The typical experience and practice of Xiamen was notified and praised by the State Council

Xiamen is praised!

today

CCTV "News Network" report

Xiamen implements "fiscal policy+financial instruments"

Typical experience and practices that alleviate corporate liquidity difficulties

Commended by the State Council!

Xiamen's typical experience and practice on the list

In order to further mobilize and stimulate the enthusiasm, initiative and creativity of officers in all aspects of entrepreneurship, reform and innovation, and promoting a good situation of the formation of difficulties and courage, the General Office of the State Council recently issued a notice to 60 discovered by the 90th inspection of the State Council. Praise the typical experience and practices of items.

in

Xiamen City, Fujian Province

Implement "fiscal policy+financial instrument"

Erothes the difficulty of liquidity on the corporate on the list

"'Financial+Finance' supports enterprise development and promotes industrial transformation is an important part of the reform of the city's investment and financing system. It can effectively guide more social capital to support the construction of modern economic systems in our city." The relevant person in charge of the Municipal Finance Bureau said.

Let's see how Xiamen did

Finance+finance

Levens resources to help enterprises rescue

In order to comprehensively implement the requirements of the Party Central Committee's "prevention of prevention, stabilizing the economy, stabilizing the economy, development of security", and a policy measure of the State Council to stabilize the economy, in accordance with the special action requirements of the Municipal Party Committee and the Municipal Government, The key link of the subject, innovating the concept of "finance+finance", accelerating the transformation of industrial support input methods, and in view of the characteristics of different types of enterprises, classified and designed "fiscal policy+financial instruments". With fiscal funds, "precise drip irrigation" of financial resources, helping enterprises crack development problems, and promote the high -quality development of the real economy.

1

Fiscal policy+bank loan

Establish a technical innovation fund

Support enterprises to expand investment and R & D innovation

For industrial and software information enterprises with capital increase and expansion needs, a technological innovation fund is set up with a scale of 15 billion yuan. The government and banks are funded at 5:95 to support the "whitelist" enterprise capital increase and production, technological transformation, and research and development innovation financing financing. Essence The fund has changed the traditional "post -event subsidy" to "advance financing support". Enterprises implement capital increase and production and technological transformation. It can obtain up to 80%of the total project investment of the project; enterprises carry out R & D and innovation Financing.

The policy uses 5%fiscal funds to leverage 95%of bank credit funds, and it is expected that enterprises will invest more than 40 billion yuan. Enterprises only need to pay 2%of the financing costs per year, and click on the mobile phone through the online platform to click on the guidelines to apply for funds.

According to statistics, the fund has now raised nearly 10 billion yuan for more than 100 companies in our city, and more than 60%of the approved financing is SMEs.

2

Fiscal policy+guarantee

Establish a small and medium -sized enterprise financing fund increase fund

Improve financing difficulties

Credit is the bottleneck of financing difficulties for small and medium -sized enterprises. The Municipal Finance Bureau has set up small and medium -sized enterprises financing and credit increase funds to provide credit blessings for small and medium -sized enterprises, and encourage banks to provide unsecured credit loans for small and medium -sized enterprises. The government and banks are paid first and then recovered. This approach is equivalent to providing a certain degree of guarantee for corporate financing, and has opened up the "blocking point" of banks who dare not loans.

Through the credit enhancement function provided by the fund, it can provide 16 billion yuan of unsecured credit loans for small and medium -sized enterprises in the city. Single companies can obtain bank credit loans with a maximum 30 million yuan, from application financing to approval financing up to 20 working days. It not only focuses on solving the problem of "insufficient loans" and "loan", but also reduces corporate financing costs and improves loan efficiency.

According to statistics, the fund has provided more than 10 billion yuan in credit financing for more than 4,000 small and medium -sized enterprises in the city. The average loan interest rate is less than 100 basis points for new inclusive small and micro -enterprise loans in the first half of 2022.

03

Fiscal policy+bridge financing

Establish emergency loan funds

Relieve tight corporate liquidity

There is often a time difference between corporate repayment loans and newly approved loans. During this period, it is easy to have tight liquidity due to the continuity of funds. To this end, the Municipal Finance Bureau has set up an emergency loan fund of 2 billion yuan to provide enterprises with difficulty in funds with free thresholds for free "bridge" financing. In the case of complete data, the application can be completed within 3 working days.

As of now, it has cooperated with 30 financial institutions to serve nearly 600 companies; more than 1,000 loans, with a total amount of more than 30 billion yuan, saving the cost of hundreds of millions of bridges for enterprises.

4

Fiscal policy+insurance

Increase support for export credit insurance

Help enterprise hedging foreign trade risks

Affected by the continuous influence of the new coronary pneumonia, as well as the significant increase in logistics costs and the rise in commodity prices, issues such as arrears and refusal to receive goods faced by small and medium -sized foreign trade companies have also increased. In this regard, the city has increased its support for export credit insurance. The government funded the classification support. The government purchased the export credit insurance for enterprises with less than 6 million US dollars in the previous year, and subsidized other companies based on premiums. At the same time, in accordance with the principles of "depletion and being able to fall,", the premium rate decreases up to 20%.

It is reported that the policy has accumulated 3807 small and micro customers this year, an increase of 72.7%year -on -year. The coverage of enterprises has increased from 39.5%at the end of last year to 43.1%, supporting small and micro enterprises to export 2.82 billion US dollars, an increase of 73.3%.

5

Fiscal policy+fund

Establish an industrial chain development and innovation fund

Empower the development of the real economy

The Municipal Finance Bureau led the establishment of an industrial chain development and innovation fund with a total scale of 5 billion yuan and a first phase of 2 billion yuan to create a new model of investment promotion of the "investment and recruitment" fund. The fund focuses on "quoting the body, the industry, the project, and the economic contribution", and revolves around Xiamen's "4+4+6" modern industrial system. Investment in high economic contribution and high value -added projects, turn passive waiting for active choices, and empower industrial transformation and upgrading. At the same time, the fund has established an open and win -win cooperation mechanism to fully mobilize the power of state -owned enterprises, districts and municipalities, integrate multi -party funds resources, and promote the rapid landing of projects.

It is reported that the fund has signed intentions with six projects during the 2022 During the CIFC, involving emerging industries such as semiconductors and integrated circuits, big data, biomedicine, etc. It is expected to leverage the capital investment of more than 10 billion yuan in the future.

The relevant person in charge of the Municipal Finance Bureau stated that the next step of the financial department of our city will continue to follow the innovative ideas of "finance+finance", combine the performance evaluation of industrial support policies, coordinate and integrate a group of inefficient policies and funds, change support input methods, promote the promotion of already already already supported investment methods, and promote it. Introduce the scale of policies, explore more new scenarios applications, magnify the leveraged role and multiplication effect of fiscal funds, and improve the efficiency of fiscal resource allocation.

(Xiamen Daily Reporter: Chen Ni Comprehensive News Broadcast, China Government Network Picture Source Package Network)

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