Deeply cultivating "three rural" financial services in Sichuan actively carried out special activities for "sending code to households, one -click loans" | Go all the way to fight for the economy
Author:Cover news Time:2022.09.28
Cover Journalist Zhu Ning
"We used to apply for a loan to the bank. Now just scanned the code, the bank took the initiative to come to us." Liu Dingyin, the person in charge of Ruixin Tea Industry in Lianlian County, lifted his thumb to reporters. "I used to hear the loan before, and I always felt that it was a very complicated thing. I didn't expect that I only used to scan the code now. It is too convenient to complete the formalities without leaving home." It is understood that Liu Dingyin, who has recently been tight flowing funds, passed The two -dimensional code for "revitalizing" to apply for a loan, and successfully obtained a 3 million yuan loan issued by the Lianlian Rural Commercial Bank, and successfully got rid of the operating difficulties.
The Ruixin Tea Industry operated by Liu Dingyin, due to the more primitive local tea planting management operations in the region, tea companies only provide rough processing of tea, lack of pricing power, and long cash recycling cycle. The impact of the impact of the epidemic factors, the pressure of flow funds is greater. At the time of the exhibition, I watched the "code on the code" of the "Code on the Code" of the village affairs column. After receiving the platform's financing demand information push, Jianlian Rural Commercial Bank arranged for the customer manager to take the initiative to do the day and match the special credit product for the enterprise- "Good Tea Loan" to achieve rapid feedback and efficient lending. Essence
The reporter learned that in order to further strengthen the "agriculture, farmers" financial services and effectively support the steady growth of agricultural agricultural, in July of this year, the Chengdu Branch of the People's Republic of China and the Sichuan Agricultural and Rural Affairs Department, the Rural Revitalization Bureau, and the local financial regulatory bureau organized and carried out financial services in the province. Revitalize the special activity of "sending code to household, one -click loan" credit. Since the launch of the event, financial institutions and relevant departments at all levels in the province have actively responded and took the initiative to achieve 100%full coverage of 2,5967 administrative villages and 169 modern agricultural parks in the province, 100%of the two -way liaison full coverage, and 100%of the two -way liaison. The two -dimensional code of the "Code" two -dimensional code is fully covered, which further improves the financial service mechanism from the village to the garden. Farmers and new agricultural business entities only need to scan the QR code to obtain fast and efficient financial services.
As of September 26, the two -dimensional code of "Code" has been scanned more than 46,000 times and more than 28,000 code -scanning equipment. Through special activities, 220 million yuan will be issued to the agricultural entity, and the average loan period is 31 months. The average time from scanning to the lending time is 3 days. Nearly 30 % of customers realize "the day of application on the day of the day". 100,000 yuan, over 80 % of loans were issued in pure credit, effectively meeting the "small, short, and urgent" credit needs of farmers and new agricultural business entities.
"We will continue to carry out in -depth financial service villages to send codes to households, one -click loan 'credit direct -through special activities, and send financial benefits to the fields to the fields to provide more convenient and efficient financial financial financial financial financial enterprises and agricultural enterprises. Services are really improving the coverage and sense of obtaining rural financial services. "The relevant person in charge of the Chengdu Branch of the People's Bank of China told reporters.
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