In the five years of credit reporting 丨 Farm Issuing Suining Branch: Strict management of services and grasping education

Since the 19th National Congress of the Communist Party of China, the Ning Ning Branch has adhered to the concept of "full membership compliance, full compliance", focusing on "improving services, strict management, and paying close attention to mission" to continue to strengthen credit reporting. The system has contributed to a good social fashion contribution of "praising integrity and punishment".

Improve the quality of credit services. Over the past five years, the bank has continued to promote the widely used in -depth application of credit information information to help improve the level of financial services. In terms of credit acquisition, we will make full use of the medium -sized accounts receivable financing service platform and the Xinrong Tong platform to carry out financing docking and project marketing, which effectively improves financing efficiency and helps alleviate financing difficulties and expensive financing issues. In the past five years, there are 72 marketing projects, with an approval amount of 37.46 billion yuan and a loan of 17.46 billion yuan, giving full play to the role of policy financial support agricultural functions. In terms of credit reporting to promote financial product innovation, the use of various credit reporting platforms such as the Real Estate Guarantee Registration Center of the Banking Credit Reporting Center to build a platform for innovation and implementation of the collection and financing business of accounts receivables, and the implementation of major livelihood projects such as national and counties such as reserve forests. Provide strong financial support. In terms of credit reporting promotion after loan management, the bank will regularly inquire the credit report as a prescribed action of post loan management. The use of credit information can be used to further strengthen post -loan management and risk prevention and control work, maintain the balance of non -performing loans, and help improve local financial assets to increase local financial assets Quality and maintenance of financial stability.

Strict credit compliance management. In the past five years, the bank has started from the three links of "submitting, use, and management", and the foundation of credit compliance management has continued to consolidate. The first is to regulate the reporting of credit data. The quality of credit reporting data from the source has achieved the true, accurate, comprehensive, and timely reporting of the credit data for five years, without a error. The second is to regulate the information inquiry and use of information information. The use of credit information, loan declaration, loan investment, and post -loan management are strictly achieved by the use of credit information information. The third is to strictly implement the responsibility for the management of credit reporting. In accordance with the requirements of "full process, all -round, and full coverage", the management requirements such as inspection of information security days, monthly reports, and quarterly self -examination and self -correction are strictly implemented. The risk clues and abnormal query clues found in daily monitoring, and verify with the corresponding credit business, and sort out whether there is a hidden risk of credit reporting in various aspects such as authorization, review, inquiry, use, and storage. There was no credit information security incident since the 19th National Congress of the Communist Party of China, which firmly held the bottom line of information security risks and ensured customer credit information security.

Grasp the promotion and education of credit. In the past five years, the bank has carried out internal employee compliance education, and has achieved the case as a lesson and promoted reform; it has strengthened the popularization of information on credit reporting to the main body of information, and focused on enhancing the awareness of the protection of financial consumers and information security. Contribute to creating a good atmosphere for everyone to understand credit. First, the organization of credit personnel participated in more than 20 credit training training and 4 job examinations to build credit reporting risk prevention and control and improving the efficiency of loan approval, expanding credit scope, promoting product innovation, prevention of credit risk and other aspects. The comprehensive quality improvement system has cultivated a professional team of credit business. The second is to carry out credit promotion as an important part of customer service. By distributing credit reporting information to customer enterprises, explaining the popularity of personal credit and basic knowledge of corporate credit, and focusing on strengthening the awareness of corporate credit reporting. In the past five years, a total of more than 4,000 credit reporters have been issued. Third, through the combination of online and offline, organize public welfare publicity activities for the construction of a social credit system every year, help the city's credit consequences and culture, the awareness of protection and information security of financial consumers, and have received widespread praise and praise and praise from the local masses. affim. (Wu Anli)

Responsible editor: Zhang Wei Guo Jinhui

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