"Two -level dual -drive" supports the development of rural collective economic organization industries

"Two -level dual -drive" supports the development of rural collective economic organization industries

The countryside must be revitalized, the industry must first, the industry must revitalize, and finance must help. In 2022, Sichuan Pingwu Rural Commercial Bank in -depth implementation of financial support to comprehensively promote rural revitalization work requirements, continuously improve the market system, organizational system and product system of financial services to rural revitalization, pay close attention to the "weak" field of economic development of agriculture, rural areas, and innovate finance Driven models support the development of rural collective economic organization industries, and establish a virtuous cycle of financial "fulcrum" for the overall situation of county and rural rejuvenation.

The county -level driver is all under the jurisdiction. Borrowing Lijiang-Pingwu East and West Cooperation in the deep integration of the three areas of social assistance, financial credit, and village collective economic organization, explore the "government+bank" cooperation model, and sign with the Pingwu County Rural Revitalization Bureau "East and West Cooperation Pingwu County Baicun Gongfu Rural Collective Collective Economic Organization Loan Sub -Fund Cooperation Agreement", set up a special credit financing project of "Pingwu County Baicun Gongfu", leveraging the 10x credit funds of the risk fund There are more than 160 rural collective economic organizations under the jurisdiction, and the rural collective industries have grown. As of now, Pingwu Rural Commercial Bank has investigated and visited 11 projects in 6 townships, granting more than 30 million yuan in credit, and completing the first batch of homestay construction, konjac planting, crispy red Li planting and other project loans to invest 5.1 million yuan, effectively stimulating the rural collective economy Organize the role of rural resource utilization and industrial demonstration, activate the motivation for endogenous development of rural areas, and promote the rural pillar industries such as the aquaculture, planting, and cultural tourism.

Township driving special specialization. In response to different towns and towns and towns and towns in the jurisdiction, inconsistency, and the inconsistent direction of the development models and directions in their jurisdiction, innovate and launch a special cooperation model for township -level and township -level, and realize the town and one strategy to target financing. Recently, Pingwu Rural Commercial Bank signed the "Risks Risk Sharement Agreement on Risks of Rural Revitalization Special Loan Risks" with Pingwu Rural Commercial Bank and Xinyuan Company of Pingwu County. Village collective economic organizations and village investment companies invest to form a special loan risk sharing fund. The Pingwu Rural Commercial Bank shall accurately invest in special loans in accordance with the principle of 10 times the amount of the funds of the fund sharing funds, and the direction of the development of rural collective economic organization industries in Jiangyouguan Town need. In terms of interest rates, the market quotation floating interest rates are implemented, and discounts are given according to the loan period, so that the degree of interest is up to 240 BPs. As of now, Pingwu Rural Commercial Bank has invested 4.95 million yuan in "Special Loan of Rural Revitalization in Jiangyouguan Town" to support the development of the pig breeding industry of 4 rural collective economic organizations in Jiangyouguan Town.

Comprehensive promotion of rural revitalization cannot be separated from the in -depth support of the local financial industry. In the later period, Pingwu Rural Commercial Bank will continue to improve and promote the two -level dual -drive model, allocate more financial resources to key areas of the development of rural industries, and fully meet the farmers, new rural management entities, village collective economy, and rural revitalization industrial projects The financing demand for financing shows that the main military banks of rural finance are responsible, and the "live water" of "live water" irrigate the "three rural" fertile soil. (Xu Haiyan)

Responsible editor: Zhang Wei Guo Jinhui

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