In the "Zhejiang", the financial innovation master rotation "green"!Green Finance helps to push low carbon and rich

"Green water and green mountains are the golden mountains and silver mountains." In all parts of Zhejiang, this sentence can be seen everywhere. "Two Mountain Theory" has long been deeply rooted in people's hearts. The green gene has been deeply in the bones of Zhejiang Finance.

In order to effectively implement the deployment of the Green Financial Policy of the CBRC, the Zhejiang Banking Insurance Regulatory Bureau has established and improved the green financial service system, continuously improves the level of green financial services, exerts the resource allocation function of green finance, strengthens the development of green finance and Zhejiang industry. Green Water and Qingshan are the financial channels of Jinshan Yinshan ", helping the construction of a common prosperity demonstration area.

In accordance with the deployment of the Zhejiang Banking Insurance Bureau, in order to further enhance the green financial development capabilities of Wenzhou's banking and insurance industry, and effectively increase the effective credit investment in the low -carbon environmental protection industry, the Wenzhou Banking Regulatory Bureau continues to guide financial institutions in the jurisdiction to strengthen green finance Innovative products and service models provide convenient and preferential credit support and insurance services for green development, promote the construction and development of green finance in Wenzhou, and provide high -quality financial support for creating "beautiful Chinese Wenzhou samples".

"Loan" dynamic enterprise green development

Protect the green water and green mountains, and it is inseparable from the precise support of green finance. Under the leadership of the Wenzhou Banking Regulatory Bureau, Wenzhou Banking Insurance ownership has acting as a first trial, bold exploration of green financial product innovation, opening up special green financing, and improving policy and systems, accurately and direct entities, and for economic development. Provides strong support.

On August 25, Liu Xiaowu, the person in charge of Wenzhou Zhuosen Electric Co., Ltd., successfully applied to the 2 million yuan "climate -rich loan" of the Yueqing Sub -branch of Industrial and Commercial Bank of China. This fund will be used for high -precision equipment procurement and product iteration upgrades to help enterprises green and low -carbon development. This is the first industrial "climate" financial product in Zhejiang. It uses "real gold and silver" to support the development of climate -friendly industrial enterprises.

The "climate" was jointly promoted by the Wenzhou Meteorological Bureau and the Wenzhou Banking Regulatory Bureau, and was included in the first batch of key tasks this year by the Deep Reform Commission of the Wenzhou Municipal Party Committee. "It is appraised that Zhuosen Electric has a score of 88 points. We give 4.0%interest rate discounts, which is a significant discount than conventional loan interest rates." The relevant person in charge of the ICBC Wenzhou Branch introduced that when the climate score is above 90 or more, the interest rate can be as low as 3.8 as low as 3.8 %. The ICBC Wenzhou Branch uses the advantages of digital inclusive service, and uses diversified capital channels to adapt to financing for climate and support enterprises with green and low -carbon development.

With the "bridge" of the green financial rack, the "road" of the ICBC is promoting the green transformation of the industry with financial support and guidance, and the development of the company's pen is "green" into "gold". In July last year, the national carbon emission right trading market officially launched a launch transaction, and the "carbon assets" were given market value and liquidity. ICBC took the lead in innovating carbon emission rights for pledge loan. In August, ICBC Ruian Branch Channel Zhejiang Huafeng New Material Co., Ltd. handled a loan business of 5 million yuan. This is the first carbon emissions quota loan issued by Wenzhou. On October 29, ICBC Leqing Sub -branch and Zhejiang Zhejiang Nengleqing Power Generation Co., Ltd. signed a carbon emission quota mortgage loan agreement of 100 million yuan, and immediately loaned 36.52 million yuan on the same day, with an annual interest rate of only 3.8%. Effectively converted into green low -carbon development funds. As of the end of August this year, the green credit financing balance of the ICBC Wenzhou Branch was 21.773 billion yuan, an increase of 5.617 billion yuan from the beginning of the year, an increase of 34.76%year -on -year.

In recent years, Wenzhou Green Finance has gradually formed a series of new products and new models after exploration and practice. Zhejiang's first equatorial principle applicable project financing, the first single clean development fund entrusted loan, Wenzhou's first single green financial PPP project financing, first single -assembly construction industrialization project financing, first single sewage right pledge loan, first single carbon neutralized loan loan Landing ... As a pioneer and leader of green finance, the Wenzhou Branch of Industrial Bank innovated in the field of green finance, and fully empowered the high -quality development of Wenzhou's green industry.

