In the year, 18 bank shareholders have shot 3.56 billion yuan in "prices".

Author:21st Century Economic report Time:2022.09.26

21st Century Business Herald reporter Ye Mai Sui Guangzhou report

And banks are preparing to implement their holdings. On September 24, Lanzhou Bank announced the stabilization stock price plan. The bank intends to adopt the method of major shareholders, current directors, and current senior managers to increase holdings of the bank's shares to fulfill the obligation of stable stock prices. Essence The implementation period of this shareholding plan is within 6 months from September 24. At this point, 18 banks have given an announcement of the increase in holdings. As of September 25, it has increased its holdings of 350 million shares, involving a amount of 3.56 billion shares.

18 bank shareholders "prices"

Looking at the increase in the holding plan of the Lanzhou Bank, the bank's main shareholders enjoyed the bank's shares of the bank's shares by 15%of the cash dividend of 15%of the cash dividend of the last year during the announcement of the specific plan of the stable stock price. That is, the total amount of shares of Lanzhou Finance Bureau or its designated subsidiaries is not less than 7.4709 million yuan. The total amount of the company's shareholding shares is not less than 44.618 million yuan. The total amount of the shareholding of Lanzhou Tianqing Real Estate Development Co., Ltd. is not less than 4.164 million yuan. The total amount of the shareholding of Gansu Shengda Group Co., Ltd.

At the same time, the bank's current director and current senior managers have been used to stabilize the bank's stock price within 12 months from the date of listing of the bank's stock listing. The total tax salary of 15%, the total amount of the shareholding shares is not less than 1.1785 million yuan.

Lanzhou Bank was founded in June 1997. It was formerly known as Lanzhou City Cooperation Bank and was the first local legal person joint -stock commercial bank in Gansu Province. In May 1998, it was renamed Lanzhou Commercial Bank, and in June 2008, it was renamed Lanzhou Bank.

On January 17, 2022, Lanzhou Bank officially listed on the Shenzhen Stock Exchange and became the 42nd listed bank of A shares. However, due to market adjustments, the bank's stock price trend has not been satisfactory since its listing. At present, the highest price of history is 7.42 yuan/share in the early stage of listing. Since then, the overall decline is declining. Starting in late June this year, the bank's stock price continues to be lower than 5 yuan/share. As of September 23, the closed A -share closing, Lanzhou Bank stock reported 4.10 yuan/share.

From the perspective of performance, as of the end of the first half of the year, the bank's total assets were 433071 billion yuan, an increase of 8.18%over the beginning of the year; the balance of the absorption of deposits was 322.639 billion yuan, an increase of 5.56%over the beginning of the year; 1.21%.

During the reporting period, the bank realized operating income of 3.804 billion yuan, a decrease of 117 million yuan from the same period last year, a decrease of 2.99%; the net profit attributable to shareholders of the parent company was 830 million yuan, an increase of 79 million yuan over the same period last year, an increase of increase, an increase 10.54%.

In terms of asset quality, as of the end of the reporting period, the bank's non -performing loan rate was 1.71%, a decrease of 0.02 percentage points from the beginning of the year; the preparation coverage rate was 197.70%, an increase of 5.82 percentage points from the beginning of the year.

With the "price protection" plan of Lanzhou Bank, 18 banks have disclosed similar plans. As of September 25, shareholders have increased their holdings of 350 million shares, involving a amount of 3.56 billion shares.

Senior executives real gold and silver increase holdings

In addition to the increase in shareholders, the executives also took out real gold and silver to support the stock price of their own banks. On August 23, the information disclosed by the Shanghai Stock Exchange showed that the governor of China Merchants Bank Wang Liang increased its holdings of 30,000 shares of China Merchants Bank A shares on August 22, involving 1006,500 yuan. After this increase, Wang Liang's latest shares held For 3 million shares. This is the second time Wang Yousian has increased his holdings. Earlier, he increased his holdings of 20,000 shares of China Merchants Bank on May 26.

At the first quarter performance exchange conference held on April 25, Wang Liang said that China Merchants Bank had a good corporate governance mechanism and has long implemented the "president responsibility system under the leadership of the board of directors". In the past week, the board of directors of China Merchants Bank has "fully authorized and duties of the president" to ensure that the business team of China Merchants Bank is stable. He will lead the entire employee to overcome difficulties and maintain the steady development of various businesses of China Merchants Bank. In the next step, China Merchants Bank's management will definitely unswervingly implement future development strategies, and maintain the strategic implementation of non -shift and shake.

