Finance and Finance joined forces in Wuhan 2239 "first loan households" to get more than 2.6 billion yuan

Wuhan Rong Company staff is guiding the enterprise to prepare relevant materials

Hubei Daily (Reporter Zhang Yangchun, correspondent Zhou Fanlu, Zhu Jiali) "For small and micro enterprises that have never been loaned, the credit cultivation of the financial and financial sector has helped us to open a door." Recently, recently, recently, recently, Shang Hao, general manager of Wuhan Simu Culture Technology Co., Ltd., took his friends who operated the enterprise to connect with Wuhan Rong Company to consult the first loan policy and loan process. Entrepreneurs praised Wuhan's financial financial benefit enterprise policy. In June of this year, with the help of Wuhan Relief Company's staff, Wuhan Simu Culture Technology Co., Ltd. applied for a loan of 200,000 yuan through the "first loan", which was the first time that the company had received a loan.

"First Loan" refers to companies that have never obtained loans, usually small and micro enterprises with less credit reporting, difficult assessment, and high risk. In order to solve the "first loan difficulty" and give full play to the demonstration effect of fiscal funds, the Wuhan Finance Bureau supports Wuhan Rong Company to promote the upgrading service of policy guarantee points, launch a "first loan shall be held" special product, full process tracking service, for natural persons The upper limit of the enterprise provided a loan guarantee of 200,000 yuan and 500,000 yuan, respectively, implemented a one -time withdrawal, and exempt the guarantee fee.

"First Loan" helps companies get their first loan, so that many first -class small and micro enterprises that are in tight funds see hope, which is of great significance to corporate credit cultivation. Wuhan Chujia Automobile Sales Service Co., Ltd. mainly distribute brand cars. This year, the store decoration and the sales of new cars require capital turnover. The company has applied for financing from a number of banks. Because there is no bank loan record, the tax amount is small, and the mortgage cannot be provided, it has not been able to obtain a loan. After learning that the company's financing problem was learned, Wuhan raised Hankou Bank to distribute 430,000 heads of heads of business in business pure credit guarantee loans, which effectively helped the enterprise break through the "first loan" dilemma.

According to reports, as of the end of August this year, Wuhan Rongyu Company has served 2,239 "first loan households" with a total amount of 2.675 billion yuan and a first loan rate of 11.51%.

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