Accelerate the "quality loan" of Wenzhou "quality loans" to the "quality loan" of the enterprise

Zhejiang News Client Editor Xiang Rui Sharing Alliance Ruian Station Su Yingying Correspondent Lin Jie Dai Xiangyin

Recently, the Ruian Market Supervision Bureau and Ruian Rural Commercial Bank signed the "Quality Loan" financing product strategic cooperation agreement. At the signing ceremony, Ruian Rural Commercial Bank also signed a "Quality Loan" credit agreement with Zhejiang Hope Machinery Co., Ltd., which obtained a credit limit of 30 million yuan, which marked Wenzhou's first "Quality Loan" financing product.

"With this credit, it has made the company an additional development funds, and the interest rate is more favorable, so that the company under the epidemic has eaten 'Xinxin Pills'." Yang Yi, chairman of Zhejiang Hope Machinery Co., Ltd. At the stage, new production equipment, as well as the intelligent and digital transformation of the equipment requires a lot of funds. In addition, due to the impact of the epidemic, the cycle of funds in production links has become longer, increasing the demand for funds. Today, with this credit, companies can move forward with peace of mind.

The "quality" soft power of the enterprise has transformed the "hard assets" of finance, and Ruian Innovation launched the "Quality Loan" of the "Quality Loan" of the government and silver cooperative benefit enterprise project, supporting enterprises with real gold and silver to make bigger and stronger, and effectively promote the stability of the economy into quality. The service target of the project is a high -quality enterprise that has won governments at all levels, standard innovation contribution awards at all levels, and "Made in Zhejiang" brand certification and quality management system (IS09001) certification. Signing banks will be listed in the next 3 years to provide a single 5 billion credit scale, providing financial special services to quality benchmark brand companies, so that enterprise development will be more "confident".

At present, there are 1 Zhejiang Provincial Government Quality Management Innovation Award, 11 Changzhou Mayor Quality Award Enterprises, and 38 Ruian Mayor Quality Award; 90 "Manufacturing" brand certification enterprises.

According to the agreement, the Ruian Market Supervision Bureau pushed the bank to the bank to win the government list of governments at all levels (including cultivation awards), standard innovation contributions at all levels, and "Zhejiang Manufacturing" brand certification. Business visits services, in accordance with the requirements of credit permission, provide comprehensive financial service solutions, enhance the timeliness and effectiveness of financial services, and comprehensively promote the all -round cooperation between the two parties. At the same time, banks implement a "one -enterprise, one policy" differentiation service solution in terms of service means, business processes, service products and service prices.

It is worth mentioning that "quality loan" not only provides financial support for enterprises with quality honors, but also allows enterprise employees to enjoy the benefits brought by the company's "quality" honor.

It is understood that "quality loan" is divided into two types: quality development loan and quality growth loan. The former is to provide quality improvement, management upgrades, standard development, technological innovation and fixed asset investment, supplementary mobile funds, etc. In terms of financing demand, the loan amount is determined according to the award level and the taxable sales of the previous year combined with the actual situation. The quota ranges from 20 million yuan to 100 million yuan, which is more favorable than the loan interest rate of ordinary corporate loans. Employees and spouses of enterprises are used for personal consumption purposes, such as home renovation, car buying, education, shopping and other full -class loan needs, and the highest credit loan amount is 300,000 yuan.

"The honor of the" Quality 'at all levels' needs to be strictly reviewed on all aspects of the production and operation of the enterprise. Those who can be rated are enterprises with development potential. With the government in advance, banks can relieve their loans and help the development of the enterprise. "Ruian Zeng Darong, Secretary of the Party Committee and Director of the Municipal Market Supervision Bureau, said that in the next step, the bureau will take the initiative to serve to find the most urgent and most realistic issues of the enterprise, implement the policy of helping the enterprise's rescue, enhance the accuracy of the department to serve the real economy, magnify the real economy, amplify the enlargement The contribution of financial empowerment of economic development guides enterprises to carry out outstanding performance management, standard innovation, quality improvement, and brand creation.

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