For ten years of "Zhejiang", Zhejiang's banking insurance industry realizes leapfrog high -quality development

On September 27, 2022, Bao Zuming, Secretary of the Party Committee and Director of the Zhejiang Banking Insurance Regulatory Bureau, participated in a routine press conference of the 294th banking insurance industry in the CBRC to vigorously practice the political and people's requirements of financial work, improve the financial requirements, improve financial financial The service quality and efficiency, prevention and resolution of financial risks, and deepening financial reform have introduced the important achievements of Zhejiang's banking insurance industry for the decade of hard work and reform in the past decade.

The first is to adhere to strengthening the party's centralized and unified leadership in financial work, and vigorously implement the political and people's requirements of financial work. Over the past ten years, the leadership of the Zhejiang Banking Insurance Regulatory Bureau has continuously integrated the governance of the party's leadership and bank insurance institutions. "Two -way entry, cross -service", and party committees' pre -decision -making mechanisms have been solidly landed. 171 legal entities within their jurisdiction have written all party building work into the charter. Promote and improve the major financial risk disposal mechanism responsible for the main leaders of local party and government, basic construction of market chaos and control management and control systems, iteratively form a “Zhejiang plan” for diversified financial disputes, and promote the introduction of the country ’s first“ 31 finances ”to support common prosperity. Adhere to the "two -way" efforts from the regulatory end and the institutional side, and promote the integrity financial culture construction with Zhejiang recognition. Take the lead in implementing the requirements of the "dual notification", vigorously explore the evaluation of clean financial indexes, and promote continuous optimization of politics and compliance ecology.

The second is to lead financial support to support the real economy with new development concepts and continue to improve the quality of financial services. Over the past ten years, the Zhejiang Banking Insurance Regulatory Bureau has closely focused on Zhejiang's economic and social development, looking for the focus of financial services, and the quality of financial services has achieved a significant leap. Various loans of the banking industry exceeded the 18 billion yuan mark, an average annual growth of over 12%, the insurance depth rose from 2.72%to 4.05%, and the insurance density rose from 1610 yuan per person to 4,547 yuan. In -depth implementation of financing projects, the first financial services such as "farmers' family balance sheet financing", "no repayment of renewal loans", "medium -term flow loans", and other financial services. The interest rate of inclusive micro -loan continues to decline. The efficiency of the transfer of loans has increased significantly, and the balance of renewal is over 750 billion yuan, which is the first in the country. Accelerate the financial services of new citizens, the country's first trial -exclusive commercial pension insurance, and take the lead in achieving full coverage of Huimin -type commercial supplementary medical insurance. The strong development of charity trust ranks first in the country.

The third is to strengthen risk supervision and effectively prevent and resolve various financial risks. In the past ten years, Zhejiang Banking Insurance Regulatory Bureau has deeply summarized the lessons and lessons of various types of risk incidents, adhering to the spirit of "open a key to open a lock", and explore and improve the long -term mechanism of risk prevention and control. Take the lead in exploring successful experiences such as joint credit granting, consulting, business assistance, cyclical interpretation, and reform insurance, innovate cross -regional supervision and coordination mechanisms, and explore the new model of urban supervision of the provincial capital in the country. A total of 1.46 trillion yuan of non -performing loans, the non -performing rate fell to 0.67%, the lowest in the country. Continuously deepen the exploration of the intelligent regulatory system, the first supervisory tools such as the perspective management of shareholders' equity, large risk penetration identification and other regulatory tools, and took the lead in carrying out the pilot pilot of the "supervision of the supervision" of the China Banking Regulatory Commission. Continuous punch rectification of financial chaos, continuous standardization of Internet financial business, and shadow banking risks continued to converge. A total of 1,214 penalties were punished, with 655 personnel responsible, and the amount of penalties in the past 4 years exceeded the sum of the previous ten years.

The fourth is to continuously deepen reform and exploration and explore the way for national finance. In the past ten years, the Zhejiang Banking Insurance Bureau has always regarded reforms as a key trick, focused on the first trial, and released a strong "magnetic absorption effect" to promote at least one national financial reform pilot. It took the lead in the reform of the "first order" of the provincial agricultural credit federation of the provincial agricultural credit federation, and pioneered a series of innovative models such as "biological living" mortgage loans and "talent entrepreneurship insurance". The amount of amount continues to maintain the number one in the country. Comprehensively deepen the "maximum running" reform in the financial field, and the comprehensive implementation of the insurance application mechanism in the field of margin areas, which has been incorporated into the optimized business environment innovation measures and promoted to the country. With the Digital reform of Zhejiang Province, it is the first to build a provincial comprehensive financial service platform in the country, with an average daily information calls of about 500,000 times, benefiting more than 6.6 million enterprises and individual industrial and commercial households, supporting credit grant more than 5 trillion yuan, 94% of 94%, 94% The loan is inclusive small and micro loan.

In the next step, the Zhejiang Banking Insurance Bureau will continue to use the posture of the pioneers and the leader of the reform of the pioneers, faithfully practicing the "August 8 Strategy", comprehensively match the overall development of Zhejiang's "two advances" development, give full play to the role of financial reform and the role of test fields, and the test field role. , Strive to open up a new situation of high -quality development in Zhejiang's banking insurance industry.

Correspondent Yang Zijun Reporter Zhao Qi

- END -