In addition to China Merchants Bank, the Shanghai Farmers and Commercial Bank also announced in August that based on the recognition of the company's future development confidence and value growth, the bank's executives and some directors and supervisors intend to increase their holdings through the exchange bidding method through the exchange. The Shanghai Farmers and Commercial Bank of A shares with an unlimited sales conditions of not less than 6.6 million yuan. The implementation period of this holding plan is 6 months from August 19, 2022, and the source of funds required to increase the holdings of this holding holder is its own funds.

On the evening of August 24th, the bank issued an announcement on the progress of senior management personnel, some directors and supervisors voluntarily increased its holdings of the company's shares. As of August 23, the main body of the increase in holdings through the Shanghai Stock Exchange trading system accumulated in a concentrated bidding system. Increasing the company's shares of 647,300 shares, the cumulative increase in its holdings was 37.042 million yuan, accounting for 56.07%of the lower limit of the shareholding plan of the shareholding. Among them, Gu Jianzhong, the president of Shanghai Rural Commercial Bank, increased its holdings of 150,000 shares through the secondary market, and the increase in holdings reached 844,500 yuan. According to the same flower statistics, Bank of Beijing is the bank with the largest increase in holdings by the executives, reaching 14.159 million yuan. Among them, three days from June 15th to June 17th, 13 directors, supervisors, senior managers and directors of the Bank of Beijing bought the bank from the secondary market to buy 2.5995 million shares from the secondary market, and the transaction price range For RMB 4.49 to 4.58 per share, and promised to lock for two years from the date of buying the stock purchased.

Optimistic opportunities for repair

Although executives and shareholders have frequently increased their holdings, this year's equity market shocks down, and the banking sector also performs poorly. More than 80 % of bank stocks break.

However, with the recent decline in deposit interest rates, the pressure on the bank's liabilities ends, and the bank sector may usher in repair opportunities. BOC Securities issued a research report that economic data is better than expected, stabilized growth, stabilizing real estate policy measures and results can still be expected. The macro environment continues to support the amendments to bank stocks and restoration of the stock price. appear.

CITIC Securities believes that the further deployment of the continuation policy of the stability of the economy's package will help consolidate the foundation of economic recovery, effectively enhance the development of development, thereby helping improve the banking industry's operating environment, and the expected risk expectations. The steady advancement of system importance banks will help improve the long -term stability of the financial system and guide relevant banks to accelerate the high -quality development of the layout. For the investment of the bank sector, the bottom valuation of the current sector is established, waiting for economic expected restoration and risk expected investment opportunities.

Zhao Yuanyuan, the investment director of Jianhong Times, believes that the current bank valuation is located at 10%of the historical level, which is a low position. From the perspective of industrial capital, investment value has already appeared, and it is worth increasing holdings. In addition, the reduction of deposit interest rates has expanded the interest rate difference between banks in the past two weeks. In addition, the market interest rate has begun to prefer low -valuation industry, large consumption and large finance in the past two weeks. The short -term banking sector has a certain amount of revenue.

Xia Fengjing, the manager of Rongzhi Investment Fund, a subsidiary of Pai Pai.com, told reporters of the 21st Century Business Herald that the current bank stocks are worthy of attention. There are three main reasons. First, the valuation of bank stocks is in a very low position, and some bank stocks have even set the lowest level of history. Second, bank stocks have a lot of dividends, and some state -owned banks have average dividends of more than 6%, which is in sharp contrast to bank wealth management yields below 2%. Third, the increase in the increase of major shareholders or executives will help passing positive signals to the market and boost market confidence. At present, although the effect of increasing holdings is not obvious, it still has a certain role. Bank stocks have relatively anti -declines, and they have come out of relatively excess returns. Banks have high leverage operations and are more closely related to macroeconomic linkages. The macroeconomic data in August has improved initially, and the continuous reduction of deposit interest rates will also help alleviate the pressure on bank liabilities. If the macro fundamentals improve in the fourth quarter, the bank will usher in the repair of valuation.

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