Wucheng builds a "grain business bank" model to create a new highlight of rural reform demonstration

On September 26, the reporter learned from the special series of the theme series of the theme series of the theme series of the theme series held by the Texas Municipal Government News Office.

Since Wacheng County was identified as a pilot county for the integration of financial and financial policies in the province to integrate the financial policy in the province, the new model of the "Food Commercial Bank" has been innovated, based on standardized planting, scientific services, and safety protection. The main industrial chain operating entity that integrates planting, storage, sales, and processing, and promotes the "income insurance+base difference acquisition+fund credit+social service" model to fundamentally reduce the value loss generated by farmers' grain, avoid changes in grain price changes Risks to ensure food safety and maximize agricultural benefits.

The first is to innovate the grain deposit model to achieve food increase and revenue and preservation. "Food and Commercial Bank" collects grain storage in accordance with the principles of "free storage, free access, free grain rights, sustaining prices, and benefit of grain". Enter the "Food Commercial Bank". Member farmers can combine their own situations and choose storage methods such as "dating, regular types, and equity types" like banks. The longer the food deposit time, the higher the income.

The second is to innovate credit increase models and unblock financing channels. In order to solve the problem of the shortage of funds during the planting stage of farmers and the lack of mortgage in the mortgage, the "Food Commercial Bank" and the provincial agricultural burden company provides a financing increase to farmers. During repayment, farmers can settle the same value to the "Food Commercial Bank", which will be repaid by the "grain business bank" on time. At the same time, farmers also enjoy the preferential policies of fiscal discounts.

The third is the innovative income model to ensure the price of food. Combined with the "insurance+futures" corn income pilot opportunities, explore the income model of "grain business banks+insurance+futures+base difference acquisitions". This model provides management risk tools for agricultural -related subjects. Farmers can effectively respond to the minimum price guarantee in a series of risk transfer to effectively respond to changes in agricultural product prices and natural disasters.

The fourth is the innovation guarantee model and improve the ability to prevent and control risks. In order to solve our acquisition of corporate financing problems, the county also issued the "Rules for the Implementation of Grain Acquisition Loan Credit Guarantee Fund" and established the "Grain Acquisition Loan Credit guarantee fund" to increase credit for our grain acquisition enterprises.

In the next step, the "Food Commercial Bank" plans to build a demonstration base of 100,000 tons of storage facilities and daily drying 5,000 tons, and build an e -commerce logistics park and automated water conservancy irrigation demonstration zone according to needs, and strive to build a local agricultural industry cluster. At the same time, it is planned to set up several service outlets in 3-5 counties in the city this year and next, integrate local agricultural order planting, land custody, drying, warehousing, trade and other links, and strive to achieve the city's service outlets during the "14th Five-Year Plan" period. The overall model is promoted in the province, and it strives to create a highlight of the province's rural revitalization reform demonstration.

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