Muting development, opening a rivers, and round dreams!Ten years of the banking insurance industry in Ji Meng, Zhejiang, Zhejiang, Zhejiang, Zhejiang

Zhongxin Jingwei, September 27th (Ma Jing intern Li Wenqian) On the 27th, the CBRC held the 294th banking insurance industry routine press conference, which is also the "ten years of banking insurance industry" series theme news Published the eighth game.

Mentioning the development of the banking insurance industry in the area over the past ten years, the Director of the Banking and Supervision Bureau of Hebei, Inner Mongolia, Zhejiang, and Shandong made an introduction at the meeting. Share keywords.

Hebei: Support the innovation, coordination, green, open, and sharing development of Xiong'an New District

According to Wang Wengang, secretary of the Party Committee and Director of Hebei Banking Regulatory Bureau, the current scale of Hebei Bank's banking assets is 2.8 times that of ten years ago, and the loan balance increases by 2.5 times; The depth of insurance rose from 2.9%to 4.9%, and the insurance density rose from 1051 yuan/person to 2678 yuan/person.

Speaking of the development of Hebei, Xiong'an New District is the focus of inpassing. What measures do Hebei Bank Insurance Industry have done in supporting the construction of Xiong'an New District?

In this regard, Wang Wengang said that in order to support the innovation and development of the new district, innovative application of blockchain, 5G, artificial intelligence and other technical scenarios, a total of 55 billion yuan of relocation funds and 15 billion yuan in construction funds were allocated; The new district's "four vertical and two horizontal" highways and external backbone road networks, transportation loans balance of 30 billion yuan; providing full -chain financial services for the green development of the new district for the green development of the new district, the comprehensive governance of Baiyangdian, "Millennium Xiulin" and other projects, and issued cumulative distribution Green Credit 30 billion yuan; in order to support the development of the new district, promote the implementation of foreign direct loans and carbon emissions rights cross -border transactions in the new district; in order to support the shared development of the new district, the re -production, relocation and resettlement, and new citizens in the new district enterprises are re -production, relocation and resettlement, and new citizens. Wait for exclusive financial services.

Wang Wengang also mentioned that 4 new legal person banking institutions and 22 branches (branches) -level bank insurance institutions have been set up in the new district to provide financial support for the high standard construction of the new district. At the same time, Hebei Banking Insurance Industry supported the new district planning to promote 240 key projects, and the accumulated investment of more than 460 billion yuan was completed to help the "city of the future".

Inner Mongolia: Encourage the planting "grassland green" and increase color "China Blue"

According to Yu Lin, secretary of the Party Committee and Director of the Inner Mongolia Banking Regulatory Bureau, various loans of Inner Mongolia banking financial institutions have increased by 2.3 times in ten years, with an average annual growth rate of 9.1%; various deposits have increased by 2.2 times, with an average annual growth rate of 8.5% ; Insurance depth rose from 1.55%to 3.15%; insurance density rose from 995 yuan per capita to 2686 yuan per capita.

"Green is the nature and background of Inner Mongolia, and green finance is also the true nature of Inner Mongolia finance." Yu Lin said that in the past ten years, the Inner Mongolia banking insurance industry has contributed to the development of green finance in Inner Mongolia in five aspects.

Specifically, the first is to continuously improve the implementation of the green financial policy, statistical evaluation, and reporting supervision system, and introduce a series of policies and measures. From the high level of global and strategic encouragement of "grassland green" and increased color "China Blue". Over the past ten years, the green financing of Inner Mongolia's banking industry has increased from 119.6 billion yuan in 2013 to 325.4 billion yuan at the end of June 2022, with an average annual growth rate of 11.77%, which is nearly 4 percentage points in various loans in the same period.

"In the past, it was said that Inner Mongolia was' sheep coal and rustic '. Now we add a few words' chasing wind by day", which is infinitely good. Storage is energy storage, that is, new energy. "Yu Lin said that the insurance industry in Inner Mongolia's banking industry revolves around the four progressive lines of low -carbon, zero carbon, carbon reduction and negative carbon, aiming at new energy coal control, carbon reduction, re -electrification, green, green, green Major projects such as the hydrogen economy and ecological restoration, ecological agriculture and animal husbandry, and the ecological protection of the Yellow River Basin have increased financial services. According to preliminary statistics, in the past ten years, green financing in Inner Mongolia has saved a total of 136 million tons of standard coal, and the amount of carbon dioxide was reduced by 273 million tons.

Yu Lin mentioned that the third is to guide many bank insurance institutions to "create a precedent", such as launching the first domestic -based transfer loan project, the nation's first single -pastoral carbon exchange index insurance, carbon exchange rights and other ecological resources rights and interests Innovative services such as products. At the same time, green finance expands the upstream and downstream of the retail field and the new energy industry chain, and comprehensively uses a variety of financial instruments and financial methods such as "investment, loans, debt, stocks, rent, and stocks" to provide good in the development and mergers and reorganization of new energy companies Financial services.

The fourth aspect is to promote bank insurance institutions to incorporate green projects into the credit risk process and manage the whole process of dynamic. The fifth is through the "one heart" of thought, "a game of chess" in the policy, and the "work together" in action to expand cooperation and promote the "green kinetic energy" of high quality development.

