Jinan: Financial live water is a small and medium -sized enterprise "thirst quenching"

Xinhua News Agency, Jinan, September 29 (Reporter Yuan Junbao, Wang Zhi) "When we are the most difficult, the 500,000 yuan low -interest loan provided by Jinan Financing Guarantee Group is really 'life -saving money'. Normal. "Liu Wei, chairman of Shandong Xinman Garden Animation Culture Development Co., Ltd. said.

Since the beginning of this year, the funds of Xinman Garden Company have been eaten tightly due to the affected logistics transportation and other reasons. Liu Wei told reporters that cultural enterprises needed to use personal real estate to mortgage from bank loans, and the loan interest rate was generally close to 5%. "Ji Hae -Loan Loan" does not require real estate mortgage. After 2%of the fiscal interest rate, the interest rate of loan loans is 2.5%.

Feng Yi, director of the local financial regulatory bureau of Jinan City, said that in order to help small and medium -sized enterprises and individual industrial and commercial households actively cope with the impact of the epidemic, in May this year, the Jinan Finance Bureau, the Municipal Local Financial Supervision Bureau, the Municipal Industry and Information Technology Bureau, and the Citizenship Economic Bureau jointly jointly jointly The "Implementation Plan for Special Loans for Small and Micro -Enterprises in Jinan City" was issued, and "True Gold and Silver" helped the enterprise to relieve the rescue.

Jinan City comprehensively uses government financing guarantees, loan discounts, and premium subsidies to jointly launch a special guarantee loan product of "Ji Hae -relieving loan" with a scale of 5 billion yuan and cooperative banks. Transformed into a special loan financial product to guide leveraging the flow of financial resources to the market entity.

Wang Hongwei, chairman of Jinan Financing Guarantee Group Co., Ltd., said that the principle of inclusiveness in "Ji Hae -Loan Loan" is implemented. Small and medium -sized enterprises and individual industrial and commercial households who are affected by the epidemic can apply for a loan amount of 20,000 yuan in interest, exemption from interest, exemption from interest, exemption from interest, exemption from interest, exemption Substances for guarantee premiums; small and medium -sized enterprises can also apply to increase the quota to up to 500,000 yuan; small and medium -sized enterprises in the "whitelist" of the key industry chain supply chain can apply for up to 1 million yuan. The loan quota exceeds 20,000 yuan, and the financial subsidy and full guarantee fee subsidy shall be provided by the fiscal period according to the actual loan period.

In order to improve the convenience and efficiency of market entities, Jinan financing guarantee groups and 13 cooperative banks such as Qilu Bank, Lai Shang Bank, and Qingdao Bank to realize system interconnection and build a unified access platform "Jinan Yinyu Interconnection Commandment "And connect to some public data from 30 government departments to achieve online application, automatic approval, batch processing, intelligent risk control, shorten the approval time, and improve the operating efficiency.

By the end of September, the total guarantee amount of "Ji Hae -Loan Loan" exceeded 3.5 billion yuan, and more than 45,000 households were benefited from market entities. Employment has played a role in promoting.

[Editor in charge: Wang Jianing]

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