According to the "Zhejiang Banking Insurance Industry Supporting" 6+1 "key areas of the" 6+1 "key areas of the" 6+1 "key areas such as" 6+1 ", which was jointly supported by the Provincial Development and Reform Commission, and the Provincial Department of Economic and Information Technology. The Supervisory Bureau promotes bank institutions insurance institutions to improve the green financial product service system, and accelerate the development of green rights and interests such as carbon emission rights, energy use rights, and pollutant discharge rights. During this period, many companies enjoyed the dividends brought by green finance from pollution to green, from tradition to modern transformation and upgrading.

ICBC Wenzhou Branch Finance supports Wensheng County Nantian Town Gaocun Chuchu Chuchi Waterfield Project

Help "non -waste city" creation

"Can't be buried, can't burn, no one wants." In Ruian, when it comes to solid waste, the first reaction of local citizens is to pollute the environment. "Some workshops secretly burned with boilers, and they were added with coal. The taste was really pungent!" The local environmental protection department often received complaints from the public's waste of industrial waste.

Most of the industrial solid waste burned in open -air, or landfills with domestic waste, causing great environmental pollution. Last year, with the formal operation of Tianze, these problems were solved. As a demonstration project for the establishment of a "non -waste city" in Ruian City, Zhejiang Tianze has environmentally friendly energy Co., Ltd. under Ruian City Industrial Solid Waste and Luck Harmic disposal and resource utilization projects. Demonstration project of incineration power generation. Agricultural Bank of China Ruian Branch. The company issued a loan of 147 million yuan in green projects. "The project has more than 650 tons of industrial solids daily, and about 150,000 tons of coal of annual festivals can play a very important role in the sustainable development of Ruian's economy and environment." Manager Zhang Wen introduced that a large green project like such a large green project often becomes the key to the smooth development of the entire project. Yu Zeheng, the person in charge of the project construction, said: "With the support of the green credit of the Agricultural Bank of China, our project has progressed smoothly and social benefits are significant. In the industry, the green heritage of the Agricultural Bank of China is particularly significant, and the "green development" has been determined as one of its three major strategies. The Agricultural Bank of China Wenzhou Branch has set up nine branches as a green financial demonstration branch to implement a working mechanism of "specialized schemes, commissioner services, and special resources" to form a green financial organization system with clear layers, unique and complementary advantages. Green financial products such as green intellectual loan "" green and high -quality manufacturing loans ", green supply chain financing, and contract energy management future income rights pledge loans have opened a new path for green enterprises. Among them, "Green Intellectual Reform Loan" is a small and micro enterprise exclusive product launched by the Agricultural Bank of China Wenzhou Branch. As of the end of August, the green loan balance of the Agricultural Bank of China Wenzhou Branch was 43.711 billion yuan, an increase of 6.358 billion yuan from the beginning of the year, an increase of 24.76%year -on -year.

Similarly, in order to promote the construction of Wenzhou's "non -waste cities", in 2021, the Wenzhou Branch of Industrial Bank reached a strategic cooperation with the Wenzhou Ecological and Environment Bureau, and the two sides surrounded the "double carbon" goals to help create a beautiful Chinese "Wenzhou model". Strengthening the treatment of solid waste is an important part of the construction of ecological civilization.

A specialized transport vehicle for hazardous waste is out of Wenzhou Ruiying Environmental Protection Co., Ltd., ready to go to the "customer" who just placed the order -Wenzhou Industrial Co., Ltd. received the shipping waste oil barrel. On the unified collection cloud platform of Xiaowei Ligue Waste in Wenzhou, you can clearly see how many waste -producing companies have served, and the transportation volume and inventory are clear at a glance. Entrusted a qualified unit in Wenzhou, "said the manager of the Environmental Technology Co., Ltd. said.

This is the unified cloud collection cloud platform that was officially launched in July. The platform is jointly created by the Wenzhou Branch of Hingshang Bank to assist the Wenzhou Ecological and Environment Bureau, further improve the city's small, micro -hazardous waste collection and transportation unified system, and promote the digital "intelligent governance" of small and micro -hazardous waste enterprises in Wenzhou City, and open up "no waste waste" for Wenzhou. The new mode of the city pressed the acceleration key.

