People's Bank of China: Establishing device updates and renovation special re -loan

Source: People's Bank of China WeChat

In order to implement the decision -making deployment of the State Council's executive meeting on the renewal and reconstruction of equipment renewal and transformation of the weak areas of economic and social development, increase the actual needs of the manufacturing and service industry, and boost market confidence, the People's Bank of China has set up equipment renewal and renovation, and special support financial institutions are not allowed to do not use it. The interest rate higher than 3.2%provides loans to the manufacturing, social services, small and medium -sized enterprises, individual industrial and commercial households and other equipment. Equipment renewal and reconstruction special re -loan quota is more than 200 billion yuan, interest rates are 1.75%, the period is 1 year, the exhibition period is 2 times, and the period of each exhibition period is 1 year. 21 financial institutions such as savings banks and joint -stock commercial banks provide financial support in accordance with financial institutions issued 100%of the loan principal issued by financial institutions.

Relevant person in charge of the People's Bank of China set up equipment renewal and reconstruction special re -loan answers to reporters

Question: What is the purpose of setting up equipment renewal and reconstruction?

Answer: Promoting the weak areas of economic and social development to update equipment renewal, which is conducive to expanding the needs of the manufacturing market, promoting consumption recovery has become the main force of economic stimulation, and enhanced development stamina. According to the affairs of the State Council Executive Meeting, the People's Bank of China has set up a special re -loan of equipment renewal and reconstruction, providing low -cost funds to financial institutions, and guiding financial institutions to issue loan support equipment update transformation to manufacturing and other areas under the premise of independent decision -making and self -risk. Essence

Question: What are the policy support areas and issues of device renewal and reconstruction special loans?

Answer: The field of special reinsurance policy support is education, health, cultural tourism and sports, training bases, charging piles, urban underground comprehensive pipe galleries, new infrastructure, industrial digital transformation, energy -saving carbon renovation and upgrading in key areas, recycling of waste appliances recycling The purchase and renovation of equipment such as 10 areas such as the treatment system. The device update and reconstruction special re -loan issuance targets include 21 financial institutions including State Development Bank, Policy Bank, State -owned Commercial Bank, China Postal Savings Bank, and joint -stock commercial banks.

Q: How to implement the renewal of equipment update and transformation?

Answer: Equipment renewal and reconstruction special re -loan implementation list management. Relying on the promotion of an important project coordination mechanism for effective investment, the Development and Reform Commission will form a list of selected projects in the sub -field with relevant local and central departments and central enterprises. In accordance with the principles of marketization, financial institutions have independently decided and take risks to issue loans to the projects in the list. The special re -loan adopts a direct mechanism of "lending first and then borrowing", which is issued monthly. For financial institutions from September 1st, 2022 to December 31, 2022, a qualified loan issued to the project in the list with a interest rate of not higher than 3.2%, the People's Bank of China provides financial support at the loan principal and equal amounts.

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