Li Daxiao: Personal pensions to implement personal income tax discounts are very beneficial

The executive meeting of the State Council held on September 27 proposed that personal income tax preferences for personal pensions for policy support and commercial operations were proposed.

According to the requirements of the meeting, the payee will be deducted before tax at the limit of 12,000 yuan per year. The investment income is not taxed for the time being, and the actual tax burden of receiving revenue will be reduced from 7.5%to 3%. The policy implementation dates back to January 1 this year. According to the executive meeting of the State Council, the personal pension of development policy support and commercial operation is a supplement to basic pension insurance, which is conducive to better meet the diverse needs of the masses and improve the level of guarantee.

British Securities Li Daxiao said that personal pensions are stable long -term funds. They are generally based on decades of investment cycles. The natural long -term characteristics of their investment are very consistent with the long -term capital demand of the stock market. In the ultra -short -term investment habits, the proportion of ultra -long -term funds similar to pensions in mature markets is high, which greatly enhances the stability of the market.

"The long -term funds in the A -share market have always troubled the market. It is also the root cause of the market's significant fluctuations. Promoting pensions to enter the market is a major policy measure that has called for many years. Policies. "Li Daxiao said.

He pointed out that the US 401K plan is a successful practice that promotes the effective policies of the big bull market for decades for decades. Among them, the tax incentive is the root of its policy. The tax incentive of my country's personal pension plan has fully learned from its successful experience. It is worth high evaluation.

Li Daxiao said that the great benefit is coming, and its policy power is enough to shorten the Chinese. It is also of great significance to the 3,000 -point defense war in the Chinese stock market. The extremely powerful policy support of multi -party troops finally arrived. Of course, only good stocks.

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