Zhejiang: To achieve "four dreams" for new citizens such as flexible employees

According to Bao Zuming, Secretary of the Party Committee and Director of the Zhejiang Banking Insurance Bureau, in the past ten years, the balance of various loans in Zhejiang's banking industry has exceeded 18 trillion yuan, an average annual growth of more than 12%; the depth of insurance has increased from 2.72%to 4.05%, and the insurance density is density. From 1610 yuan per person to 4547 yuan.

"Zhejiang is a new citizen flowing into a large province. At present, there are more than 6,400 million resident population in the province, ranking 8th in the country, and nearly 28 million in the flow population, accounting for 43.4%of the permanent population. It is very important to help them realize the business of living in peace and career. This is also our social responsibility. "According to Bao Zuming, since this year, the Zhejiang Banking Insurance Bureau has focused on the problem of" urgency and anxiety "of new citizens and insisted on promoting entrepreneurship to entrepreneurship entrepreneurship. Employment, meet the demand for living, provide limited measures to provide insurance and other aspects, etc., strengthen the financial services of new citizens, and help realize the "four dreams" of new citizen groups. The first is the dream of living, that is, to innovate and improve the leased housing loan product system, increase support for the construction of guarantee housing construction, and cooperate with more than 160 cases such as active and idle factories and collective operating land for government departments at all levels. Rent the community. As of the end of June, the province's housing leasing loans in the province were nearly 31.8 billion yuan, a year -on -year increase of 96.3%.

The second is the dream of entrepreneurial, that is, strengthening silver -shaped cooperation, innovating and promoting youth loans, entrepreneurial loans, and small credit loans, and providing interest rate discounts, driving the convenience of financing, and strengthening entrepreneurial support for new citizens. As of the end of June, the main legal person banks in Zhejiang Province have supported new citizens' entrepreneurial loans of more than 20 billion yuan.

The third is the characteristics of security dreams, which is aimed at the characteristics of flexible employment of new citizens and relatively high professional risks. Zhejiang's promotion of insurance institutions provides exclusive insurance guarantees for new citizens such as express delivery and takeaway through flexible insurance, platform docking, and group insurance.

Finally, the dream of happiness, that is, the demand for wages of migrant workers, the Zhejiang Banking Regulatory Bureau organized 54 banks in the province to establish a full -process wage payment management system with the Provincial Human Resources and Social Affairs Department, and vigorously promote the security deposit replacement insurance Mechanisms, 16,600 construction projects, and guaranteeing the salary of migrant workers exceeding 310 billion yuan.

Shandong: Create the ecological protection and high -quality development of the Yellow River Basin and high -quality development zone and new highland

According to Xing Guijun, secretary of the Party Committee and Director of the Shandong Banking Regulatory Bureau, the average annual growth rate of Shandong Province's deposits and loans in the past ten years reached 10.7%and 11.3%, respectively, and the total amount reached 11.6 trillion yuan and 9.4 trillion yuan, respectively. /People increase to 3080 yuan/person, and the depth of insurance has increased from 2.3%to 4.1%. The insurance company pays a total of 669.88 billion yuan, which provides strong support for the high -quality development of the economy and society.

"Shandong is the only river -junction area in the Yellow River Basin. It has its own advantages in the fields of kinetic energy conversion, opening up, and cultural heritage. The potential for ecological protection and high -quality development is huge." Xing Guijun mentioned Class, through the establishment of key tasks of the Yellow River, improve the monitoring and evaluation, tracking supervision mechanisms, and guide the bank insurance industry to closely connect the strategy of allocating resource allocation, performance assessment, and risk control measures to effectively improve the efficiency of financial services. At the end of June, the balance of various loans along the Yellow River Basin was 5.7 trillion yuan, which was 2.8 times that of ten years ago. Among them, the Shandong Branch of the Agricultural Issuance of the Shandong Provincial Branch launched 43.76 billion yuan in ecological protection loans in the Yellow River Basin, an increase of 53.2%year -on -year, ranking first in the "along the Yellow 9 provinces".

"In the province of Huang 9, Shandong's development results and comparative advantages are significant, but there are also pressures such as fragile environment, prominent hidden dangers of flood prevention, and obvious water resources in the yellow area in the province." The bureau gives full play to the guidance of financial regulation, strives to create a model area for ecological protection of the Yellow River, encourages green credit distribution, explores carbon emissions and water rights into the scope of pledge financing guarantee, and promotes the economic transformation and development of the basin. At the end of June, the green credit balance in the area reached 715.25 billion yuan, supporting the volume of carbon dioxide by 3.1247 million tons, and a sulfur dioxide equivalent of 4.819 million tons.

In addition, in order to stimulate the endogenous driving force of the high -quality development of the Yellow River Basin, the Shandong Banking Regulatory Bureau also actively explores new roads with high -quality development of regional characteristics, including highlighting the support of key projects in new and old kinetic energy conversion, and increasing the "top ten top ten of high -end equipment. "Financial support of modern superior industrial clusters.

(For more report clues, please contact the author Ma Jing, mailbox: [email protected]) (Zhongxin Jingwei APP)

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