The first transportation loan in Qingdao helped enterprises "promoting blood circulation and connecting"

Xinwang, September 26 (Reporter Gu Qingqing) On September 26, Qingdao Tianxuan Logistics Co., Ltd. signed the "Migrant Funds Loan Contract" with the Bank of Communications Qingdao Branch. Get 3 million yuan loan to alleviate the expensive financing of financing difficulties. This is the opportunity of Qingdao Transportation Bureau to take the pilot of the "Credit Transportation City" in Shandong Province as an opportunity to coordinate the special credit loan products of the road freight logistics industry launched by the Qingdao Development and Reform Commission, "Transportation Loan", The first business landed in Qingdao.

Traffic logistics is the "great arteries" of economic development. It is an important basis for steady growth, employment, and people's livelihood. It is also one of the industries that are affected by the epidemic. As an important port city in Qingdao, there are many market entities in the transportation and logistics industry, many employees, many transportation vehicles, and affected by the epidemic. , Difficulty in business requires funding support.

In response to this problem, the Ministry of Transport and the People's Bank of China set up a special re -loan of transportation and logistics with a total amount of 100 billion yuan. In order to convert the policy dividend as soon as possible to support the effectiveness of development, the Qingdao Transportation Bureau took the opportunity of the "Credit Transportation City" pilot of Shandong Province as an opportunity to jointly use a variety of research forms such as field+questionnaires to listen to the truth of the enterprise. Requirements, and coordinate related financial institutions, use Qingdao's comprehensive credit service platform, support financial technology such as big data and intelligent risk control, and use credit as the core element to deeply integrate with traffic and logistics companies to break the government departments and financial institutions Data barriers, facing the road freight logistics industry, innovatively designed special credit loan products with "low cost, high amount, and fast timeliness "-" Transportation Loan ", which is a good credit but lack of traditional collateral road freight logistics Enterprise empowerment, helping them get financing in banks, solve the urgency of enterprises, and accurately support transportation, logistics, and guarantee.

As the operation and maintenance party of the Qingdao Credit Comprehensive Service Platform and the technical support unit of the "Transportation Loan", the Qingdao Engineering Consulting Institute under the Qingdao Development and Reform Commission played a big data+technical advantage of the platform. Interface, realize the "one -click to reach" demand; build a big data model filtering and financing application to achieve "precise push"; introduce special data in the industry, realize the "one -click output" of special credit information reports, for the dangerous chemicals supported by special data support Transportation companies can match unsecured credit conditions; multi -party co -construction of big data risk control models to achieve "real -time warning"; use big data technology to manage the entire process of enterprise operations, while effectively improving the efficiency of bank -enterprise docking risk.

As the cooperative bank of the "Transportation Loan", the Bank of Communications Qingdao Branch attaches great importance to this business. Micro -road transportation and logistics enterprises lack the specific situation of guarantee and pledged goods, and use fintech and big data to innovate the launch of the business model of transportation logistics data loan project system based on the hazardous chemical transportation industry. The foundation is to share risks with the guarantee company, provide credit support for the hazardous chemical transportation enterprises and small and micro -road transportation enterprises, and the first batch of special amounts of 50 million yuan is reserved to support transportation and logistics enterprise loans.

Since the "Transportation Loan" was officially launched on September 14, the Qingdao Credit Comprehensive Service Platform has received more than 30 road freight logistics enterprises of about 100 million yuan in financing demand. "Transportation Loan" responded strongly in the industry. After receiving the financing needs of enterprises through the financing demand of enterprises through the Qingdao Credit Comprehensive Service Platform, the bank is promoted with the enterprise as soon as possible. The injection of financial "living water" has added motivation for Qingdao's transportation and logistics industry to keep the maintenance and continuous recovery.

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