Not only that, under the guidance of the Wenzhou Banking Regulatory Bureau, the Wenzhou Branch of the Industrial Bank and the Wenzhou Economic and Information Bureau promoted the special financial services of high -quality green development in the manufacturing industry to promote the green parks, green factories, green projects, and "acres of all heroes". Comprehensive evaluation of type A enterprise provides exclusive financial services support, which helps to promote the construction of "non -waste cities" in the governor of Wenzhou.

Painted "clean" ecological scroll

Entering Huhwu Town, Yueqing City, the "photovoltaic loan" launched by Yingye Bank and Zheng Tai'an allowed photovoltaic power to become a beautiful landscape in the village. The continuous power of electricity not only broaden the people's wealth, but also inject new villages' rejuvenation of the local villages. vitality.

"Guang Vi power generation only requires more than 60,000 yuan in early investment. It is still difficult to get so much money at once." Uncle Qi Qi said that when he looked forward to the photovoltaic power generation project, the Wenzhou Branch of Xingye Bank would be 66,000 yuan. "Light Loan" is delivered to the door in time. "Thanks to the Industrial Bank, this time it really puts 'Golden Phoenix' on the roof, and I can earn money with the sun." Uncle Qi said happily as a photovoltaic equipment on his roof.

With financial assistance, households used photovoltaic power stations to turn solar resources into "Sunshine Banks", and a group of villagers took "light" to green together.

Clean energy plays the role of the hub in the development of green low -carbon cycles, to achieve carbon peaks and carbon neutrality, and accelerate the transformation of energy structure is the key. The clean energy project that undertakes the transformation of energy structure is inseparable from financial support due to large construction investment and long cycle.

In February 2022, the photovoltaic loan products launched by Yingye Bank and Zheng Tai'an were officially released

The energy conservation benefits of Wenzhou Energy Development Co., Ltd. in Leqing City's photovoltaic power generation project are mainly reflected in the operation of the project without consuming other conventional energy and water resources. After the project is completed It has great results in reducing the effect of emission greenhouse effects, reducing ash, and reducing other exhaust emissions. The Agricultural Bank of China Wenzhou Branch a total of 42.25 million yuan was awarded the project, and a total of 42.25 million yuan in fixed asset loans had been issued. The landing of this project loan is a practical action for the key projects in the field of green energy in the Wenzhou Branch of the Agricultural Bank of China.

Cangnan County of Shan District builds a demonstration place for clean energy development in the country, and the landing of clean energy industry projects is inseparable from financial support. China Guang Nuclear Group's Sanao Nuclear Power Project landed in Xiaguan Town, Cangnan County. "This project has a total investment of 120 billion yuan. It is a key project in Zhejiang Province. It is the first to build a national clean energy demonstration province and build a modern energy supply system for the establishment of a national clean energy demonstration province, ensure the national energy strategy safety, promote carbon peaks and carbon neutralization and neutralization. It is of great significance. "The relevant person in charge of the ICBC Wenzhou Branch said. In order to promote the smooth progress of the project, ICBC set up a multi -level exclusive service team of provincial and municipal branch to actively strengthen the capacity of green financial innovation service, ICBC Wenzhou Branch and Shenzhen Branch successfully promoted the 1st phase of the 1st phase of the Cangnan San'ao Nuclear Power Plant for China Approve. Similarly, the Cangnan Sub -branch of the Agricultural Bank of China has approved a total of 20 billion yuan in the first phase of the Sanyao Nuclear Power Plant, 3 billion yuan of Huaneng Cangnan No. 4 offshore wind farm and China Resources Cangnan No. 1 offshore wind farm 5.2 billion yuan. At present , 11 households in the green financial sector of the branch, with a balance of 2.985 billion yuan. In the context of "double carbon", Wenzhou's green credit development has accelerated. As of the end of June this year, Wenzhou's green loan balance was 145.31 billion yuan, an increase of 32.3 billion yuan from the beginning of the year, an increase of 57%year -on -year.

(Reporter Zhao Qi correspondent Cai Jinjie Huang Zhangmiao Xie Shang hired Hu Xue)

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