial coverage is significantly improved.

Continue to improve the governance of financial institution companies, deepen the reform of small and medium -sized banks and agricultural credit cooperatives ... The reform and opening up of the banking industry insurance industry presents a new situation. "The pilot reform of the third pillar of pension insurance has made significant progress. The scope of the pilot of exclusive commercial pension insurance has expanded to the whole country, and the scope of pilot financial management pilots expands to ten places." 100 million yuan. In terms of opening up, in the past ten years, my country has launched more than 50 bank insurance open policies; in 2021, capital and assets in foreign banks in China have increased by more than 50%compared with ten years ago.

Xiao Yuan Enterprise also said that the current prevention and resolution of major financial risks have achieved important results. The blind expansion of financial assets has been fundamentally reversed. The scale of high -risk shadow banks decreased by about 25 trillion yuan compared with historical peak pressure. The disposal of non -performing assets has been promoted, and the total of 16 trillion yuan has been digested in the past ten years. A large number of prominent risk hazards were eliminated. Financial violations and corruption are severely punished.

[Editor in charge: Xue Tao]

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